Boston credit counseling.

The Boston Massachusetts area is served by numerous federal government certified non-profit credit counseling agencies. Their goal is to help anyone in distress, and can assist individuals by offering qualified individuals with access to low cost or no-fee credit counseling, foreclosure prevention counseling, debt management programs, and budgeting and education to consumers.

The primary goal of these organizations, many of which are also HUD certified, is to assist anyone in Suffolk County and Boston who is in financial distress and who needs help paying bills, debts, or their mortgage. They do this by offering credit and debt counseling, financial guidance and education, debt management assistance, bankruptcy counseling, and housing counseling assistance. Individuals can get advice via in-person sessions, over the phone, or through the Internet.

Action for Boston Community Development, Inc. (ABCD) – The local community action agency for Suffolk County. Mostly provides referrals, but can offer some financial advice, budgeting, and information on options such as federal government mortgage assistance programs. Also learn about other financial assistance programs, such as rent and energy bills.

  • 21 Meridian Street
    Boston, Massachusetts, 02128
    Dial (617) 567-8857
  • 535 River Street
    Mattapan, MA, 02126
    Call (617) 298-2045

Boston Home Center/Homeownership Center
Address: 26 Court Street
Boston, MA, 02108
Call (617) 635-0458 for information on housing programs and foreclosure prevention.
A HUD certified housing counseling agency. Get information and help applying for various federal government and state of Massachusetts foreclosure and mortgage assistance programs. Also counselors may also be able to help mediate with your bank or lender. Other services include homeowner buying programs and reverse mortgages.





Money Management International
Main office: 31 Milk Street Ste. 515
Boston, Massachusetts, 02109
(866) 336-0624
This national non-profit credit counseling agency has dozens of offices around the country, and this is the local Boston office. Call or stop by to enter into low fee debt management plans, receive free or low cost foreclosure counseling, and additional services such as pre and post bankruptcy assistance.

American Credit Counseling Service, Inc.
Location - Four Taunton Street, Suite 5
Plainville, MA, 02762
Phone number is (508) 643-4445
Learn about your rights when it comes to a foreclosure filing or credit card and medical debts. Money management education is available as well from the non-profit.

Allston Brighton Community Development Corporation
20 Linden Street, Suite 288
Allston, Massachusetts 02134
Call 617-787-3874
Another local community action agency. Offers many of the same services as ABCD above.

Asian Community Development Corporation
Address - 38 Oak Street
Boston, Massachusetts 02111
Telephone number - 617-482-2380-206

Citizens' Housing And Planning Association, Inc.
Main address - 18 Tremont Street, Suite 401
Boston, Massachusetts 02108
Phone number - 617-742-0820

Greater Boston Legal Services
Address - 197 Friend Street
Boston, Massachusetts 02114-1802
Can provide legal advice for dealing with predatory home loans, subprime mortgages, and the like. Also may be able to help with debt collectors.





NID-HCA Phipps
Address: 1509 Blue Hill Avenue
Boston, Massachusetts 02126-1702
Main number - 617-296-3693
A HUD approved housing counseling agency. Access credit counseling and repair, foreclosure mediation and prevention, reverse mortgages, and other housing programs.

Chelsea Restoration Corporation
Location - 154 Pearl Street, Office # 2
Chelsea, Massachusetts 02150
Phone number - 617-889-2277

Codman Square Neighborhood Development Corp.
Location is 587 Washington Street
Dorchester, Massachusetts 02124
Call the center at 617-825-4224-139

Ecumenical Social Action Committee, Inc.
Address - 3313 Washington Street, 2nd Floor
Jamaica Plain, Massachusetts 02130
Telephone - 617-524-2555

NACA (Neighborhood Assistance Corporation Of America) Boston, MA
3593 Washington Street
Jamaica Plain, Massachusetts 02130
Part of the nationwide NACA non-profit organization. While they focus on foreclosure and housing issues, they may be able to direct individuals to debt counseling, credit repair, and other bill paying programs.




Nuestra Comunidad Development Corporation
Address is 54 Warren Street
Roxbury, Massachusetts 02119-3236
Phone number - 617-318-1253

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