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Local programs - Search

Immediate Financial Assistance

Rental Assistance

Food Pantries

Utility Bill Help

Free Stuff

Work From Home Jobs

Public and Government Assistance

Disability Benefits

Section 8 Housing

Senior Help

Free Money

Free Grants

Free Clothes

Charity Assistance

Church Assistance

Community Action Agencies

Car Payment Assistance

How to Save Money

Help with Medical Bills



Carroll, Clinton, and White County assistance programs.

Find financial help, free items, job programs, and other social services. Learn how to apply at churches for free food or clothes or a charity for help with rent or utility bills. There are also government assistance programs for mortgages, employment, and child care in Clinton, Carroll and nearby counties.

Low income families can also get free Christmas toys for their kids, grants for paying bills, school supplies, furniture, money for job programs, and more in the White and Clinton County region. There are a number of charitable and government resources for struggling families.

Financial help for bills and basic needs

The leading agency to call for referrals and assistance in the region is the Area IV Agency on Aging & Community Action Programs, Inc. The non-profit focuses on helping seniors and others that are low income and less fortunate. Examples of some of the programs offered are below.

Information is provided for free. Learn about local resources, care options, and get details on the procedures for helping yourself, a child or a disabled or aging loved one. Also receive referrals to appropriate non-profit agencies in the Carroll County and surrounding region.

Low income energy bill assistance program from the U.S. Department of Energy can offer cash grants and emergency financial assistance to low-income and working poor households. Funds can help them maintain heat and utilities during the winter.

Weatherization is another service. This one helps families save money on their energy bills from free energy conservation updates to their home.

Self sufficiency is available as part of the Family Development Program. Get support in finding employment, dealing with family violence/abuse, credit repair, money management, childcare and other issues. A focus is also on employment, and locate a list of employment and job training resources.




The Area IV Agency on Aging can help children from low income families in Clinton and White enroll into Head Start. This will prepare children for education, offer food and snacks medical care, and other support.

Subsidized rent help may be offered from the Housing Choice Voucher Program, or Section 8. The community action agency works with the federal government and the Indiana Housing and Community Development Authority to provide low cost rental housing assistance to low income residents. Read more on Indiana section 8 housing.

Indiana Legal Services can offer free legal aid to senior citizens, the elderly, and low income families. Get help with domestic violence, filing for public benefits, foreclosure prevention, evictions, and similar legal aid.

Organizational Payee Program can help the disabled and seniors in the region manage their finances. Receive help in paying bills, applying for Social Security, SSI, SSDI, and other support from a counselor.

Seniors can benefit from Congregate Meal Sites and/or Home Delivered Meals. The locations operate at Senior Centers in Carroll County and other towns. The programs are free or ask for a donation. A hot mid-day meal may be served at a center or delivered to the homebound.

Community Transportation are available to the general public and may be wheelchair accessible. Volunteers work with the non-profit Area IV Agency on Aging & Community Action program to offer this service.

The Area IV Agency on Aging & Community Action Programs, Inc. has a few offices in the region. The main location can be contacted at (765) 447-7683.





Basic needs, including free food and clothing

The CDC Thrift Shop may sell to the general public gently used but affordable clothing, furniture, and housewares. Winter coats, boots, and other goods may be offered. Address is 5053 Norway Road, Monticello, Indiana 47960, dial 574-583-7590.

Monticello Seventh Day Adventist Church - May have a hot meal, basic food, or free clothing. 11407 W 1158 N

Deacon’s Clothing Closet services the poor and needy in Delphi and Carroll County. Call for hours and please donate if can. Dial 765-564-2371.

Flora Thrift Shop is located at 11 S. Center St. Telephone 574-967-3772.

Jacob’s Closet may assist working poor and struggling families with needed items. Clothing, dishes, small appliances, baby supplies, and more may be offered. The non-profit can also assist in emergency situations like a fire or flood. There are also free school supplies for kids from low income families. Location is 101 W. Front St., Delphi, Indiana 46923. Call 765-564-4410.

Emergency and financial aid

The Agape Fund (from Delphi United Methodist Church) has very limited funding. May have money for paying food, utilities, rent, and other temporary needs as a last resort. Supports Carroll County. Call 765-564-3791 for intake.

First Presbyterian Church of Delphi runs a Discretionary Fund. Limited financial aid for housing, heating bills, groceries, and other basic needs. 765-564-2371

Consumer Credit Counseling Services does not have direct financial aid, but can help deal with debts and the underlying cause of a hardship. The organization can offer low cost debt reduction services, pre- and post-bankruptcy counseling, foreclosure counseling, courses in financial skills, and more. Call 800-875-5361, or click Indiana credit counseling programs.

The federal government Emergency Food & Shelter Program is available across the three county region, including Clinton. It is paid for by federal government grants and can offer assistance to low-income households for rent, energy bills, and food. Funds are for eviction prevention or utility disconnections. Phone number is 765-564-6466.





Delphi Lions Club may offer free or low cost eye glasses. Both the insured and uninsured may qualify. Apply for assistance with the purchase of prescription eyeglasses for children under 18 and still in school. 765-564-3707. Read more Lions Club glasses.

Flora Helping Hand tries to assists with costs of paying heating bills, rent, utilities, or even medical needs for qualified Flora area residents. 105 E. Columbia St., Flora, IN 46929, call 574-967-3772 for information.

Salvation Army has locations in the Clinton, Carroll and White County Indiana region. Social services include financial assistance with rent, utilities, health care costs or other needs. Free Christmas gifts, meals, and clothing may be offered, along with school supplies. Other programs including shelter and housing. 800-382-7556. Or click here Howard and Miami Salvation Army.

Township Trustee - Call your local town. The state of Indiana requires this service. Your town trustees may provide emergency grants for expenses. This can include utilities, medical expenses, food, housing, and other basic needs. For example, the Trustee can pay current utility bills, but no back bills or deposits.

Carroll County Veterans Affairs Office - Assistance and other service are provided to Military personnel, Veterans and their dependents to apply for federal and state government Veterans benefits of many kinds. State benefits include tax relief and maybe even tuition aid. Call 765-564-2502.

Free food pantries

Carroll County food bank (in Flora Indiana) may assist residents who are in need of food with groceries, perishable items, and meals. There are also holiday meals such as Thanksgiving dinners or Christmas meals.

Delphi Food Pantry is located at 620 North Washington Street.

Flora Food Pantry - Bags of groceries, fruits, frozen food, and more may be offered. Identification, proof household members, and other documentation is needed. 765-564-4879.







The Women, Infants, and Children (WIC) is available in the region. It can offer government subsidized support for low income women and their children up to age five. The WIC program is for those who are at nutritional risk by providing groceries and food vouchers to supplement the existing diets for pregnant women, infants, post partum women and children. Dial the community action agency at (765) 447-7683.

There are many other places for help. Anyone in need, whether low income or just facing a crisis, can apply for help. Locate a number of free food pantries near where you may live.


By Jon McNamara











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