Foreclosure Prevention Help in Atlanta Georgia and the Metro Area
Families in the Atlanta metro area may only have a short amount of time after receiving a foreclosure notice before the lender moves forward with a sale. Early action is critical since Georgia is a non-judicial foreclosure state, meaning the process can move quickly once a homeowner falls behind on mortgage payments. This page will help struggling homeowners find programs and organizations that may help them avoid foreclosure.
HUD-approved housing counseling agencies, nonprofit organizations, and legal aid offices in Atlanta may help struggling homeowners. The organizations may help people apply for loan modifications, negotiate repayment plans, avoid scams, stop predatory lending, and give details on homeowner's foreclosure rights. Most counseling services are free.
Homeowners should avoid any company that guarantees it can stop a foreclosure or asks for large upfront fees. Legitimate HUD-approved foreclosure counseling is generally free or low cost.
- Avoid Scams: Legitimate HUD-approved counselors never charge upfront fees for foreclosure prevention services. If a company in the Atlanta area asks for money before performing a service, it is likely a scam. Always verify an agency’s current status via the HUD website or by calling 1-800-569-4287.
Free legal aid and foreclosure prevention in Atlanta
Atlanta Legal Aid Society
54 Ellis Street NE, Atlanta, GA 30303. Phone: (404) 524-5811. Website https://atlantalegalaid.org
Atlanta Legal Aid Society provides free civil legal services to low-income homeowners facing foreclosure, predatory lending, mortgage servicing problems, and foreclosure rescue scams. Their Home Defense Program assists qualified residents throughout much of metro Atlanta.
Nonprofits - Including HUD-approved foreclosure counseling agencies in Atlanta
Urban League of Greater Atlanta
230 Peachtree Street NW, Suite 2600, Atlanta, GA 30303. Phone: (404) 659-1150. Website https://ulgatl.org
The Urban League of Greater Atlanta is a HUD-approved housing counseling agency that provides foreclosure prevention assistance, mortgage delinquency counseling, budgeting help, and financial education. Services may be available in multiple languages.
Catholic Charities Atlanta Housing Counseling
2305 Parklake Drive NE, Suite 150, Atlanta, GA 30345. Phone: (404) 920-7725. Website: https://catholiccharitiesatlanta.org/services/housing-counseling/
Catholic Charities Atlanta provides HUD-approved foreclosure prevention counseling, financial coaching, and housing stabilization services for homeowners struggling with mortgage payments.
Money Management International (MMI)
3500 Lenox Rd NE Suite 1500, Office #83, Atlanta, GA 30326. Phone: (404) 260-3196 or the national number is (866) 889-9347
Money Management International is a national nonprofit organization that provides foreclosure prevention counseling. They also provide debt reduction assistance, budgeting help, and mortgage default counseling by phone and online.
Operation HOPE
191 Peachtree Street NE, Suite 3840, Atlanta, GA 30303. Phone: (404) 913-4657
Website: https://operationhope.org
Operation HOPE provides financial coaching, HUD-certified housing counseling, mortgage delinquency assistance, and budgeting programs for struggling homeowners in the Atlanta area.
Resources for Residents and Communities (RRC)
100 Flat Shoals Avenue SE, Atlanta, GA 30316. Phone: (404) 525-4130. Website: https://rrc-atl.org
Resources for Residents and Communities of Georgia is a HUD-approved counseling agency that provides post-purchase counseling, financial coaching, foreclosure prevention assistance, and homeowner support programs.
SUMMECH Community Development Corporation
633 Pryor Street SW, Atlanta, GA 30312. Phone: (404) 527-5465. Website: https://www.summechcdc.org
SUMMECH CDC is a HUD-approved housing counseling agency that provides one-on-one foreclosure prevention counseling, financial education, homeownership support, and credit counseling.
Center for Pan Asian Community Services (CPACS)
3510 Shallowford Road NE, Atlanta, GA 30341. Phone: (770) 936-0969. Website: https://www.cpacs.org
CPACS provides foreclosure prevention counseling and housing assistance in numerous languages, including Korean, Mandarin, Cantonese, and Vietnamese. The nonprofit also offers homeowner education and senior housing support.
NID Housing Counseling Agency
4710 Washington Road, College Park, GA 30349. Website: Phone: (404) 410-6689
https://www.nidhousing.com
NID Housing Counseling Agency provides HUD-approved foreclosure prevention counseling, mortgage default assistance, post-purchase counseling, and homeowner education services.
D&E Housing and Economic Empowerment Center
2860 East Point Street, East Point, GA 30344. Phone: (770) 961-6900. Website: https://depower.org
D&E USA is a HUD-approved counseling agency that helps homeowners facing foreclosure through mortgage delinquency counseling, budgeting assistance, credit repair, and housing stabilization services.
MorningStar Urban Development
2501 Lantrac Court, Decatur, GA 30035. Phone: (770) 492-4037. Website: https://www.morningstarurbandevelopment.org
MorningStar Urban Development offers foreclosure intervention counseling, mortgage default assistance, financial literacy programs, and homeowner education.
Additional foreclosure and housing support programs in Atlanta
Metro Fair Housing Services
215 Lakewood Way SW, Suite 106, Atlanta, GA 30315. Phone: (404) 524-0000. Website: https://www.metrofairhousing.com
Metro Fair Housing Services helps homeowners dealing with housing discrimination, predatory lending concerns, and fair housing violations. The agency may also provide referrals for foreclosure counseling.
Fulton Atlanta Community Action Authority (FACAA)
341 Kelly Street NE, Atlanta, GA 30312. Phone: (404) 320-0166. Website: https://www.facaa.org
FACAA offers housing stabilization services. They may provide emergency assistance for qualified people, and referrals for foreclosure prevention counseling. See our guide to Fulton Atlanta Community Action Authority.
Center for Working Families
477 Windsor Street SW, Suite 101, Atlanta, GA 30312. Phone: (404) 223-3303. Website: https://www.tcwfi.org
The Center for Working Families provides financial coaching for long term goals. This also includes employment services, budgeting assistance, and long-term economic stabilization programs that may help homeowners avoid foreclosure.
Invest Atlanta
133 Peachtree Street NE, Suite 2900, Atlanta, GA 30303. Phone: (404) 614-8339. Website: https://www.investatlanta.com
Invest Atlanta provides information on housing stability programs, affordable housing initiatives, and homeownership resources for eligible Atlanta residents.
Legal Advice: The information above is for educational purposes. For specific legal defense, please contact a licensed attorney through the legal aid societies listed below.
Homeowners facing foreclosure should immediately contact their mortgage servicer, open all mail received from the lender, gather income and mortgage documents, and seek help from a HUD-approved housing counselor as soon as possible. Programs, office locations, and eligibility rules may change, so call each agency directly for the latest information and intake requirements.
Related Content From Needhelppayingbills.com
|
Need help navigating programs?