Foreclosure prevention in Atlanta.
Resources across Atlanta and Fulton County Georgia will provide homeowners with free foreclosure counseling and advice. Organizations that borrowers can explore include the Georgia Department of Community Affairs, Legal Services Program, HUD counseling agencies, and the Legal Aid Society.
The Atlanta Legal Aid Society’s primary program for homeowners is the Home Defense Program, and resources can help people who are currently faced with a foreclosure. This program was created in an effort to protect low income workers and those who are struggling from aggressive banks, lenders and questionable mortgages. Many of those loans had usurious interest rates. Atlanta Legal Aid Society, using the Home Defense Program, will protect the elderly and poor from home equity and loan modification scams as well as predatory mortgage lending. (404) 524-5811
Georgia Department of Community Affairs provides information to families across the state, including in Atlanta. They can offer information on the HUD counseling agencies in Georgia, foreclosure process, and details on federal government mortgage programs. Examples of available resources include Making Home Affordable program, the HOPE NOW Alliance, and other relevant federal, state, and non-profit entities. Call (404) 679-4940.
Atlanta homeowners can also explore the Georgia Legal Services Program. Free or low cost legal aid can help people avoid foreclosure, address foreclosure rescue scams, and deal with predatory lending and subprime loans. Lawyers offer a host of prevention resources.
Non-profit HUD counseling agencies in Atlanta
1st Choice Credit Union, 315 Auburn Ave NE, Atlanta, Georgia 30303, dial 404-832-5800. Programs offered include Fair Housing Pre-Purchase Education Clinics and Workshops, Budget Counseling, and Predatory Lending Education Workshops.
CCCS Of Greater Atlanta - HPF Affiliate, 270 Peachtree St, ATLANTA, Georgia 30303-1283, telephone 800-251-2227. This is the local Atlanta branch of the national non-profit HUD approved counseling agency. Provides Mortgage Delinquency and Default Resolution Counseling. Credit Repair Workshops and debt reduction plans are also offered. Services are offered in Spanish and English. This organization also does business as Credability.
Center For Pan Asian Community Services, Inc, 3510 Shallowford Road N.E., Atlanta, Georgia 30341-2909, telephone 770-936-0969-166. Housing and mortgage counseling is offered for people of all backgrounds, and services are available in multiple languages including Cambodian, Cantonese, Chinese Mandarin, English, Korean, and Vietnamese. However people of all races can stop by. Services for Homeless Counseling are also offered by this non-profit agency.
Center For Working Families, 477 Windsor St., Suite 101, Atlanta, Georgia 30312-2530, call 404-223-3303. Services include Non-Delinquency and Post Home Purchase Workshops.
Credability -Cumberland Branch, 3100 Interst N Cir SE, Atlanta, Georgia 30339-2227, telephone 800-251-2227. This is another office of the non-profit. If you are struggling with paying your mortgage, behind on bills and credit card debts, considering filing for bankruptcy, then this organization can assist with that and other housing issues.
Fulton Atlanta Community Action Authority, 1690 Chantilly Drive, N.E., Atlanta, Georgia 30324-3293. Call 404-696-3494.
Georgia Legal Services Program, 104 Marietta St NW Ste 250, Atlanta. Call 404-206-5175. Call for access and help from a lawyer or paralegal. Housing assistance provided includes Predatory Lending Education Workshops and foreclosure counseling.
Help The People Program Housing Counseling Agency, 1401 Hosea L. Williams Drive, SE, Atlanta Georgia 30317-1703, telephone number is 404-688-7766.
Homefree-USA Atlanta, 2221 Peachtree Road, call 404-969-3067. Various mortgage programs are administered.
Housing Authority Of Fulton County, 4273 Wendell Drive, Atlanta, Georgia 30336, phone 404-588-4950. The government funded organizations that runs local, state of Georgia, and federal government housing programs. They include the hardest hit fund, section 8, HAMP, and case managers and specialists can deal with a number of credit and housing issues. All services are of course confidential. All of Fulton County Georgia is supported. Read more on the hardest hit fund.
Metro Fair Housing Services, Inc., 175 Trinity Ave SW, Phone: 404-524-0000.
NID-HCA Atlanta Southern Crescent, Phone: 404-551-3992. Address is 4590 Welcome All Road, Atlanta Georgia 30349-2540. Programs run from the center include Predatory and Subprime Loan Lending Education Workshops, Home Improvement and Rehabilitation Counseling, including low interest loans, and also general Financial Management.
No Limits Community Development Corporation, 3203 Benjamin E. Mays Dr., Atlanta Georgia 30311-2235. Call 404-952-8422.
Resources For Residents And Communities, 100 Flat Shoals Avenue, SE, Atlanta Georgia 30316-1337, telephone 404-525-4130. Both pre-purchase Homebuyer Education Workshops and post homeownership programs are administered, if someone needs help.
Summech Community Development Corporation, Inc., 633 Pryor Street, Atlanta, Georgia 30312-2738, dial 404-527-5465. Call this Atlanta non-profit for foreclosure Default Resolution Counseling and mortgage assistance.
Urban League Of Greater Atlanta, Inc., 100 Edgewood Ave NE Ste 600, Atlanta Georgia 30303-3070. Telephone 404-659-1150. Services offered in multiple languages, including English, French, Spanish and others. Call for details on one or more of the following. Preventing Mortgage Delinquency and Foreclosure Clinics and Workshops, Credit Repair, Debt Reduction, and Budgeting sessions, and get help in applying for mortgage programs.