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Scott County Assistance Programs

Housing, rent, and mortgage assistance

The federal government Homeless Intervention Program (HIP) grant awarded the Appalachian Community Action & Development Agency a $115,000 grant. The funds are being provided to help those in risk of losing their homes either to a foreclosure or eviction.

The housing programs are being administered in partnership with Tazewell County’s Clinch Valley Community Action Agency. Together the various agencies involved allow various non profits the resources and ability to provide short-term rental or mortgage assistance to low- and moderate-income households across the region.

The program is not a charity program though. Those eligible for assistance from the housing program need to  be at imminent risk of becoming homeless (either a foreclosure or eviction) due to temporary financial difficulties caused by unavoidable circumstances, such as a job loss or medical emergency. In addition, applicants for the program must also show a willingness to work to better their situation and to get back on their feet. The financial difficulties or hardships that being experienced by the family or individual cannot be part of a chronic “condition” or a long-term pattern.

Eligibility for this mortgage and rent program will be determined by applying, and HIP staff will review the participants. If accepted, housing counselors will assist participants in setting long-term goals for financial independence for the clients.

 

 

 

 

In addition, once an applicant is accepted as part of the grant program, they will be eligible to receive no-interest loans or grants that do not need to be repaid to help with making monthly rent or mortgage payments. Security deposit assistance is also offered from the housing program.

Qualified participants of the assistance program will also be required to attend monthly housing classes as well as various sessions on financial literacy and budgeting before any payment is made to either a landlord or mortgage company.

If you need rent or mortgage help, and are interested in getting more information on the Scott County Homeless Intervention Program contact one of AppCAA’s three locations in Gate City at (276) 386-6441, in Wise at (276) 679-5988, or in Jonesville Virginia at (276) 346-0054.

 

 

 

By Jon McNamara

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