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Ohio uninsured healthcare and free insurance programs.

The state of Ohio provides patients who lack health insurance or that have limited coverage with free or low cost medical care. Programs are provided and paid for by the state, federal government, or partner non-profit organizations. There are also free government health insurance plans for low income families. Seniors, those who lost their jobs, and children from low income families are some of the primary beneficiaries in Ohio.

Several resources and assistance programs are available. While resources are limited and the demand for help is very high, each agency will do its best to help those in need. Also, some of the services available in Ohio are restricted to residents of that town or county. If you do not meet qualifications then referrals may be provided as well. Some of the leading programs in Ohio can offer prescription medications, free cancer screenings, family care, and more.

Medical and insurance programs in Ohio for the underinsured

Breast and Cervical Cancer Project provides free and high quality cervical and breast cancer screening, case management services, as well as diagnostic testing. This is offered to income eligible and uninsured women in Ohio. There are some age conditions that need to be met as well, including being 40 and older for Pap test and clinical breast exams. If the testing and screenings reveal the presence of cancer, the patient will be referred to and enrolled in BCCP Medicaid which pays for your bills and treatment. Dial 614-466-3543.

Ohio free clinics can help the under or uninsured. Most of them are non-profits and/or staffed by volunteers. They can help with general care or mental health needs. There are also clinics for dental care, as many low income families in the state do not have dental insurance. Case workers can often also direct patients to free government health insurance programs, medical supplies, oral surgery or emergency locations and more. Find free dental clinics in Ohio.

Lake County Drug Assistance Program is only for residents of this county. It is a form of free health insurance that covers needed prescription drugs. It will provide low cost medications, such as generics and even brand name items, at a lower cost. 888-565-0155.




The Medicare Premium Assistance Program in Ohio, or MPAP, assists those individuals that are currently qualified for federal government Medicare. The state will help them in paying the costs of their premiums, Medicare deductibles, and even coinsurance costs. Main number is 877-852-0010.

Ohio Healthy Families is affordable or sometimes free insurance coverage for families that include a child or student younger than 19 and who also meets income requirements. The program can offer assistance with paying medical bills that result from doctor visits, prescriptions, hospital treatments, pregnancy services, dental care, mental health, substance abuse treatment and immunizations. Call 877-852-0010.

CHIP is the state is known as Ohio Healthy Start. The abbreviated name is SCHIP. It is very similar to the resource above in that it can provide assistance for low to moderate income families with children. Applicants need to be uninsured and out of options. 877-852-0010

The state of Ohio High Risk Pool - Pre-Existing Condition Insurance Plan is paid for at the federal level using government grants. It will pay for a broad range of health benefits. This can include primary and specialty care, physicals, basic check ups and prescription drugs. So if you can’t get insurance due to the pre-existing condition, then the high risk plan may help during this timeframe.

HIV Drug Assistance Program - OHDAP - This government program will pay for HIV-related medications. This is offered free of charge for eligible participants and their care takers. Telephone number is 800-777-4775.

Medicaid in Ohio is affordable and/or free health insurance for the low income, disabled, and working poor. Applicants need to be uninsured and not have a private plan. The public benefit can pay for medical bills, ambulance costs, medications, hospitals stays and more. Call 800-324-8680. Or find other ways to get help with ambulance bills.





Ohio's Best Rx is a discount offered for both low-income individuals as well as senior citizens / elderly. The discount can be around 35% on most prescriptions, depending on the pharmacy and the exact prescription needed. Your income will need to be under 300% of the Federal Government Poverty Level. 866-923-7879.

PACE - Program of All-Inclusive Care for the Elderly is support and health care to frail persons and the elderly. The applicant needs to be 55 years or older. The goal is to help them continue to live in their communities. This particular Medicaid program is more inclusive than so called “regular” federal government Medicaid or Medicare plans. It can provide the low income and uninsured with physical & other therapies, primary care, medications, and specialty care. It is offered closely with the non-profit Ohio Department of Aging. Seniors or caretakers should call 800-266-4346.

Putnam County Health Department Breast Health Project is low cost/free Breast Cancer screening for women with limited ability to pay who live in the county. It also offers diagnostic or mammogram screenings for patients. Main number is 419-523-5608.

Ohio Senior Health Insurance Information Program (OSHIIP) is for retirees, the elderly, and even disabled. It is a free program that helps with insurance questions. Senior citizens, whether they are insured or not, cal learn about Medicare Part A, B, C, and D. They can also learn about generic medications, health insurance premium or deductible assistance, Medigap and more. Call 800-686-1578

The Ohio Vaccines for Children Program is free for low income and uninsured children. Diseases covered include polio, the flu, tetanus, and more. The vaccines and medications will be distributed to State and local community clinics that administer the program. 800-282-0546.


By Jon McNamara

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