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Prescription assistance programs in New York.

Elderly Pharmaceutical Insurance Coverage (EPIC)

This plan is New York States largest subsidy and assistance program, regardless of the beneficiaries age. Members of the EPIC Fee Plan receive help in the form of free Medicare Part D coverage, and this will save senior citizens a significant amount of money. The programs is effective because the EPIC plan will pay the monthly premiums and as well as prescription drug coverage bills for health insurance.

The program has several components. New York’s EPIC plan, which is also the nation’s largest state prescription medication subsidy program, has enacted a so called wrap around plan that greatly assists those people in need. It does so as it will pay for most drug costs that are not paid by Medicare, such as coinsurance, deductibles or copayments. Other expenses may be paid too.

It pays for the gap in coverage that exists above $2,250 and it will also help pay for products as well as any needed medicines that are not covered by Medicare. Enrollees in the plan will still remain responsible for paying for state-established copayments of up to $20, deductibles, as well as additional fees up to a maximum of $1,200. Dial 1-800-332-3742 for information.

New York ADAP

This is a program developed for HIV/AIDS patients, and it will offer them financial aid as a form of drug assistance. Assistance is provided for patients who have HIV and/or AIDS. this only supports those conditions. To receive financial assistance, any type of support and savings from this prescription drug program, applicants must be HIV positive, a resident of New York state, and they also must meet established so called lower income thresholds. Phone 800-541-2437.

New York Prescription Discount Card

The program is known as the RX Card. It is free to sign up for and all state residents can get it, no matter their total household income. Thousands of pharmacies and retailers, including Wal-Mart, CVS, Walgreens, and others accept the card from shoppers. When it is used at a retailer people can save up to 75% of the cost of their prescription medications. Just present your prescription discount card when paying for your medications. It is that simple. You can dial 800.931.2297.

 

 

 

 

Affordable Health Care or Family Health Plus

Adults who range in age from 19 to 65, and if their income is too high for federal government insurance such as Medicaid, may be able to qualify for a benefit known from the state that was formerly known as NY Health Plus. However it has now been rolled into the ACA health insurance program. While there may be some minimal co-pays, the program can provide high quality yet low cost comprehensive health coverage, including free prescription medications, prevention, check ups, primary care, and hospitalization services, and much more. Find other forms of affordable health insurance.

Medicare Savings Programs

There are 4 options in New York State. Some of them pay for a portion of prescription drug costs. A resident who is on Part B can apply for SLMB or a similar service known as QI. These are two different programs that help pay for any needed medications by offering grants, discounts, and more.

The other may assistance program in New York pays for deductibles, copays, premiums and coinsurance. So any prescription drug costs that fall under those government benefits can be addressed. Much of this aid is for low income seniors, but the disabled may also benefit. Call 800-541-2831 for information.

New York Child Health Plus (SCHIP)

This is for children, and there are two main options, including Health Plus A (which was formerly known as Children's Medicaid) or Child Health Plus B. Some medications may be available for your child. It assists both low to moderate income residents. Call 800-698-4543 to learn more or apply for this prescription/medical plan for your child.

A number of other benefits are provided in the state. Find additional New York Assistance Programs, including grants, medical care, and more.

By Jon McNamara

 

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