Another Mortgage Foreclosure Prevention Program (MFPP) is also offered by the Twin Cities Habitat for Humanity Foreclosure Prevention. Like moat of the other assistance programs, MFPP can provide housing counseling, referrals free of charge to families who have fallen behind in their mortgage payments, and advocacy is also offered.
The MFPP serves all neighborhoods in Minneapolis Minnesota and homeowners of all income levels can request help. Historically almost 60 percent of the families it serves are saved from foreclosure.
The program serves any homeowner in the Twin Cities area who is at risk of or in the mortgage foreclosure process, including those homeowners who are delinquent on property taxes or who may even be in a tax forfeiture. In addition, MFPP also services individuals and families who are delinquent on their homeowner association dues or facing association foreclosures, so the program is quite extensive.
Call the agency at the number below, and MFPP specialists will meet with you to analyze each homeowner's financial situation and develop a realistic assessment and plan of attack that will be of the homeowner’s ability to afford the home for the long term. In addition, MFPP also works with lenders and mortgage servicers to determine what options may be explored to retain a family in their home. For more information be sure to contact Twin Cities Habitat for Humanity, or call 612-331-4090.
Minneapolis HUD certified housing agencies
Several other agencies operate in Minneapolis. They are all non-profit HUD certified, and can provide free foreclosure assistance and counseling to qualified applicants. The places to call include African Development Center of Minnesota (612-333-4772-106), Consumer Credit Counseling (713-923-9400), LAO assistance center of Minnesota (612-374-4967), Lutheran Social Services (dial 800-777-7419), Minneapolis Urban League (612-302-3164), Neighborhood Housing Services of Minneapolis (612-521-3581) and also the Twin Cities Habitat for Humanity (612-331-4090). Find other Minnesota housing counseling agencies.
These Housing and Urban Development (HUD) agencies can offer financial management and/or budget counseling, mortgage delinquency, free debt reduction advice, foreclosure advice, and home loan default resolution counseling. They can even help people buy a home from pre-purchase consultations.