Free Housing Help in Delaware — HUD-Certified Agencies by County.
If you own a home in Delaware and you're behind on your mortgage, worried about foreclosure, or just trying to figure out your options — a HUD-certified housing counselor can sit down with you for free and help you make sense of your situation. Below you will find details on the HUD housing agencies in Delaware as well as a summary of the services provided.
These are trained nonprofit professionals who know Delaware's foreclosure process, know how to talk to lenders, and have no financial stake in which direction you go. All help from a HUD-certified agency is free. Anyone who asks for money upfront to stop your foreclosure is running a scam. Report them to the Delaware Attorney General at 800-220-5424. There is also a national call center operated by HUD, and call 800-569-4287 for additional options if needed or see the dedicated HUD page for Delaware at https://www.hud.gov/states/delaware.
- NOTE: Delaware is a small state with three counties, and several of the HUD-certified housing counseling agencies here serve all of them. Whether you own a home in Wilmington, are buying in Sussex County, or are behind on your mortgage in Dover, free help is available — often from the same organization that serves your neighbor 60 miles away.
Statewide — All Three Counties
The following agencies have offices across Delaware and can serve homeowners and buyers in Kent, Sussex, and New Castle counties.
First State Community Action Agency
- Dover (Kent County): 655 S. Bay Road, Suite 4J — 302-674-1355
- Georgetown (Sussex County): 308 N. Railroad Avenue — 302-856-7761
- New Castle (New Castle County): Rose Hill Community Center, 19 Lambson Lane — 302-498-0454
- Toll-free: 800-372-2240 or website: https://www.firststatecaa.org/.
A HUD-approved comprehensive housing counseling agency serving all three Delaware counties. Free help for homeowners behind on their mortgage, people preparing to buy their first home, and renters navigating their housing options. First State CAA is a member of the National Association of Housing Counselors and part of the national community action network.
NeighborGood Partners (formerly NCALL Research)
- Dover: 363 Saulsbury Road — 302-678-9400
- Georgetown: 110 S. Bedford Street — 302-855-1370
- Newark: Hudson Service Center, 501 Ogletown Road — 302-283-7505
- Middletown: 811 N. Broad Street, Suite 219 — 302-378-7217
- Wilmington: 1007 N. Orange Street — 302-351-2575
- Website: https://www.neighborgoodpartners.org/
A NeighborWorks America affiliate serving the Delmarva Peninsula since 1976. Offers free one-on-one help for homeowners facing foreclosure, first-time buyers working toward homeownership, and people looking to improve their financial footing before buying. Also runs the Central Delaware Saves matched savings program, which can help buyers reach a down payment faster. Services in English, Spanish, and Haitian Creole.
Telamon Corporation — Seaford
215 High Street, Unit 104, Seaford, DE 19973. Call 302-404-0529 or Toll-free: 866-844-8556. Website: https://www.telamon.org/.
A national nonprofit with a southern Delaware office in Seaford serving Sussex County and surrounding areas. Provides free help for homeowners behind on payments, first-time buyers, and renters. Also offers fair housing education and assistance for those at risk of homelessness. Spanish-language services available.
Clarifi
710 N. Lincoln Street, Wilmington, DE 19805. Call 800-989-2227. Website: https://www.clarifi.org/
Greater Philadelphia's largest nonprofit provider of housing and financial counseling, serving Delaware as well as southeastern Pennsylvania and New Jersey. Phone appointments are available for Delaware residents statewide who cannot visit in person. Free help for homeowners behind on their mortgage, first-time buyers, and renters. All housing services are at no cost.
New Castle County — Wilmington and Northern Delaware
The following agencies are based in Wilmington and primarily serve New Castle County residents, though some can assist Delawareans statewide.
Housing Opportunities of Northern Delaware (HOND)
100 W. 10th Street, Suite 1001, Wilmington, DE 19801. Call 302-429-0794. Website: https://hond.org/
A Wilmington nonprofit focused on fair housing and homeownership for northern Delaware residents. Helps first-time buyers prepare financially for a purchase, assists homeowners in mortgage default, and provides credit repair guidance. Serves more than 3,000 Delaware residents annually. Services in English and French.
Interfaith Community Housing of Delaware
- Wilmington: 613 N. Washington Street — 302-652-3991
- Dover: 500 W. Loockerman Street, Suite 420 — 302-741-0142
- Website: https://ichde.org/
A faith-based nonprofit with offices in both Wilmington and Dover. Provides free one-on-one help for homeowners facing default and for people preparing to buy their first home. English and Spanish services available.
Neighborhood House, Inc.
1218 B Street, Wilmington, DE 19801. Call 302-658-5404. Website: https://www.neighborhoodhse.org/
A Wilmington community nonprofit offering pre-purchase guidance, help for homeowners behind on payments, financial literacy workshops, and post-purchase support. English and Spanish services available.
YWCA Delaware
- Wilmington: 709 N. Madison Street — 302-224-4060
- Newark: 153 E. Chestnut Hill Road — 302-224-4060
- Website: https://www.ywcade.org/
YWCA Delaware provides free housing help with a focus on serving women and families. Offers assistance for homeowners in financial trouble, first-time buyer preparation, rental guidance, and fair housing education. Offices in both Wilmington and Newark.
Related Content From Needhelppayingbills.com
.
|
Need help navigating programs?