Credit counseling in Charlotte and Mecklenburg.

Services offered by credit counseling agencies in Charlotte and Mecklenburg County include debt management, HUD certified foreclosure counseling, budgeting, and consultations. Initially many of the programs are free of charge, and if the client decides to continues using services a small fee may be charged for some programs.

The Charlotte credit counseling agencies are mostly non-profit, and they are committed to helping people find solutions to their housing and debt problems. They will offer comprehensive community education, classes and competitively priced (or free) counseling regarding housing, debt reduction, mortgages, and money management. Call the organization closest to you in Mecklenburg County to meet confidentially with a government approved counselor.

Consumer Credit Counseling
Address - 601 East Fifth St. Suite 400
Charlotte, North Carolina 28202
Call (704) 332-9034
Federal government HUD certified housing and foreclosure solutions. Also improve your credit, and get out of debt by lowering interest rates and reducing fees. A counselor will work with you and try to negotiate solutions with your banks and creditors.

Charlotte area United Family Services
601 E. Fifth St. Ste. 400
Charlotte, NC 28202
Phone number is (704) 332-9034




Credico LLC
4801 East Independence Boulevard,
Charlotte, NC

Ada Jenkins Center
212 Gamble St.
PO Box 1842
Davidson, North Carolina 28036
Telephone number is (704) 896-0471


United Family Services at Lake Norman
Address - 9624 Bailey Road
Cornelius, NC 28031
(704) 655-8745
A couple locations are in the area, including the office listed above in downtown Charlotte.

Financial Stability Services - Ada Jenkins Center
212 Gamble St.
Davidson, North Carolina 28036
(704) 896-0471

Urban League of Central Carolinas, Inc.
A number of financial assistance programs are offered. They even help people find jobs, in addition to offer not for profit credit counseling services.
740 W. Fifth St.
Charlotte, NC 28202
(704) 373-2256

Credit Counselors Charlotte
202 East Woodlawn Road, Charlotte
To get access to services dial (704) 290-8807

Davidson Housing Coalition
220 Sloan St., Suite A
Davidson, NC 28036
Call the agency at (704) 892-4486

Homeownership Education and Counseling - Community Link
601 East 5th Street, Suite 220
Charlotte, NC 28237
(704) 943-9517





Prosperity Unlimited Inc.
1660 Garnet Street
Concord, NC 28083
(704) 938-7431
Develop a budget, get advice on long term self sufficiency, and get on a stronger financial footing.

Alliance Credit Counseling, Inc.
13777 Ballantyne Corporate Place
Suite 100
Charlotte, North Carolina 28277
Dial 704-943-2044 to speak to a counselor

CCCS Of United Family Services - Focuses on debt reduction, included unsecured debts like credit cards, medical bills, payday loans, and even automobile payments.
601 E. 5th Street, Suite 400
Charlotte, North Carolina 28202

Clearpoint Financial Solutions, Inc.
Location 6047 Tyvola Glen Cir. Ste. 243
Charlotte, North Carolina 28217-2615

NACA (Neighborhood Assistance Corporation Of America) of Charlotte, NC
While mostly offering housing programs such as home ownership counseling, free mortgage delinquency counseling, foreclosure prevention, and home buying classes, other advice on dealing with bills can be offered to. In addition call them to learn about NC Home Protection Pilot Program and Loan Fund for laid off workers, both of which can help Mecklenburg County homeowners make mortgage payments.
Address - 5500 Executive Center Drive, Suite 105
Phone number is 704-536-7676
Charlotte, North Carolina 28212





By Jon McNamara

“Related Links” are listed below.




Contact Us

About Us


Privacy policy