Charleston housing authority assistance programs.

Contact Charleston housing authority for information on, as well as help with, any number of housing challenges. The non-profit agency partners with government agencies, such as HUD and the state of South Carolina, as well as charities and churches to help low income families. There are resources for seniors, veterans, and single parents as well as the disabled. The bottom line is that families across the region have options available to them, and a large percentage of families in the city of Charleston receive their private or public housing from the agency.

Most of the programs are focused either on tenants or homeowners. So depending on the individual's current circumstances and living situation, they will need to apply for help from the resource that best fits their needs. Also, most of the HUD sponsored resources are only available for very low income families, and they often need to be close to the poverty line or living under it.

Charleston housing authority services

Veterans services, such as SSVF or Veterans Affairs Supportive Housing (VASH), are available to ex-military members and even their families. The focus is on helping veterans who are homeless or are in danger of either evictions or foreclosures, and CHA has a case manager who works primarily with this population to empower them to overcome barriers to self-sufficiency.

Family Self-Sufficiency is a service created that can assist unemployed or other working poor residents with achieving short and long term, economic independence. Staff will partner with the individual to get them off of government entitlement programs by coordinating support services from public and private sectors. This will ideally lead to the client improving their job skills and accessing training.

The case manager from CHA is highly trained and knowledgeable in recognizing veterans' issues, whether it is substance abuse, mental illness, chemical dependency, P.T.S. Syndrome, or isolation. There will referrals made to appropriate services, VA benefits and medical personnel if needed.

Non-crisis support is available from Section 8 vouchers. When the application window opens, this program will help place very low income residents into affordable apartments, and clients will also need to be some money for their rent and utility costs. So this is a form of government subsidy.




Charleston housing authority counseling is offered to individuals and families in a number of areas. Clients can benefit from  Pre-Occupancy advice, Mortgage Default, Post Purchase/Post Occupancy, Home Improvement, Rent Delinquency and Homebuyer Education. So a number of topics are covered.

The HUD approved agencies are required by federal regulations to offer this information either at a low cost, or for free. This will depend on the applicant's income and other factors. For those found qualified, counseling is provided in group sessions and individual basis too, and the sessions are paid for using federal grants from HUD and other government sources.

The Comprehensive Housing Counseling offers outreach and advice to potential first-time home buyers and to persons eligible for assistance under home buying programs. The goal is help eligible buyers obtain affordable properties, and understand the ins and outs of the purchase process. There will be intensive, individual counseling and group sessions.

As far as borrowers that are behind on their mortgage, this can be addressed to. The non-profit Charleston housing authority will work with partners on offering advice and support with everything from modifying existing home loans to negotiating with a mortgage servicer. Residents can also learn about all of the government sponsored mortgage plans that are available for families, such as HARP and many others.

Resources available from CHA by referrals

A form of homeless prevention is available from Emergency Solution Grants, and Charleston housing authority (CHA) may either receive funding from this or they can refer tenants to it. The goal is to offer some form of support to households who would otherwise become homeless without any type of intervention.





ESG can both offer money to pay back rent to stop the homeless situation from occurring, and another part of it will involve the agency offering help in an effort to rapidly re-house persons who are homeless. Most of the rules and regulations will be set by Federal law and HUD – Housing and Urban Development.

Examples of what may be available in Charleston include rent, energy bill assistance, funds for security and utility deposits. In some cases there may be additional grants issued for paying moving costs and maybe even a small portion of legal fees associated with eviction, if it turns out the landlord was in the wrong.

Affordable housing is located across Charleston County South Carolina, and it is for senior citizens, individuals with disabilities, and low income families that are aspiring to own their own home. Clients can be matched with apartments, or if they need time to save and gain stability, then the case manager will explore transitional housing with them. Charleston housing authority has a belief in matching residents' needs with services available in the community, and all options, including public housing, will be reviewed.

The homeless can be referred to emergency shelters. Many organizations in the region have been providing clothing, shelter, food and numerous programs for the state's homeless population.  There are distinct programs ranging from shelter - from one night's refuge from the streets to long-term programs providing paths to self-sufficiency.

The main address of the organization is 550 Meeting Street, Charleston, SC 29403.




By Jon McNamara

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