Dorchester Bay Economic - They administer the Homeowner Services Program. Well trained staff have helped hundreds of families over the years save their homes. Meet with a counselor to get access to foreclosure prevention services. The program is partly funded by government grants, and some of the solutions and services offered to homeowners in the Suffolk County area include loan remediation, financial literacy, mortgage modifications and credit repair. 617-825-4200
Metropolitan Boston Housing Partnership (MBHP) - Some of the foreclosure prevention and housing programs are offered directly by the agency, and sometimes they may refer you to another program. Regardless, MBHP can assist homeowners with providing counseling, resources and free foreclosure prevention advice regarding their rights and responsibilities. They also offer eviction prevention services as well as landlord/tenant mediation. Phone (617) 859-0400
Ecumenical Social Action Committee Inc. (ESAC)- The non-profit is committed to improving quality of life, and to helping people keep their homes. This is one of their top priorities. The non-profit will work directly with your bank or lender. They can mediate a solution, and will attempt to negotiate mutually agreeable workout terms and/or loan modifications that will allow you to keep your home. Services are offered to Boston and Suffolk County Massachusetts residents for free. Counselors may even decide you to refer you to an attorney to try to secure financial assistance or a loan modification. Learn more on how lawyers can help modify loans.
Work with a housing counselor to mediate a solution that benefits both the bank and the lender. Get information on both federal and state of Massachusetts mortgage assistance programs. And much more.
Other services offered by ESAC include financial, debt and budget counseling, consumer education, and the organization can help homeowners secure more affordable loans and mortgages from a large variety of banks and lenders. 617.524.4820
Neighborhood of Affordable Housing (NOAH) - Various foreclosure prevention clinics are offered, in both Spanish and English, to Boston Massachusetts area homeowners. All services are free or low cost. NOAH's requires that struggling homeowners and potential clients first attend one of the free clinics, as they are considered the first step to working towards a long-term solution for your mortgage problems. The clinics provide the homeowners with a list of options and programs available to them, among other resources.
After someone attends a clinic, then next step is to meet with a foreclosure prevention counselor. They will go into more details and formally initiate the process. A counselor may call your bank or lender to negotiate on your behalf, get fees waived, help you stick to a budget, and provide information on other loan modification programs. 617-567-5882
Nuestra Comunidad - Provides housing assistance and foreclosure services to homeowners in the greater Suffolk County and Middlesex Massachusetts areas, including Roxbury and Dorchester, from their Homeownership Center. They have a full time foreclosure prevention counselor on staff, and the non-profit works very closely with clients of the center. They have a staff that negotiates solutions for each client on an individual basis, representing our clients in communications with lenders. The counselor will call the lender and negotiate. 617.427.3599