Arizona mortgage help and foreclosure assistance.
Find help with paying your mortgage and also locate foreclosure assistance programs. Homeowners that are struggling can apply for counseling, government mortgage help, and other support. Assistance is available in all areas of Arizona including Phoenix and Tucson. Some of the various resources are noted below.
In addition to mortgage assistance, there are additional assistance programs and grants that are offered by the Arizona government. The funds are available for residents and the money can help you with paying many other types of bills and housing costs. The state can also direct you towards other government aid.
Arizona is encouraging all residents to take advantage of the federal government created and funded Hope for Homeowners mortgage assistance program. In addition to that FHA supported service, there are various other mortgage assistance programs on this site that consumers can take advantage of. When a homeowner is qualified, the resources can help them with paying their mortgage costs and debt.
Arizona Foreclosure Help Line
In addition to the government programs mentioned above, homeowners in Arizona who either face an imminent foreclosure or who are delinquent on their mortgage now have a new, dedicated 24/7 toll-free help line (1-877-448-1211). There is no cost to use it. All callers will learn how get help and also reach a mortgage counselor.
This Arizona foreclosure help line, which was made possible due to a federal government grant from HUD, will provide a vital link between those families who are having difficulty in paying their mortgage and their lender. The caller will learn about resources that offer assistance for paying home loans (for people facing a crisis) and callers can get access to free foreclosure counseling sessions.
Lawyers Helping Homeowners Program
This is another option for Arizona families. Lawyers across the state are volunteering their time to assist homeowners and trying to help them avoid losing their home to foreclosure. The attorneys are working directly with lenders, banks, and homeowners to find a solution. Learn more on this option.
Other efforts undertaking in Arizona to stop and address the mortgage foreclosure crisis in Arizona include the following. Many of them involve some form of legal aid.
• The Arizona Department of Housing’s Eviction and Foreclosure Prevention program was expanded from from $2.75 million to $4.2 million. The state also provided an additional $500,000 to support additional outreach in highly impacted areas.
• Additional mortgage foreclosure counselors and attorneys are being trained across the state.
• Foreclosure Prevention Workshops for at-risk homeowners are being held throughout Arizona. Read more on this option below.
• Housing Arizona Initiative - This assistance program provide almost $14 million in State Housing Trust Fund grants to assist those who are trying to hold onto their homes. The imitative will also help those who have no homes or pathway off the streets in these difficult times.
Phoenix Arizona foreclosure assistance
Find a listing of organizations, HUD counseling agencies, and various resources and programs in the Phoenix area that can help homeowners avoid a foreclosure. Click here to get more information. These are non-profit federal government certified organizations that will assist borrowers, regardless of their income or financial situation.
Foreclosure Counseling Centers
Mortgage lender Freddie Mac has opened a number of Borrower Help Centers in Phoenix as well as Maricopa County. Counselors at the locations will help borrowers with receiving loan modifications and other forms of assistance. Learn more about the programs and resources being offered by Freddie Mac.
Fannie Mae has also opened a center in the Phoenix area. They are partnering with other local agencies to provide help to struggling homeowners. Read more on the Fannie Mae Phoenix Arizona mortgage center.
In addition to those counseling centers, the state of Arizona offers homeowners dozens of free workshops, foreclosure prevention or counseling clinics, and other services. The sessions are held at locations across the state, and provide information and assistance to thousands of homeowners per year. Many are administered by the Arizona Prevention Taskforce in partnership with various non-profits. Read more Arizona foreclosure clinics.
Arizona Foreclosure Prevention Taskforce
This organization helps homeowners who are struggling with their mortgage payments and who may be in danger of facing a foreclosure on their home. They offer a wide variety of resource to these people, including counseling, outreach, and more. Most of the services provide are free. Click here to learn more about how the task force can help you with your housing challenges.
Chase Foreclosure Centers in Arizona
JP Morgan/Chase has also opened foreclosure assistance and counseling centers in Arizona, including centers in Phoenix and Tempe. They will provide homeowners with various services and resources that can help them deal with mortgage problems.
Arizona Hardest Hit Fund
The Arizona Department of Housing is receiving hundreds of millions of dollars from the federal government. All of the money will be used to provide mortgage and foreclosure help to tens of thousands of homeowners across the state. It will focus on homeowners that are struggling due to employment issues.
The program is known as the hardest hit fund, and it will be made up of various components. Most of the mortgage help is in the form of interest free loans. The Fund will provide homeowners with multiple services and resources. Learn more on the hardest hit fund.
Non-profit foreclosure counseling in Arizona
Find a listing of non-profit housing counseling agencies to contact for help. These Arizona HUD approved foreclosure counseling locations can provide information on mortgage assistance programs and other solutions for homeowners.
Additional housing, including referrals to mortgage counseling, can be provided by the Arizona Department of Housing. The main phone number is (602) 256-3517. Families will be directed to a pre-approved and screened counseling agency. Most low income homeowners will be given free advice from the service.