Financial assistance for debts

[Merwer]

Hello I m in need of help. I'm in California moving to Chicago I m trying to get my daughter is in Australia trying get her to the states and I'm about to lose my new wife my our bills are out of reach and I need to finish school and get a career. I am on the brink of losing everything need 25,000 to get out of debt, need gas to get to work, 10,000 to get into our new house, need to see a dentist would like to start my own business I been hearing about these grants to help with these things please help me.

[Admin - Jon McNamara]

Here is information on debt elimination and settlement. So you can get the background here, then call a non-profit in your area to learn how to apply and to get more details. Read more on debt settlement and assistance programs. http://needhelppayingbills.com/html/deb ... ment_.html
Lending Club is more of a peer to peer company, so their services are different and not really elimination but probably more of a lower interest loan.

Please send me some information about your low interest debt elimination loan programs(lending club, etc). I am going through financial hardship and need assistance. Also, please mail me some information about legitimate "work at home companies", like, online survey companies and data entry jobs. I NEED TO GET OUT OF DEBT AND MAKE EXTRA MONEY. My eyes bother me a lot so looking at the computer causes problems and I cannot print. I would appreciate any assistance that you can give me.

[BikeRider]

Please send me some information about your low interest debt elimination loan programs(lending club, etc). I am going through financial hardship and need assistance. Also, please mail me some information about legitimate "work at home companies", like, online survey companies and data entry jobs. I NEED TO GET OUT OF DEBT AND MAKE EXTRA MONEY. My eyes bother me a lot so looking at the computer causes problems and I cannot print. I would appreciate any assistance that you can give me.

[Admin - Jon McNamara]

That is a significant amount of credit card debt. Did you call the police and have brother arrested. Do so immediately, as if he really stole the money he should go to jail. Call the credit card companies and tell them what happened. Maybe they will set up payment plans. In addition, look into credit card hardship programs. These are formal plans that the credit card company will enter into with customers to help them get ahead on paying various bills off.

Hi I am writing you because my brother beat me up stolen all 1110,000.00 of my money. And I can not pay off my bills, debts or make payments because I am disabled. I need to pay car payment a delinquent balance of 1225.15 or total of 11645.84 and Bank of America a balance of 5591.09 or min of 1548.00, citi cards a total of 4526.78 or a min of 4426.78, discover card a total of 2031.55 and a min of 219.00, a tmobile bill for 546.18. And rent for one year at the new place I found 8640.00,so I could end my marriage and start over. But now I was beat so badly I need to go on disability. If you could help me. I live in Los Angeles.

[Jasmine13]

To whom this may concern:
I have a friend who has ms and has a toddler who had to have a liver transplant who could reject it at anytime. This friend has bad debt and is having a hard time finding a place bc she has unpaid bills. She does receive a ss check for her son so she gets income but she needs help paying off her bills to have a stable home. DO u know how she can get help. WE live in Bloomington Illinois..............Thank You

[Kackie]

Hi I am writing you because my brother beat me up stolen all 1110,000.00 of my money. And I can not pay off my bills, debts or make payments because I am disabled. I need to pay car payment a delinquent balance of 1225.15 or total of 11645.84 and Bank of America a balance of 5591.09 or min of 1548.00, citi cards a total of 4526.78 or a min of 4426.78, discover card a total of 2031.55 and a min of 219.00, a tmobile bill for 546.18. And rent for one year at the new place I found 8640.00,so I could end my marriage and start over. But now I was beat so badly I need to go on disability. If you could help me. I live in Los Angeles.

[Admin - Jon McNamara]

Good idea on telling your friend to call a church. They are usually a good resource. However if they does have all that debt and old bills, she does need to look into some type of consolidation or debt management plan. The best place to start is to have her speak to a new york credit counselor for free advice, consultations, budgeting support, etc. The best places to call are on the main page which link we just sent.

I am investigating possible help for a friend who lives in New York City. She has no funds - no air conditioning and cannot sell her house - it has almost no value left and she has a $62,000 loan against it. She could not even get that amount and it is really worth practically nothing. She has maxed out two credit cards and living on food handouts, and has other debts to her name I told her to contact her church - but even if they gave her a loan, what would she use to pay back the loan on a monthly basis. She was sick from the heat a few days ago. Call me, her friend - she if in her early 60's and too proud to be for charity. But, she needs help and I am worried about her. thank you

[Longone]

I am investigating possible help for a friend who lives in New York City. She has no funds - no air conditioning and cannot sell her house - it has almost no value left and she has a $62,000 loan against it. She could not even get that amount and it is really worth practically nothing. She has maxed out two credit cards and living on food handouts, and has other debts to her name I told her to contact her church - but even if they gave her a loan, what would she use to pay back the loan on a monthly basis. She was sick from the heat a few days ago. Call me, her friend - she if in her early 60's and too proud to be for charity. But, she needs help and I am worried about her. thank you

[Admin - Jon McNamara]

That monthly fee sounds high. Was the organization a not for profit debt relif/settlement company? You may want to look into one of these. Usually the fees are lower, or may even be waived if your income is low enough. We have a listing of states and credit counseling agencies on the main site. Also find extensive background on debt settlement companies and the services they offer, as well as pros and cons of them.

Hello my mom has cancer she is on double kimo and she is still working. She has about over $50,000 dollars of debt credit cards the creditors are really fighting us and we wanted to know if it was any type of program that will help cancer patients. We contacted a debt relief company and also looked into doing a chapter 13 but we need help paying the monthly fee that would be around $750 a month for a 4 or 5 year term. If you guys could do anything to help us we would really appreciate it. I google helping cancer patients and I found your website.

[Admin - Jon McNamara]

We always say the best option for anyone is to call a not for profit credit counseling agency. Many of them can provide free consultations. After that initial visit, you can receive assistance from debt management plans, foreclosure prevention, and much more. Many programs are free or low cost. So they can help you deal with those loans and debts too.

I AM DEEP IN DEBT. PLUS BILLS THAT COME EVERY MONTH ARE BEHIND. MY HUSBAND AND I ARE A YOUNG COUPLE AND WE HAVE SIMPLE MEDICATIONS AND NEEDED ONES TOO THAT WE CANT AFFORD. MY CAR NOTES ARE ALWAYS LATE AS WELL AS CELL PHONE BILL. I WORK FULL TIME AND GO TO SCHOOL, BUT I DONT RECEIVE ANY FINANCIAL AID FOR THOSE LOANS SO EVERY DOLLAR TO THEM COMES OUT OF POCKET! I NEED HELP LIKE YESTERDAY. PLEASE SOMEBODY HELP US. WE HAVE WAY MORE PROBLEMS AND CREDIT CARD DEBTS THAN IM LISTING BUT ITS TO MUCH TO TYPE. JUST PLEASE ANYBODY, PLEASE HELP US GET OUR LIVES BACK ON TRACK FINANCIALLY!!!!!

[Reese]

Hello my mom has cancer she is on double kimo and she is still working. She has about over $50,000 dollars of debt credit cards the creditors are really fighting us and we wanted to know if it was any type of program that will help cancer patients. We contacted a debt relief company and also looked into doing a chapter 13 but we need help paying the monthly fee that would be around $750 a month for a 4 or 5 year term. If you guys could do anything to help us we would really appreciate it. I google helping cancer patients and I found your website.

[Buffet12]

I AM DEEP IN DEBT. PLUS BILLS THAT COME EVERY MONTH ARE BEHIND. MY HUSBAND AND I ARE A YOUNG COUPLE AND WE HAVE SIMPLE MEDICATIONS AND NEEDED ONES TOO THAT WE CANT AFFORD. MY CAR NOTES ARE ALWAYS LATE AS WELL AS CELL PHONE BILL. I WORK FULL TIME AND GO TO SCHOOL, BUT I DONT RECEIVE ANY FINANCIAL AID FOR THOSE LOANS SO EVERY DOLLAR TO THEM COMES OUT OF POCKET! I NEED HELP LIKE YESTERDAY. PLEASE SOMEBODY HELP US. WE HAVE WAY MORE PROBLEMS AND CREDIT CARD DEBTS THAN IM LISTING BUT ITS TO MUCH TO TYPE. JUST PLEASE ANYBODY, PLEASE HELP US GET OUR LIVES BACK ON TRACK FINANCIALLY!!!!!

[Admin - Jon McNamara]

Are you a member of a credit union? If not, look into signing up for one. They offer short term, lower interest rate loans. They are not payday loans, but they are a much lower cost alternative. I think it would be a feasible option to sign up for a credit union, get those lower interest rate loans, and then use the money to pay off those credit card bills and debts. It was a good idea to call those churches too. Credit union loans is the place to go to read more on this product.

I am currently facing eviction from my apartment. I lost my job last years and although I have gained employment I have fallen so far behind in debt that I am unable to pay my rent. I owe over 10,000 on my credit cards, and have some medical debt as well. I'm interested in finding government programs that off assistance so that I am not evicted. I have tried local churches and organizations but most have limited funds. Also, how can I get rid of the debt and start anew?

[PuebloIgi]

I am currently facing eviction from my apartment. I lost my job last years and although I have gained employment I have fallen so far behind in debt that I am unable to pay my rent. I owe over 10,000 on my credit cards, and have some medical debt as well. I'm interested in finding government programs that off assistance so that I am not evicted. I have tried local churches and organizations but most have limited funds. Also, how can I get rid of the debt and start anew?

[Admin - Jon McNamara]

Is it all medical debt, or a combination of credit card, medical, and other types? If it is credit cards, I always recommend a hardship program. You need to call your credit card companies and ask about these and negotiate a plan. If medical debts, put off paying these until last as hospitals and doctors are the least aggressive in trying to collect on it. Here is a comprehensive listing of debt help programs and resources.

I'm terribly behind IN EVERYTHING, past medical bills, all utilities are behind, car INS expires every month bc we can't keep up, student loans are out, credit card debt, divorce bill ab $3300, bounced checks, rent is high, day care is ab $1200 behind, past/old day care bill, threatened to be taken to court, $10,500 van payment, we r a family of 6, ex husband $1000 behin in child support n now on LTD, my stepchildrens mother has not seen or paid or helped with her 2 kids in the past 3.5 yrs, marriage problems now bc of our debt!! Credit scores for me and my husband are both under 500... WE NEED SERIOUS HELP!! we both work FT, and now he is working a 2nd job. I've had to feed the kids applesauce and hot dogs and tap water for dinner bc we have no money left for food !! Their after school care bill is increasing daily, and their lunch balance are going up too! My stepson has ADHD and ODD, and has lost his MOKids INS bc of our income, and we can no longer afford to take him to the dr monthly or pay for his medications. He is really struggling. And the rest of us are suffering from it. I guess in total with all of our debts we are about $35K in debt!! Please help us! Thank u

[iflo]

I'm terribly behind IN EVERYTHING, past medical bills, all utilities are behind, car INS expires every month bc we can't keep up, student loans are out, credit card debt, divorce bill ab $3300, bounced checks, rent is high, day care is ab $1200 behind, past/old day care bill, threatened to be taken to court, $10,500 van payment, we r a family of 6, ex husband $1000 behin in child support n now on LTD, my stepchildrens mother has not seen or paid or helped with her 2 kids in the past 3.5 yrs, marriage problems now bc of our debt!! Credit scores for me and my husband are both under 500... WE NEED SERIOUS HELP!! we both work FT, and now he is working a 2nd job. I've had to feed the kids applesauce and hot dogs and tap water for dinner bc we have no money left for food !! Their after school care bill is increasing daily, and their lunch balance are going up too! My stepson has ADHD and ODD, and has lost his MOKids INS bc of our income, and we can no longer afford to take him to the dr monthly or pay for his medications. He is really struggling. And the rest of us are suffering from it. I guess in total with all of our debts we are about $35K in debt!! Please help us! Thank u

[Admin - Jon McNamara]

Sounds like you need some holistic debt and financial counseling. Various non-profit agencies and credit counselors may be able to help you. Many of the agencies are national as well, so can help you where ever you live. Also maybe call your banks or lenders.
Use this link for many debt programs.
http://needhelppayingbills.com/html/hel ... _debt.html

As far as your other expenses, just navigate around the main site needhelppayingbills to get information on rent programs, utility assistance, and even some jobs and income info. Because that $100 per week will not get you very far.

I'm in desperate need of some financial assistance ( more so with rent,to avoid possible court fees and eviction ).
I have no medical insurance,I was laid off months ago, I have been searching for jobs, I was able to get a part-time job however that is only commission based and I'm lucky if I make 100.00 every two weeks. I'm still looking for another part-time job to supplement my income. But until then the I'm drowning in debt.

I have never been in this situation before, I don't know who to contact or who to speak with to help me get through this month and possibly next month. I'm in desperate need of some temporary financial assistance, and some longer term debt counseling or support.

Can you please give me the information I need ??? I would greatly appreciate it, more than you could understand.

You can reach me via e-mail
Thank you for your time,

Sincerely,

[Mikey1]

I'm in desperate need of some financial assistance ( more so with rent,to avoid possible court fees and eviction ).
I have no medical insurance,I was laid off months ago, I have been searching for jobs, I was able to get a part-time job however that is only commission based and I'm lucky if I make 100.00 every two weeks. I'm still looking for another part-time job to supplement my income. But until then the I'm drowning in debt.

I have never been in this situation before, I don't know who to contact or who to speak with to help me get through this month and possibly next month. I'm in desperate need of some temporary financial assistance, and some longer term debt counseling or support.

Can you please give me the information I need ??? I would greatly appreciate it, more than you could understand.

You can reach me via e-mail
Thank you for your time,

Sincerely,

[Admin - Jon McNamara]

While really need more information on your exact situation to provide extensive help, I think a couple options are talk to a credit counselor. Also, have you thought of consolidating or settling your debts? Here is information and a comparison of debt settlement and consolidation programs. Both can be very effective.
http://needhelppayingbills.com/html/deb ... conso.html

I live in SC and I have been on disability for 12 yrs. I have been staying here and there for the past 1 in half. I left an abusive relationship and husband lived beyond means with credit card bills and debts. I have know where to go . I was married 2 times equal 20 yrs. I have a 10 yr daughter that I could see if I had a stable home . I cant get any help . My credit is not great as ran out debts a long time ago. All I need is a chance, and I can't get an apartment due to bad credit scores. Please contact me soon. I dont know how long I will have access to a computer.

[Lina1970]

I live in SC and I have been on disability for 12 yrs. I have been staying here and there for the past 1 in half. I left an abusive relationship and husband lived beyond means with credit card bills and debts. I have know where to go . I was married 2 times equal 20 yrs. I have a 10 yr daughter that I could see if I had a stable home . I cant get any help . My credit is not great as ran out debts a long time ago. All I need is a chance, and I can't get an apartment due to bad credit scores. Please contact me soon. I dont know how long I will have access to a computer.