Want to combine payday loans - Need resources to do this

[LaMichael]

I am in need of financial assistance. Your site is great but it gives payday loan sites to go for help. This is my problem. I have too many payday loans and need resources on where to go to get a bigger loan to pay them off and combine them into one payment. Please help! I don't have any income left after paying the payments on these. I don't have great credit so I have been turned down multiple times because of late payments on these loans. No one understands that this is the reason I wanted to combine them all into one loan so that I can have breathing room. My husband is disabled and I work but my money goes to these loans and household bills.
I also have a child in college that I have to support also. He gets a grant and scholarships but there is still money we have to provide for him while he is in school. What I am looking for is a second chance loan at a financial institution that will loan me the money to pay all these payday and installment loans to combine them. That way I will have only 1 payment instead of the 6 I have. No one will help me. I am in dire straits here and my taxes hasn't come in yet and I have no clue when it will come to me.

[Admin - Jon McNamara]

Any debt or payday loan programs are listed on our main site, of debt help page. Whether you want to combine them, look for consolidation or free counselors, take money management classes or something else, there are programs offered. Find details here. https://www.needhelppayingbills.com/htm ... _debt.html

What types of programs do you offer?

[Mount Pleasant]

Hi, my name is Ashley and I came across your programs that help people in credit card debt and payday loans, which I would like to combine. I have been in a deep rut since Covid not being able to pay my credit card bills or payday loans. I am currently in about 27k in debt. I currently work only 20 hours a week and I am a student. What types of programs do you offer?

[Admin - Jon McNamara]

That is a form of consolidation, and there is assistance out there. Find how to combine and consolidate payday loans.
But this only works if the interest rate is lower. There are also credit counseling agencies in Iowa.

I live in Iowa, am on disability. There are 2 payday loans that total $1000.00
I am looking for someone to help me combine and pay them off. I have tried to set up payments with both companies, and their guidelines are more than I can afford.
Please let me know if you can help.

[PlaceLikeThis]

I live in Iowa, am on disability. There are 2 payday loans that total $1000.00
I am looking for someone to help me combine and pay them off. I have tried to set up payments with both companies, and their guidelines are more than I can afford.
Please let me know if you can help.