If you need help with electric, utility, or heating bills.

There are a number of places you can turn to if you need help with paying your electric, utility, water or heating bills. Energy bill assistance programs are provided by numerous federal and state government organizations, non-profits, and directly by utility companies.

  • Government programs are offered at the federal and state level. Read more.
  • Assistance for heating bills, including free or low cost fuel or oil, may be offered. Click here.
  • Utility companies offer payment plans, free conservation measures, and shut off prevention. More.
  • Non-profits, charities, and social service agencies may have limited cash assistance. Additional details.

First, you should always contact your utility company to find out about any programs they offer. Many utilities offer help via shareholder or community funded emergency payment assistance programs. These programs will provide cash assistance or credits to help offset the costs of cooling and heating homes, and they will provide needed help with escalating electricity bills.

There are also numerous other plans and options that will provide assistance if you need it. As an example, some utility companies offer payment plans to help you manage your energy bills, such as balanced payment plans. These will charge you a fixed amount each month so you can better budget your electric bill costs. Countless non-profit agencies and charities offer emergency financial assistance, and government grants can both help pay your energy bills, or be used to pay for energy conservation. Look into the organizations or programs below.

 

Government utility bill assistance

The Low Income Home Energy Assistance Program (LIHEAP) Block Grant is funded by the Federal Department of Health and Human Services (DHHS) and provides two basic types of services. Eligible low-income persons, via local governmental and nonprofit organizations, can receive financial assistance to offset the costs of heating and/or cooling dwellings, and/or have their dwellings weatherized to make them more energy efficient. Information on LIHEAP by state.

 

 

 

Applications for the program are usually processed by community action agencies. These non-profits also have information on many other resources that may be able to help with paying utility bills. Find how to get help with heating bills from assistance programs offered by your local utility companies, charities and local government. Or read more on LIHEAP.

LIHEAP crisis programs can be an option for low income families that are faced with an emergency such as a disconnection or that are very low on heating oil or fuel. Grants and financial assistance can be paid out directly to your energy company for your unpaid bill. The funds can be expedited to households that are faced with a shut off of their electric or utility service. Learn more.

The Weatherization Assistance Program will provide free energy conservation and weatherization services to those in need to help improve the energy efficiency of homes. Some services included are weatherstripping, wall and attic insulation, minor home repairs, and other related energy saving measures that will help people lower their electric bills and save money. More on weatherization assistance.

The Home Energy Assistance Program (HEAP) will provide financial help to eligible households who need assistance paying bills. The resources provided will offset the costs of paying for the heating and/or cooling bills of dwellings.

Regulations on Heating and Utility Disconnections - Most states have laws that regulate when an utility company can disconnect a customers service. Typically they state that companies can’t disconnect your power during the cold winter or hot summer months. Families with children often have additional laws protecting them, as well as if the customer has a medical need. Learn more on utility disconnection laws.

State Assistance Programs- Many states offer additional assistance programs, in addition to LHEAP, that can help you and your family with paying utility or heating bills. There may also be programs that will help you save energy by reducing your electric bills through energy saving methods, such as appliances, free insulation, etc. More.

Heating Repair Replacement Program (HARRP) - This is another federal government funded program that is usually offered by your local community action agency. It may be called slightly different names in each state, bit it works the same. It is often used in conjunction with the Weatherization program. It can provide for the repair or replacement of heating units, appliances, furnaces, and other home upgrades. Read more.

Heating bill programs

Free and Discounted Home Heating Oil. The Citizens Energy Oil Heat Program has delivered millions of gallons of discounted and free home heating oil to elderly households and those lower income households that are struggling from emergencies such as a job loss. More.

Another option is to use a home heating oil buying network. Companies that offer this service are in effect acting as a wholesale heating fuel oil buying club that provide individuals with lower priced heating oil. Read more.

Winter Protection Programs and Plans are seasonal resources that are generally offered during the winter months. Some states require that utility and natural gas companies offer these plans to all customers. Households that are facing a disconnection of their utilities or heating service, but that have a senior member, young child, or someone that is sick or disabled, may be protected from a shut off of their account as long as they enter into some sort of payment program. More winter protection plans.

Financial resources and weatherization services offered by utility companies

Utility Company Assistance Programs. Most utility companies and energy providers located around the nation provide their customers with a large number of financial assistance programs, grants, and weatherization options. Get more information on energy assistance.

 

 

 

 

Balanced Payment Plans - These are offered by many utility companies as a way to help pay your bills. These plans provide the customer a way of paying their electric bill that is a flat rate per month. It will ensure your utility bill, and the payments you need to make, do not dramatically increase during the winter or summer months. For example, if your annual electric bill is $960 per year, you may pay a flat fee of $80 per month, rather than paying a higher amount in the summer or winter.

Energy Assistance Programs - In addition to LIHEAP, there are numerous energy assistance programs at the local, state, and federal level. Programs are even offered by utility companies themselves. Continue.

Air conditioning bills, fans, and summer help - Many states, in particular those in the south and west, provide financial assistance during the summer for cooling and electric bills. Emergency cash assistance, grants, and more may be offered, such as free box fans or AC units. Read summer electric bill assistance.

Home Energy Audit - Many utility companies will offer these as a free service, or provide it for a very low fee. These audits will help identify where your home needs to be improved or updated in order to help reduce your energy usage. If an audit identifies an area that you can improve, some utility companies will even contribute towards the expense that is incurred to fix the home, if you meet their income criteria.

Assistance with water bills - American Water operates subsidiaries across the country. They offer their customers two programs that can help them with paying their water bills, the H2O - Help to Others and the Low-Income Payment plan. Learn more on the options that you have. They also provide free water audits that can reduce your usage.

 

Non-profit organizations that provide help

Community Action Agencies - Almost 1,500 counties across the country have local, non-profit organizations known as Community Action Agencies. These organizations often administer various energy assistance programs, including LIHEAP, and these agencies can also refer you to additional resources in your local area. Read more on how to get utility bill assistance from community action agencies

Dollar Energy Fund - Several states, including WV, TN, PA, OH, MD, and VA participate in this program. It has been in existence for almost 30 years, and hundreds of thousands of people have received grants for paying their utility and heating bills. Read more.

Free Legal Assistance- Most states have non-profit law firms that can advise low to moderate income individuals, the elderly, and disabled on their legal rights when it comes to utility service disconnections. Lawyers can provide free legal advice and will do what they can to help the individual keep their power on. Read more.

 

 

 

 

Operation Roundup - An assistance program offered by many utility companies. They will provide cash grants to help pay utility, heating, and other bills. For example, you can even get help with rent, medical expenses, or food aid. More.

Salvation Family Emergency Services - Families can always turn to The Salvation Army for help. The Salvation Army Family Emergency Services addresses basic human needs, providing a "safety net" for those who need help paying bills and have nowhere else to turn to. They will provide clothing, food, utility bill assistance and also counseling. Case workers at the Family Emergency Services help prevent homelessness through crisis intervention. Having your power shut off is one form of homelessness, so the agency may be able to help with this. Contact your local Salvation Army Chapter for more information. Find a listing of Salvation Army, Community Action Agencies and other non-profits in your area. Click here.

The National Fuel Funds Network - This is a nationwide, non-profit organization that is comprised of hundreds of community action agencies, utility companies, fuel banks, and other agencies. They are involved in raising money for charitable causes, advocating on behalf of the poor, and offering other help and guidance. All funds raised go towards helping families pay their electric and heating bills or paying for conservation measures. Read National Fuel Funds Network energy bill programs.

Union Members Discounted Heating Oil - If you are the member of a labor union, Union Plus offers a discount program for buying heating oil. Through the program provider, HEAT USA, the Union Plus Home Heating Oil Discount provides a discounted or free service contract. Click here to read more.

Energy Saving Tips - Find the best, mostly free energy saving tips from top publications and non-profits. You can easily lower your energy bills by 10-40%. More.

 

 

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