Find help paying medical bills.

Our health is by far the most important thing in our lives. We will provide you resources and programs for how to get help with medical bills. Find ways to.

 

 

Sometimes you may realize how important your health is the hard way. Sadly, it may take a serious illness, maybe the illness of a loved one or an illness of your own, that causes someone to look at their own health.

Dealing with the hospital, medical bills, and prescription drug costs that will always follow an illness, and trying to find a way to pay them, is sometimes many times more stressful than the illness itself. If you need help, the good news is that yes, you can do something to control your healthcare costs and you can find help to pay medical bills and debts.

 

There are a couple of different paths you can take to get help with medical bills. You can take some steps yourself, or enlist other parties, such as medical billing advocates, websites, or other resources. Many of the other parties may offer some free services, or they may charge you only a percentage of what they save.

Find “do it yourself “ ways to save on and obtain help paying medical bills. More.

Free Health Care

  • Free health care programs
    A variety of public and private organizations across the country offer free health care programs, including vision care, dental services, and more. Find free health care programs.
     
  • Clinics provide free health care
    State, county, and local medical clinics and providers will provide free medical care, including dental and mental health. Continue.
     
  • Health care centers that help patients of all income
    Many health care centers can provide people of all income levels either free or low cost medical and dental care and other services such as prescription drugs. No one is turned away from these centers, no matter their income. Click here.
     
  • Walgreens free medical assistance
    Walgreens is offering free health care to its current and future patients who lose their job and have no health care coverage. The assistance is offered by Walgreen’s Take Care clinics.
     
  • Federal Government Health Resources and Services Administration (HRSA)
    This organization makes free or low cost health care available to Americans, even to those without insurance. You can get free checkups, prescriptions, treatment, and other medical assistance. More.
     
  • Free medical care from charities
    Many charities can also provide help, such as the Patient Advocate Foundation, Shepherd's Hope, Inc, and many others. Find both national charities, and charities that are located in your state. Continue.
     
  • State and federal government medical assistance programs
    Many states and government agencies also provide free or discounted health care. Find your state and the programs offered.

    The federal government offers a health insurance plan for veterans and military personnel. The VA Medical Care Hardship program will provide them help with health care expenses.
     
  • Free dental care
    Hundreds of community clinics and dental centers can provide either free or reduced priced care to low income and uninsured individuals. Find a listing of dental clinics, their addresses and phone numbers.
     
  • In-store clinics
    Retailers such as CVS, Walgreens, and Wal-Mart, offer quality health care at a low price. Some even provide free medical services. More.
     
  • Senior Centers can provide free health care services
    Senior centers offer a wide variety of services on how the elderly can save money on medical bills, and they can offer free checkups and medical care. Continue.

 

 

 

Get Free Prescription Drugs and Medications

  • Free or low cost prescription medications
    There are several prescription drug programs that will provide either free or low cost medications to those in need. More
     
  • Save on prescriptions
    Find ways to get help and save on your prescriptions. You can save up to 80% on your medicines and prescription drugs.
     
  • Pfizer, Merk, and Eli Lilly offer free prescription medications
    Many drug companies, such as Pfizer, Merk, and Lilly have created patient assistance programs that will provide free prescription medications and drugs to the unemployed, provided they do not have health insurance and they have been taking the medication for more than three months.
     
  • Save on prescriptions and medical care if you are a union member
    Union Plus offers organized labor and union members savings on health care expenses, prescription drugs, dental and vision care, and more. Read more about health care savings for union members.
     
  • HIV-AIDS Drug Assistance Program
    Hundreds of thousands of patients with HIV-AIDs, who are uninsured or underinsured, receive free prescription medications from this federal and state government program. Click here.

 

Help With Paying Existing Hospital and Medical Bills

  • Medical billing advocates
    Medical billing advocates have been proven to save patients substantially on their medical bills, sometimes thousands of dollars. They help find medical billing errors, negotiate bills, and ensure you are charged a fair price, among other services they provide. A recent Harvard study showed that 80% of medical bills have at least one error.
     
  • States programs to help consumers with medical debt and bills
    Many states have laws and programs that protect patients from aggressive medical debt collection practices, ensure consumers are not charged high interest charges when they cannot afford to pay their medical debts and bills, and other medical debt collection laws to help patients.
     
  • Government and state health care programs
    State assistance programs may provide you help with free health care, assistance paying medical bills, free or discounted medications, offer low cost insurance, or there may be other resources your state or local county government can provide.
     
  • Cancer bills
    Numerous organizations, resources, and programs exist that can help people pay for cancer bills and associated medical bills. They provide grants and other forms of help for cancer bills.
     
  • Grants to pay medical bills
    Many government and private organizations offer grants that can be used to help pay medical bills and other health care expenses.
     
  • Negotiate medical bills
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    Consumer Reports has found that about 90% of people who negotiate their medical bills are successful and can save substantially. Continue.

    -Use the services of a professional medical bill negotiator. They usually work on a contingency basis, so they are in effect free unless they save you money, and studies show that they can have up to an 80% success rate in negotiating lower medical and hospital bills on your behalf. Read more.
     
  • Help with hospital bills
    Find how to get help with paying hospital bills and locate hospital assistance programs. More.
    Also, read tips from medical professional and hospital employees on what works when trying to save on and get help with paying your hospital bills. Continue.
     
  • How to apply for medical bill assistance programs
    Many hospitals, doctors, and other health care providers offer assistance programs to help you with your medical bills and debts. Find the steps to take to apply for help.
     
  • Online tools help save on medical bills and expenses
    Online tools can also provide help. Some of these tools are free or low cost. They help detect errors, ensure the price you are paying is fair, and companies will even challenge the medical bills on your behalf. Continue.
     
  • Select the correct health insurance plan
    Read about how you can save on your health insurance premiums and receive the best coverage by selecting the correct plan. More.

 

 

 

  • Beware of balance billing practices and scams
    Also, learn how health care providers are trying to get people to pay medical bills that they are not responsible for paying, a practice known as balance billing.
     
  • CareCredit medical bills and debt financing
    CareCredit from GE can provide free medical financing and also a wide variety of repayment plans, many of which have competitive interest rates.
     
  • Help with dental bills
    There are also many programs that provide assistance and help with paying dental bills. More.
     
  • Help from a union
    Receive a significant free cash grant from Union Plus to help pay medical bills that does not need to be repaid if you are a union member. Read.
     
  • How to find a medical billing error
    It is estimated by many studies that about 80% of medical bills have at least one error. Learn what to look for and how to find medical billing errors.
     
  • Eliminate Credit Card and Medical Debt
    If you have over $10,000 in credit card debt, receive a free consultation on how to eliminate up to 50% of your debt. The consultation is free, so you have nothing to lose by requesting info.
    Looking For a Way Out if Debt? Sign-up Now For a Free Consultation.

     

     

 

 

Eliminate Medical Debt or Bills

  • Debt settlement to eliminate medical debt and bills
    A new study shows that medical debt and bills contribute to over 60% of bankruptcies. Debt settlement programs can eliminate most or all of your medical debt, help prevent a bankruptcy, and get you back on solid financial footing. More.
     
  • Consolidate hospital and medical debt
    Learn about options to consolidate both your hospital as well as medical bills and debt, including medical debt consolidation programs and loans to pay off your bills. Learn more.
     
  • Consumer credit counseling
    A consumer credit counseling organization may also be able to provide assistance and guidance with medical debt and health care expenses.

Save on COBRA Health Insurance Coverage

  • A new federal law provides a 65% subsidy for COBRA Health Insurance, so if you lose your job you can retain health care coverage. More.

 

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