Get information on resources and assistance programs that can help with medical bills. Learn where to find free or affordable medical or dental care as well as prescription medications. Low income families, seniors and people who either lack health insurance or who are underinsured can explore various assistance programs for their medical needs and health care costs.
Many pharmaceutical companies offer patients discounted or free prescription medications. Examples of some of the resources available include patient assistance programs, discount cards, and medications from regional and national non-profit charity organizations. Medical and dental clinics, as well as local community health centers, can provide free or variable cost health care to income qualified families and individuals. Many will only charge you based on what you can afford to pay, and this is known as a sliding fee scale.
If you have already received your health care, and now have outstanding medical bills or debts, then assistance is available for that as well. Find how to get help in consolidating your unpaid bills, negotiate reductions or discounts, and get relief from debt collection calls.
Dealing with the hospital, medical bills, and prescription drug costs that follow an illness, and trying to find a way to pay those costs is often many times more stressful than the illness itself. If you need help there are things you can do to control your healthcare costs. Also find how you can get help with paying already incurred medical bills and debts.
Low income families and people who lack insurance may qualify for free health care programs. Resources are offered by a variety of public and private organizations across the country. Many medical providers, doctors, pharmaceutical companies, government agencies, and non-profits offer free or very low cost medical care programs. This can include vision care, dental services, and more. Find free health care programs.
Clinics provide free health care to those who qualify. State, county, and local medical clinics and providers will provide free services, including dental and mental health. Many of the locations are also federal government qualified locations. Continue.
Health care centers can help patients of all income levels. Receive either free or low cost medical and dental care and other services such as prescription drugs. Even more moderate income individuals may only need to pay what they can afford to. No one is turned away from these centers, no matter their income or amount of insurance coverage. Click here.
Walgreens offers free health care to its current and future patients who lose their job and have no other health care coverage. Centers are located across the nation. The assistance is offered by Walgreen’s Take Care clinics.
Federal Government Health Resources and Services Administration (HRSA) is an organization that makes free or low cost health care available to Americans, even to those without health or dental insurance. You can get free checkups, prescriptions, treatment, and other medical assistance. More.
Programs for underinsured patients - Whether your employer provides limited coverage or if your health insurance plan does not cover all of your costs, patients still have options available to them. A number of government programs, co-pay assistance plans and other resources are available for paying medical bills and health care costs that your insurance prover does not cover. Click here underinsured medical care.
Free medical care from charities. While funding is limited, and qualifications need to be met, many charities can also provide help. Non-profit such as the Patient Advocate Foundation, Shepherd's Hope, Inc., and many others offer programs. Find both national charity organizations as well as charities that are located in your state. Continue.
State and federal government medical assistance programs are organized by many states and government agencies. They provide free or discounted health care, public aid, programs such as Medicaid and Medicare, prescription drug coverage and more. A focus is often on seniors and families with children. Find your state and details on the programs offered.
The federal government also offers a health insurance plan for veterans and military personnel as well as their immediate family members. The VA Medical Care Hardship program will provide them help with health care expenses, and it will ensure our military members get the treatment they need and deserve.
Free dental care is offered by hundreds of community clinics, public health care programs, and dental centers. Locations can provide either free or reduced priced care to low income and uninsured individuals. Find a listing of dental clinics, their addresses and phone numbers.
In-store clinics are located in some major retailers such as CVS, Walgreens, and Wal-Mart. They can offer quality health care at a low price. Some even provide free medical services from nurses. More.
Programs for uninsured - If you can’t afford to buy insurance, do not qualify for government programs such as Medicaid, or if your employer doesn’t provide coverage, then there are a few dozen resources available to people who lack insurance. Numerous non-profits, government affiliated agencies, and charities focus on providing care. Read more medical care for uninsured.
Senior Centers can provide information on free health care services. Some locations will also offer basic check ups, provide flu shots, and similar support. Senior centers offer a wide variety of services and also offer advice on how the elderly can save money on medical bills. Learn about Medicare, prescription drug coverage and other resources. Some centers also have staff that can offer free checkups and medical care. Continue.
Medicare Rights Center Hotline is only available to senior citizens or individuals with a disability. When using the service, callers can learn about Medicare and other resources available to them for their medical bills. The non-profit will give the client free information on what they are currently covered for, how to obtain affordable health or dental care, and details on programs that can help them save money on their medical expenses. Learn more on the free Medicare Hotline..
Free or low cost prescription medications are offered by drug companies, non-profits and government organizations. There are several prescription drug programs that will provide patients with either free or low cost medications. A focus is on people with a life threatening condition or a serious need. More.
Save money on prescriptions on your own. Find ways to get help and save on your prescriptions, whether you use a generic or a name brand medication. You can save up to 80% on your medicines and prescription drugs.
Pfizer, Merk, and Eli Lilly offer free prescription medications. Many drug companies, such as Abbot, Pfizer, Merk, Johnson and Johnson and Lilly have created patient assistance programs that will provide free prescription medications and drugs to the unemployed and low to moderate income. While conditions need to be met by applicants, these programs are usually offered to people provided they do not have health insurance and they have been taking the medication for more than three months.
Save on prescriptions and medical care if you are a union member. A number of benefits are offered by Union Plus. The group offers organized labor and union members savings on health care expenses, prescription drugs, dental and vision care, and more. Read more about health care savings for union members.
HIV-AIDS Drug Assistance Program - Hundreds of thousands of patients with HIV-AIDs, who are uninsured or underinsured, or who are low income can receive free prescription medications from this federal and state government program. Click here.
Medical billing advocates and the services they provide have been proven to save patients substantially on their medical bills and unpaid debts, sometimes thousands of dollars. They help find medical billing errors, negotiate bills on your behalf, and ensure you are charged a fair price for health care. These are just a few of the services they provide. A recent Harvard study showed that 80% of medical bills have at least one error, so these advocates can help deal with those types of issues. Read more on medical billing advocates.
States programs to help consumers with medical debt - Many states have laws, regulations and programs that protect patients from aggressive medical debt collection practices. Rules and regulations will also ensure consumers are not charged high interest rates when they cannot afford to pay their medical debts. Get information on other medical debt collection laws that can help patients.
Government and state health care programs may provide you help with free health care, assistance paying medical bills, free or discounted medications, offer low cost insurance, or there may be other resources your state or local county government can provide. Continue with state assistance programs.
Cancer bills - Numerous non-profit organizations, resources, and programs exist that can help people pay for cancer costs and associated medical bills. Some foundations or charities will also ensure you get the care you need for your condition. They provide cash assistance, referrals, and other forms of help for cancer bills.
Grants to pay medical bills are provided by many government and private organizations. These groups can offer cash grants that can be used to help pay medical bills and other health care expenses.
Negotiate medical bills in order to save money. Consumer Reports has found that about 90% of people who negotiate their medical bills are successful and can save substantially. Continue.
Or, save money by using the services of a professional medical bill negotiator. They usually work on a contingency basis, so they are in effect free unless they save you money. Studies show that they can have up to an 80% success rate in negotiating lower medical and hospital bills. Read more.
Help with hospital bills - Find how to get help with paying hospital bills and locate hospital assistance programs. Most facilities are required by state and/or federal government law to provide charity care to patients who lack insurance or who are low income. More.
Also, read tips from medical professionals and hospital employees on what works when trying to save on and get help with paying your hospital bills. Continue.
Find how to apply for medical bill assistance programs. Many hospitals, doctors, and other health care providers offer assistance programs to help you with paying for your medical bills and debts. Find the steps to take to apply for help.
Online tools help save on medical bills and expenses. While this is still a new service, many online tools can also provide help. Some of these websites and tools are free or low cost to use. They help detect errors, ensure the price you are paying is fair, and companies will even challenge the medical bills on your behalf. Continue.
Select the correct health insurance plan is always important. Read about how you can save on your health insurance premiums and receive the best coverage by selecting the correct plan. More.
Beware of balance billing practices and scams. Also, learn how health care providers are trying to get people to pay medical bills that they are not responsible for paying, a practice known as balance billing.
CareCredit medical bills and debt financing is offered from GE. This program can provide free medical financing and also a wide variety of repayment plans to consumers, many of which have competitive interest rates.
Help with dental bills - There are also many programs that provide assistance and help with paying dental bills. Or get free care, cleanings, and more, including assistance for uninsured children. More.
Get help from a union. Receive a significant free cash grant from Union Plus to help pay medical bills. There are certain costs that do not need to be repaid if you are a union member. Read.
How to find a medical billing error on your own. It is estimated by many studies that about 80% of medical bills have at least one error. Learn what to look for and how to find medical billing errors.
Debt settlement can eliminate medical bills. A new study shows that an illness or a condition that causes people to take on medical debt and bills can contribute to over 60% of bankruptcies. If you are behind on payments, debt settlement programs can eliminate most or all of your medical debts, help prevent a bankruptcy, and get you back on solid financial footing. More.
Consolidate hospital and medical debts to save money on your interest costs. Learn about options to consolidate both your hospital as well as other medical bills and debt. The are many companies and plans that focus on medical debt consolidation, and the programs and resulting loans can be used to pay off your bills. Learn more.
Consumer credit counseling organizations may also be able to provide individuals with free assistance and guidance. Get help with medical debts and health care expenses, and learn more about a consumer credit counseling organization.
A new federal law provides a 65% subsidy for COBRA Health Insurance. So if you lose your job you can retain health care coverage at a somewhat affordable rate. More.
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