Millions of people are diagnosed with cancer every year. A diagnosis of cancer can lead to outrageous medical and hospital bills, even for families with health insurance. The good news is that there are programs and resources that can help with paying cancer bills and related expenses, and any other medical bills that may result from the diagnosis.
Most of these programs are administered by charitable and nonprofit groups. They offer grants and other forms of financial aid to patients who have cancer, or even other specific life-threatening or chronic diseases. The funds can be used to help pay for the cost of deductibles, co-payments, and other related medical expenses and health care bills. While the eligibility for each program will vary, in general the patient will usually need to meet specific treatment guidelines and income.
After a diagnosis occurs, patients will typically be referred to these assistance programs by the patient-advocate offices or financial counseling of big hospitals and treatment centers. Be sure to ask your health care provider or hospital about your options. In addition, you also can seek out programs online. Some of the programs and resources that people can turn to include those listed below.
The CancerCare Co-Payment Assistance Foundation - This organization helps eligible patients pay for the cost of health insurance co-payments for treatment of specific cancers. The foundation was created back in 2008. They currently have seven different diagnoses that are eligible for assistance, but the list of items covered continues to expand. They currently cover breast cancer, head and neck cancer, colorectal cancer, non-small cell lung cancer, glioblastoma, pancreatic and renal cancer.
There are some limits to the amount of help that is provided. Some diseases have a $10,000 annual limit on aid, while others have a $5,000 limit. Most participants who qualify for assistance will receive anywhere between $2,500 and $5,000 in grants for their cancer bills.
With the current state of the health care industry, and with businesses and health insurance companies doing whatever they can to pass costs to patients, these days more people are paying a higher percentage of the cost of their medical care, with higher co-pays and deductibles being paid for by patients. Find other ways to get free health care, that may also cover cancer treatments.
Yes. Since the CancerCare program began just two years ago, approximately 7,000 people have applied for help. Many of them asked for co-pay assistance, and about 80% of the applicants have received aid. About one half of those who received aid were on Medicare and the other half were privately insured through their employer or private health insurance companies.
Currently the CancerCare foundation rejects less than 10% of applications. The number one reason for a rejection is because applicants' total household income exceeds the program guidelines. The cutoff for the program is actually fairly high for a typical assistance program. It is currently 400% of the federal poverty level. There can be some exceptions as well. Contact them at 1-866-552-6729 to get more information or to apply.
There are other non-profit groups and charities that also offer financial assistance and grants for the treatment of cancer and other diseases, and provide funding to pay for cancer bills as well as hospital and medical expenses.
These other organizations include HealthWell Foundation, which helps with co-pays and premiums for patients with group and individual insurance, Medicare and Medicaid. Another place to turn to is the Leukemia & Lymphoma Society's Co-Pay Assistance Program that helps with private-insurance premiums.
A third option for assistance is the Patient Advocate Foundation Co-Pay Relief Program. This program provides pharmaceutical co-pay help to both underinsured and insured patients, including Medicare Part D recipients. More.
Yet another organization that people can turn to is Life Beyond Cancer. Learn more. This organization provides cancer patients with money so they can pay their everyday bills, including their rent, mortgage, and energy bills.
Another option for help with cancer bills is CancerCareCoPay.org. Read more. This is a not for profit agency that provides help to people who can’t afford their medications, and can also provide assistance so people can pay their everyday bills while they are battling their cancer and going through treatment.
Cancer patients and their families may be able to receive financial assistance, counseling, and/or medications from Cancer Care Inc. The non-profit was founded back in 1944, and every year they are able to support tens of thousands of cancer patients with a wide variety of assistance programs. Sometimes they may be able to provide financial assistance and cash grants, and sometimes it may be counseling, advice and an extensive amount of information on what programs and resources are available to cancer patients.
Brenda Mehling Cancer Fund - May have grants available to pay for expenses such as car insurance, medical co-payments, rent, transportation, auto repairs, mortgage and groceries. It is for cancer patients who range in age from 18 to 40. email address is firstname.lastname@example.org
Cancer Legal Resource Center - Provides free information, in English and Spanish, on cancer issues. Survivors, caregivers, doctors and employers may all qualify. Get information on government programs, free medications, experimental drugs and much more. 866-843-2572
Cancer Survivors Fund may have financial assistance to pay for prosthetics and even college scholarships for cancer survivors. (281) 437-7142
Corporate Angel Network, Inc. partners with major airlines to provide transportation to cancer patients and their families. The non-profit will arrange free flights to treatment centers and hospitals. (866) 328-1313
Joe's House can arrange for accommodations for cancer patients and their immediate family members. The assistance is available for families who must travel quite a distance away from home for their medical treatment. Telephone number is (877) 563-7468.
Kristy Lasch Miracle Foundation is for women with breast cancer. Financial assistance and grants may be paid out for medical bills, prescriptions and other costs. (412) 872-4125
National Breast and Cervical Cancer Early Detection Program is a government run program. It provides low cost or free access to cervical and breast cancer screening services for uninsured and underserved women. Call (800) 232-4636 for information.
National Children's Cancer Society will offer direct financial assistance and other aid to teenagers, children, and infants with cancer. (314) 241-1600
National Transplant Assistance Fund can be contacted at 800-642-8399. The non-profit organization will help with creating fundraisers for cancer patients in need of transplants and limited financial assistance. The money raised can help them pay their medical bills and treatment costs.
Surviving And Moving Forward, or SAM, may be able to assists cancer survivors under the age of 35. The organization will help them with their transition into post-treatment life. It will offer them grants and scholarships. The organization will try to help survivors pursue their professional and/or educational goals. Call (866) 439-9365.
Where There's A Need, Inc. - Provides free hair scarves for children and women who have experienced hair loss due to radiation cancer treatment, including chemotherapy, or other very serious medical conditions. The agency specializes in offering head scarves for babies, women, young adults, and children. Call 866-803-6095.
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