Get help with medical debt and bills from CareCredit.CareCredit is program offered by General Electric (GE Money), which means you can trust them. The program has earned many endorsements from a long list of credible healthcare organizations. To date, the card has helped over seven million people pay for and get the healthcare treatments they want and need. What exactly is CareCredit? CareCredit is a personal line of credit that is provided to help pay for healthcare procedures and treatments. It can be used to provide medical services for your entire family, even including your pets. CareCredit works like a credit card but it does have two distinct advantages. You can get Zero percent interest financing every time you use it, and it can only be used for healthcare services and to pay medical bills. You just need to simply pay your minimum monthly payment and pay off the entire card balance by the end of your promotional period and you will pay No Interest expense. And if it turns out that you do need additional time to pay for your medical bills or debt, you can take advantage of the extended payment plans with very low, fixed interest rates. Find additional ways to get help with debt and bills. More. What is the CareCredit payment plan? The payment plan by CareCredit offers a full range of payment plans. The 3, 6, 12, & 18 month No Interest payment plans feature monthly payments as low as 3% of the outstanding balance and the plans let you pay off your bills within the specified time without incurring interest charges. So just simply make your minimum monthly payment, which will allow you to pay off your entire balance during the agreed upon time period, and you will end up paying Zero interest costs or fees. How is my Visa or MasterCard different from CareCredit? Unlike your MasterCard or Visa credit card, the CareCredit card is exclusive for healthcare services, medical bills and debt, and you also can get No Interest financing every time you use it. You can therefore save your consumer credit cards for household or other expenses. And if you need more time to pay for your medical bills or procedure, you can take advantage of the extended payment plans that offer low, fixed interest rates. The CareCredit card seems too good to be true. How does this work? Over 100,000 healthcare providers across the nation accept CareCredit, and the use of CareCredit card allows health care providers to focus on delivery of the best possible healthcare, instead of costs. What locations can I use CareCredit? Your CareCredit card can be used at over 100,000 healthcare locations and practices nationwide for medical services including Dentistry, LASIK, Cosmetic Surgery, Veterinary, Cosmetic Treatments, Hearing Care and more. And the CareCredit card can be used over and over without reapplying. You can use it for you, your family, and even your household pets. Or, look into free health care if Care Credit is not a viable option for you. Can you pay off the CareCredit balance and account before the end of the term? Yes you can. There are absolutely zero prepayment penalties with CareCredit. Can I pay for a portion of the medical treatment myself and use the CareCredit for the remainder? Absolutely. You can pay a portion and then use CareCredit to help pay for any treatment balances that range from from $1 to over $25,000. |