Michigan Assistance Programs.

Locate help and assistance in all Michigan cities and counties, including Detroit and Grand Rapids. Also, in addition to the state run programs below, you can also find organizations and charities in Michigan that can provide you with help paying a variety of bills, rent, food, mortgage, and free medical care.

The Michigan Department of Human Resources offers many programs including the following assistance programs:

Elder Prescription Insurance Program (EPIC)
A prescription drug medication assistance program for seniors living in Michigan. The plan provides year-round prescription coverage that can help with medical bills. Find additional ways to get help with medical bills and prescription drugs. 866-747-5844

MiChild
This aid program will provide health insurance coverage to children living in the state of Michigan. There is a very small monthly premium of $5 per month with no co-pays and no deductibles. 517-373-3740

Family Independence Program (FIP)
The main goal of the FIP program is to help families become independent and self-supporting. FIP is temporary cash assistance for struggling or lower income families with pregnant women or minor children. FIP helps these families pay for living expenses such as heat, rent, food, utilities, clothing, and personal care items. In addition, FIP applicants and recipients may be assigned to the Jobs, Education and Training (JET) program for assistance in finding a job or ways to develop needed job skills. Help with childcare, transportation, and other needs related to training and employment may be provided. Apply at your local Department of Human Services office.

Mortgage Help and Foreclosure Assistance
Michigan provides various programs that will aid families with paying their mortgage and also help those who need assistance avoid foreclosure. More.

In addition, they have created a foreclosure mediation process that help bring lenders and homeowners to the table to review solutions. Click here to read more.

Non-profit, HUD certified housing counselors can also guide homeowners through a wide variety of assistance programs and solutions to any mortgage delinquencies. Learn more.

Food Assistance Program (FAP) Group
Eligibility for the Food Assistance Program will depend on the financial situation of all members of the household group. All persons who live in the household and purchase and prepare food together will be considered to be members of the same FAP group. 517-373-3740

Debt, Foreclosure, and Credit Counseling Organizations
Michigan is several by several government certified non-profit counseling organizations. They can help residents deal with unpaid debts, offer assistance for home loans, and other financial aid. Click here.

Child Care
For many families in Michigan and elsewhere, the cost of quality, safe, child care is a major strain on the family budget. DHS' Child Development and Care Program may provide aid and payment for child care services for  qualifying families if needed when the legal guardian, parent, or substitute parent is unavailable to provide the child care.

PeopleCare Program
The Michigan Salvation Army and the utility company Consumers Energy have partnered together to offer this program to individuals and families across the state of Michigan. The assistance program can provide people with energy bill assistance, food, medical aid, and more. Read more on PeopleCare.

Home Repairs
SER assists residents with home repairs that will correct unsafe conditions and also restore essential services. Eligible home repairs may include the replacement or repair of hot water heaters, a nonfunctioning furnace, or a septic systems. In addition to this, there are also non-energy repairs available and they include all home repairs except furnace repair or replacement. (This will include hot water heaters as well as septic systems for client-owned housing.)

Legal Assistance
There are several non-profit law firms located in Michigan that provide free civil legal assistance and consultations to low-income people. Read more.

Home Ownership Services
Home Ownership Services can help prevent loss of a home by providing services such as:

• Grants for the payment of property taxes and fees
• House payments (which can include mortgage or land contract payments), including principal, interest, legal fees and escrow for taxes and insurance
• Mobile home lot rent for owners or purchasers of mobile homes
• Home insurance coverage that is required by a mortgage or land contract.
• Contact your local DHS County office and ask for this housing program.

Health Care Coverage
Michigan offers numerous health care programs that are available to families, children, and adults who meet certain eligibility requirements. The goal of these various health care programs is to ensure that essential health care services are made available to those who need it and otherwise would not have the financial resources to purchase them or pay for medical bills.

Michigan Free Health Care
Find a listing of community clinics in Michigan that provide free medical, health, and/or dental care. People with low income, or who do not have insurance, can be helped by these clinics. Click here.

Many centers in Michigan focus just on offering dental services to qualified individuals and families. Read more on how to get assistance for your dental needs.

Food Distribution Centers and Banks
In addition to the various agencies and non-profits that exist in your county below, find more information on food banks and pantries that are located in Michigan. Read more.

State Emergency Relief
The Michigan Department of Human Services created a resource known as SER. Cash assistance can pay bills, housing, rent, mortgage, and other expenses. The program also partners with local non-profits. Find more on emergency assistance.

Assistance From Michigan Cities and Counties