Grand Traverse County assistance programs.

Find assistance with bills.

The Northwest Michigan Community Action Agency offers local residents various ways to get assistance for paying bills, debts, and expenses. They also administrate programs that can provide direct cash grants. NMCAA is a nonprofit Community Action Agency that serves ten counties of northwest Michigan. Some of the programs they operate are below.

Foreclosure prevention: They provide both counseling and can also offer certain homeowners a one time cash assistance grant, when funds are available, to help homeowners prevent a mortgage foreclosure. They do what they can to try to keep families in their homes. In addition, reverse mortgage counseling for seniors is also available. They are a HUD approved housing counseling agency.

Home Repair and Replacement Programs: These are targeted at low and moderate income homeowners in Benzie, Missaukee and Wexford Counties. However, if you do not live in those counties, information and referral can be given on similar home repair programs that are available in other counties.

Credit and budget counseling: The staff also offers Financial Management workshops and individual counseling which help participants learn basic household budgeting skills, ways to save money, debt management, and credit repair with follow-up assistance also provided. More credit counseling programs.

Rent assistance: Counseling, guidance, support and also onetime cash assistance grants can be offered to renters who are facing eviction. Guidance is also available to resolve landlord tenant disputes.

Security deposits, assistance for homeless and potential renters: If you meet the criteria, the Northwest Michigan Community Action Agency staff can provide guidance and also one-time cash assistance grants, when available. The grants can be used to pay back rent due, applied toward security deposits, and monthly rent so someone does not get evicted from their housing. They also work with the homeless to help them establish permanent housing. Also, housing counselors can provide information packets on landlords, low-income rental housing, and also budget analysis for individuals seeking a place to rent.

 

 

 

Weatherization : They also provide free energy conservation services for eligible low-income households. Programs that will offer families free energy conservation updates to their homes, such as additional insulation, weather stripping, furnace repairs, and more. The improvements can help people save hundreds of dollars per year on their heating and energy bills. The Michigan DHS partners with Northwest Michigan Community Action Agency (NMCAA) to operate the housing program.

Northwest Michigan Community Action Agency is located at 3963 3 Mile Rd N, in Traverse City, MI.

 

 

Foreclosure Assistance and Counseling in Grand Traverse

This is another service that is offered to Traverse City homeowners. The Community Action Agency administer it. They have highly trained housing specialists who will meet with homeowners to try to find a solution to their housing troubles. Unfortunately the Community Action Agency has seen a major increase in the number homeowners in the area who seeking help with preventing a future, or stopping a current foreclosure. Sadly, many people are waiting too long, so the agency is trying their best to help them.