Monroe County assistance programs.

Mortgage help, energy bill assistance, and rent help

There are local, non-profit organizations and charities that people can go to for help. They include the Monroe County Opportunity Program, Salvation Army and GreenPath Debt Solutions. These organizations offer numerous resources, services, and programs to people in need. Find more information on them below.

Monroe County Opportunity Program (MCOP), which is located at 1140 S. Telegraph Road, in Monroe, Michigan, is the local community action agency that assists low to moderate income families and individuals. Their phone number is (734) 241-2775. They offer the services below.

  • Gas and Electric Bill Assistance - This energy bill assistance program has limited funding, but allows the organization to assist people with large unpaid balances on utility bills. They also have a special program for seniors.
  • Foreclosure Counseling - This housing program will provide assistance to homeowners with pre-foreclosure counseling, mortgage help, and foreclosure prevention services. Find additional ways to get mortgage help.
  • Help with Rent - Another housing program that be used by qualified clients to pay for either first months rent , security deposits, or past due rent.
  • Weatherization Assistance Program - This energy saving program is a federal government funded, residential energy conservation program. The weatherization program will provide homeowners with free home energy conservation services. These free services and improvements will reduce energy use and lower utility bills by hundreds of dollars per year, thus creating more long term self-sufficient households.
  • Home Repairs - The MCOP community action agency also receives funds to assist Monroe County residents who are age 55 and older with paying for minor repairs such as floor and roof repairs, minor furnace and heating system repairs, doors, windows, and more.
  • Food Aid - They have various pantries that provide free food, and they also have a separate emergency food box assistance program.





Mortgage and foreclosure help from GreenPath Debt Solutions

This is a consumer credit counseling service that has an office in Monroe Michigan. They provide various forms of advice, including debt and mortgage counseling. GreenPath (phone number 457-0370) also wants to remind Michigan residents that they can receive free mortgage counseling from the agency on a variety of housing topics.

Also, it is very important to remember that to initiate a 90-day stay on a foreclosure filing, homeowners could contact a housing counselor for help on working with the lender to save their home.

Some of the assistance they offer includes:

Mortgage default, foreclosure prevention, mediation, and delinquency housing counseling. Certified mortgage counselors can help homeowners stop a foreclosure filing and get back on track, if they are behind on their mortgage payments. These mortgage counselors will work with clients to help them establish a budget, provide ways for them to get out of debt, set priorities and determine strategies and tactics for saving their home. Also, learn more about Michigan foreclosure mediation programs.

Home equity loan housing counseling. Home equity loans can help people eliminate credit card and medical debt, and these loans look quite enticing when homeowners are searching for a way to pay down their debt. they can even free up funds for other everyday expenses. GreenPath Debt can help determine if a home equity loan is the best solution for one’s personal financial situation.

Additional assistance for food, rent, and bills

Emergency funds for paying rent may be provided by some agencies across Monroe County. Whether a tenant is behind a little bit, or facing an eviction from their home, eligible families can apply for help. A combination of government grants or funds from charities or churches are available for everything from back rent to a security deposit. Click more information.





Residents facing hunger can turn to a food bank in Monroe County. There are several in the region that help the low income. Some of the services are as follows.

  • Pantries can offer groceries in an emergency.
  • Soup kitchens serve hot meals to the low income, homeless, and even during the holidays.
  • Contact a non-profit food pantry for referrals to programs such as SNAP food stamps or WIC.
  • Additional support is offered. Find Monroe County food pantries.

Mortgage help from Michigan State

They have an extension in Monroe County that provides information and guidance for homeowners who are unable to make their mortgage payments, who are expecting a future hardship and who are at risk of losing their homes through foreclosure or who are already in the foreclosure process. Services offered by the organization may include information about the foreclosure process, assessment of a homeowner's financial situation, legal timelines, free legal advice (click here for more on this in Michigan) and how to contact and negotiate with a bank or lender, and they work with homeowners on the development of a plan to address homeownership and financial issues. The help they provide includes in-depth financial counseling regarding foreclosure avoidance options and/or options that involve leaving the home, information on Michigan and federal government assistance programs, advocacy with lenders when necessary and referrals to foreclosure prevention resources, and mediation. Dial (586) 307-8289, or learn more on the Michigan State foreclosure program.

Salvation Army of Monroe

This agency, which covers Eastern Michigan and Monroe, provides one time cash grants and financial assistance for individuals faced with eviction and/or utility shut off due to inability to pay for their rent or energy bills. They also offer other aid, such as a food pantry, limited prescription vouchers, Christmas and holiday meals and gifts, and more. Call the Monroe branch of the Salvation Army at (734) 241-0440.




Family Medical Center of Michigan

This community clinic helps low income and uninsured residents. They provide medical and health care, as well as advice for how to save on medical bills, including finding medical bill errors. Other services offered include basic health care services, including physical examinations, nutrition assistance, immunizations, family planning, and diagnosis and treatment of common ailments. Call (734) 654-2169 for more information or to make an appointment for medical care.






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