Kent County Michigan assistance programs.

Mortgage assistance and foreclosure prevention resources

While this web site has a variety of resources, organizations, companies, and even banks that can help you with paying your mortgage or stop a foreclosure (learn more), here are four more organizations that service the Grand Rapids and Kent County Michigan area.

Of course the main objective of foreclosure counseling is to preserve homeownership and to keep families in their homes. Mortgage and financial counselors can help borrowers evaluate their circumstances, deal with a financial emergency, and communicate with their banks and lenders. They can also help with loan modification or refinancing. If you are facing foreclosure or need any type of mortgage help, these organizations may be able to assist.

  • Grand Rapids Urban League
    (616) 245-2207
  • Home Repair Services
    (616) 241-2601
  • Inner City Christian Federation
    (616) 336-9333
  • Lighthouse Communities, Inc.
    (616) 451-9140

A more extensive foreclosure prevention program is offered by the Grand Rapids Urban League. A housing counselor will be assigned to you to help you work through your Home Foreclosure and Mortgage Delinquency challenge. The free  Prevention/Mortgage Delinquency Counseling provides homeowners who are falling behind on their payments, who may be delinquent on their mortgage or who are facing foreclosure with a variety of options. They can learn about how to get mortgage help from banks such as Bank of America, receive education and advocacy, and borrowers will also be presented with the opportunity to bring their mortgage payments current and/or save their home from a foreclosure. Call the agency at 616-245-2207, ext 206.

 

 

 

Rent assistance programs

Community Rebuilders is a nonprofit housing agency that provides housing assistance to hundreds of families per year. Some of the programs offered include:

  • Eviction Prevention
    • Will help people stay in their home and apartments, and it prevents homelessness by providing a onetime cash grant payment that can be used for rent or mortgage. It is intended for people who have experienced a verifiable emergency, but who can afford future payments. So basically for people who need short term aid. locate other rent assistance resources.
  • Shelter and Care
    • This assistance program will provide longer term rental assistance for homeless persons with disabilities such as a mental illness or substance abuse. In addition, referrals and supportive services are provided and they come from Kent county certified community agencies.
  • Families in Transition Program
    • This is also known as Project FIT, and it will provide rental and housing assistance and intensive supportive services to those homeless families who are seeking permanent housing and also greater stability.
  • GAP and RISE
    • This program offers short term housing subsidies for those people who are experiencing homelessness and need that short boost to get back on their feet. These federal government HUD funds will also help provide childcare, counseling, transportation and more help to those individuals and families who are experiencing homelessness throughout Kent County.

For more information contact them at 1019 Wealthy SE Grand Rapids, MI 49506, or dial (616) 458-5102. They also partner with additional rent programs in the area.

Emergency help for bills and rent in Kent County

The Grand Rapids Salvation Army - They administer several programs from two offices. The locations are below. For the most recent list of their services, the address is sasocialservices.org.

  • 1215 E. Fulton Grand Rapids, MI 49503. The telephone number is 616-459-9468
  • 1120 Monroe NW Grand Rapids, Michigan 49503. Dial 616-454-5840.

 

 

 

Area Community Services Employment and Training (ACSET) administers several assistance programs for low income residents. Find ways to become self-sufficient over the long term. Get access to job and employment services, programs for energy bills, weatherization energy assistance programs, rent help, and referrals to local charities and non-profits. (616) 336-4100

There is also Latin American and immigration services from ACSET. The agency may have free vouchers for food, gently used clothing, gas, utilities, car parts or repairs, housing, and payments to pay the rent to prevent evictions or utility disconnections. Referrals, information, and translation/interpretation services are coordinated too. 121 Franklin Street SE, Grand Rapids, MI 49507, (616) 336-4000. More on assistance from Area Community Services Employment and Training.

Grand Rapids Urban League also offers other rent and assistance programs. The agency may pay one month's back mortgage or back rent, and can provide funds or a loan for this expense. They are a HUD approved agency that offers foreclosure and debt help. They also run a food program.

Employment is another priority of the Urban League. They operate a Center for Employment and Workforce Development and offer job placement, career counseling, and similar support services to clients in Grand Rapids. Call (616) 245-2207, or continue Urban League of Grand Rapids.

Steepletown Neighbor Services helps families and individuals in certain parts of Grand Rapids who need emergency financial assistance. This is done by offering referrals to resources for paying bill such as utilities, rent/housing/transportation. Individuals who need help can look into Community Assistance Program (CAP).

Other services are available at Steepletown as well. They range from free legal aid from Tenants’ Rights Project to GED training and workforce development. The agency works to help Grand Rapid families overcome their struggles. Call (616) 451-4215.

North Kent Community Services, which is based in Rockford, can provide limited financial assistance and cash grants for individuals and families who are having difficulties. There may be for paying their rent, housing expenses or heating and utility bills. Dial (616) 866-3478, or click more information.

Government assistance and human services are offered in Kent County from the SER program. The aid is for the very low income and maybe even more moderate income families can benefit as well. Some examples of the assistance available may include eviction prevention (rent and/or mortgage help), SNAP food stamps, SSDI disability, and funds to pay the security deposit on new long income housing. Both state and federal benefits are offered. (616) 248-1000.

Flat River Outreach Ministries – Emergency, one time financial assistance or short term forgivable loans are offered. Receive funds for paying rent, medical expenses, utility bills, natural gas, or heating costs. Referrals and services are offered with other partners, such as churches and the ACCESS 6 non-profit. 11535 East Fulton Street, Lowell, Michigan 49331, dial (616) 897-8260, or more on Flat River Outreach Ministries programs.

Guiding Light Mission – Runs transitional housing in Grand Rapids and can help meet employment needs. A computer lab is on site. The housing will allow clients time to save money for a security deposit fee, utility connection, or first months rent. The site is 255 South Division Avenue. (616) 451-0236.

 

 

 

 

Grand Rapids Catholic Charities serves the county and nearby regions as well. Most of the assistance they provide is for basic needs and financial help is more limited. Programs can help seniors manage their budgets, provide clothing and items for babies, distribute food and more. Shelters, short term transitional housing, and programs like Head Start are offered as well. Read more Kent County Catholic Charity assistance programs.

Grand Rapids and Kent County Housing Commission - Both of these government entities provide homeowners and renters with help. For example, homeowners may learn about and gain access to foreclosure assistance and counseling. Renters can receive support from programs such as Section 8 housing or other vouchers. Read more.

Non-profits administer several programs, including holiday assistance, free meals, rent help, and occasional funds for paying rent and heating bills. Low income families in Kent County Michigan can sign up for ongoing case management services. Vouchers for clothing, prescription medications, or groceries may be offered as well. Financial assistance is focused on preventing homelessness/evictions and helping people maintain their heat during the winter. Call (800) 887-1107 for referrals, or find more information on Kent County crisis referral line.

Heart Of West Michigan United Way's – They partner with and fund many local charity organizations and not for profits. They direct people to these groups and do not provide financial assistance themselves. Find how to get prescriptions, funds for rent and heating bills, food vouchers, and other aid. 118 Commerce Avenue SW, Grand Rapids, Michigan 49503, (800) 887-1107, or click here Heart of West Michigan United Way.

Kent County Department Of Veterans' Affairs – Veterans and their families may be able to get financial assistance. Some services offered include food and grocery vouchers, funds for utility disconnections, rent assistance, money for phone bills, and medications. 82 Ionia Avenue NW Suite 380, Grand Rapids, Michigan 49503. Call the agency at (616) 632-5722

Basic needs such as clothes can be provided by churches, thrift stores, and clothing closets. Several charities in the Kent County Michigan region provide so called basic needs to needy families. Other items supplied can include school supplies, coats, winter hats, Christmas toys and gifts, diapers, cribs, and related goods. Vouchers or gift certificates may be passed out to the lowest income families so that they can buy the items for free. More details.

Dwelling Place Of Grand Rapids and Kent County can provide single room and low income housing opportunities for the disabled and homeless. Subsidized rent can be accepted as well from the section 8 housing voucher program. The non-profit operates from 101 Sheldon Boulevard SE, Grand Rapids, MI, dial (616) 454-0928.

Resources for water bills - The non-profit Area Community Service Employment Training Council administers programs in Grand Rapids that can assist qualified residents with paying their water bills. While the program is limited in scope and resources, qualified low income Kent County families may be able to receive cash grants for their bills. Or ACSET will have referrals to other local non-profits. More.

Wyoming Housing Commission operates housing units and apartments in the community. It is for seniors, the working poor, and low income. They can also offer potential clients to rent help from section 8 and other agencies. 2450 36th Street SW, Wyoming, Michigan 49519-3158. Call (616) 534-5471 for details.

GRACE is a key hunger fight charity in the area. They raise money, coordinate programs, and assist families living in poverty. Referrals and other support may be provided. Read Grand Rapids Area Center for Ecumenism.

Cedar Springs CAP, which can be reached at (616) 863-9166, runs rental eviction and mortgage foreclosure programs. There may be funds for paying any back rent, security deposits, or even a partial mortgage payment. Clients must have an eviction or foreclosure notice. 4388 14 Mile Road, Rockford, Michigan 49341.

 

 

 

 

Kent County District Office Department Of Human Services – This government location administers a public assistance program that can provide short-term financial assistance for many types of urgent needs. Examples include electric and heating bills, rent, food, and medications. Funding is through the State of Michigan Emergency Relief (SER). 121 Franklin Street SE Suite 200, Grand Rapids, Michigan 49507, (616) 248-1000

Tenant eviction prevention and rehousing for the homeless - A coalition has been created to coordinates services around housing. They try to ensure that affordable homes or apartments are accessible for families living in poverty, that children have a place to live, and organize financial aid in Kent County. All resources are focused on housing needs, whether it is rent, money for water bills, or heating costs. Click Kent County homeless prevention assistance.

Kent County transitional housing programs, including shelters, are for the homeless and recently evicted. Housing may be provided to clients along with other aid, such as free meals, clothing, and basic goods. Also work with a case manager on finding, and paying for, a new home in Grand Rapids Michigan area. Either cash assistance may be used for paying rent or maybe a loan for security deposits. More on transitional housing in Kent County.

Senior Neighbors - Caseworkers can assist seniors in Kent County Michigan with accessing financial assistance. The programs offered include everything from utility bills, to rent, transportation, shelter, holiday assistance and meals, and gas bills. 820 Monroe Avenue NW Suite 460, Grand Rapids, Michigan 49503-1442. Call (616) 233-0281

Funds for rent are available from non-profits in Grand Rapids and other towns. The goal is to help families that are facing a one time crisis with their housing expenses, and there may also be assistance for paying a security deposit as part of rapid rehousing. Find more Kent County rental assistance programs.

Kent County Michigan assistance programs and non-profit agencies that cover the entire state

Get details on financial assistance programs that offer rent help, low income housing, foreclosure advice and other assistance to all of Grand Rapids and Kent County Michigan.

Health care clinics provide free medical care

Four of the primary health centers to call and apply at for free health care or help with medical bills in the Grand Rapids Michigan area are below. If those locations are not able to meet your needs, locate more health centers in Kent County.

Low income as well as those who lack health insurance can receive access to free or low priced medical care from the Baxter Community Center. Several doctors, nurses, and health care professionals donate their time to help those in need. After all, the primary goal of the health care clinic which is located at Baxter Community Center is to provide low cost or free, high-quality primary health care to those individuals and families who need help. The services are offered at a low cost for those families who lack health insurance, and people who are on Medicaid or Medicare can also get access to medical care. The pediatric clinic is walk-in, all other patients need to make an appointment. Dial 616-456-8593.

Cherry Street Health Services offers medical care on a sliding fee scale. Both dental and medical programs are offered to patients who need help. (616) 742-9945

 

 

 

If you do not have insurance, stop by or call Oasis of Hope Center at (616) 451-8868. The Grand Rapids clinic provides urgent medical care and wellness exams for those without insurance and who have a low income.

Also try the Saint Marys Health Services at (616) 685-8300, or click here for additional programs such as ways to get help with hospital bills.

Food and pantries

If you need free food or other household items, the Catholic Charities West Michigan (phone 616) 690-0615) helps Grand Rapids Michigan families by offering them free food, groceries and other household items.

Byron Community Ministries (dial (616) 878-6000) runs programs that provide services such as food, personal care items, clothing, and counseling to those who need help.

Central Reformed Church services people in Kent County who are facing a crisis who have no other options. Call (616) 456-1773.

Northwest Food Pantry and Resources ((616) 451-4131) and Sunshine Community Church (phone (616) 364-4242) are other options for food vouchers, pantries, and other aid.

Meals, groceries, clothing, household products and other aid can be provided by additional locations in the county. There are churches and charities that offer free food as well as holiday support to the needy and low income. More on food pantries in Kent County.

Free legal representation and aid

Legal Aid of Western Michigan (774-0672 Ext 107) offers people who can’t afford an attorney access to free legal programs and resources. Get advice to help with a foreclosure, civil legal issues, landlord/tenant disputes, and more. Find other free legal help resources.

Help with energy bills and weatherization programs

Contact the Area Community Services Employment and Training (ACSET) ((616) 336-4100), which is the local Kent County Community Action Agency. They offer several programs, including the federal government weatherization assistance program. Also low income families can also receive cash grants to pay utility and heating bills from such programs as LIHEAP, the Detroit Edison (DTE) THAW program, the MPSC/MCAAA EAP utility assistance program, and also MSHDA Emergency Solutions Grants.

 

 

 

 

 

 

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