Disability assistance is administered by most state governments. Benefits are provided to individuals or their caretakers. They may be able to apply for food, health care, cash assistance from SSDI, transportation, grants for home repairs, and more. Both state and federal government funds can aid the disabled. Find disability financial assistance programs.
Human or social service offices provide support. Staff from the government centers can direct very low income, unemployed, or families living in poverty to financial help. There are local and state resources for everything from housing to food stamps, grants from TANF, affordable child care, and other sources of money. Locate public assistance programs.
Utility and energy programs from the government
Financial assistance from your utility company may be available. Most utility, gas, and heating companies offer low income customers access to some form of financial help. This includes government resources and free weatherization programs that can help individuals pay their bills. Programs can also allow them to save money on their energy bills. More on energy assistance.
Telephone assistance programs allow low income families the ability to save money on their phone bill, whether a land line or cellular, as well as installation costs. There may also be heavily discounted or free cellular phones distributed from a federal government funded program. More.
Water bill assistance programs, while not as common, are offered by one of the nation’s largest water companies, American Water. They operate a number of different entities across the nation. Other local suppliers also provide households with payment plans. The companies currently offer their customers with two different government supported programs that can provide them grants and other assistance for paying their water bills. They are the Low-Income Payment plan and the H2O - Help to Others. Learn more.
Federal government grants are provided to states and local governments. Those agencies then provide the funds to community action agencies or local social service agencies that process applications from low income families, the disabled and senior citizens. The grants are used to help pay utility bills, including heating, gas, and electric, as part of LIHEAP. Click here.
Free weatherization programs are also available nationwide. Every state and county provides qualified residents with home improvements and savings on their energy bills as part of these conservation measures. The program can also address any minor health and safety issues that the homeowner may be facing. Learn more.
Medical care and billing resources
Medical bill assistance is offered from state programs, pharmaceutical companies, local health clinics, and other businesses. Many organizations provide consumers help with medical bills and prescription drugs.
Also, many states have laws that protect consumers from aggressive or illegal medical debt collectors and collection practices. The laws and regulations also ensure people are charged fair prices for health care services and that they are not overcharged. Read more on your rights for dealing with medical debt collectors or questionable billing practices.
Prescription drug assistance programs are offered by many states, companies and organizations. They can help people across the country receive free, or heavily discounted, prescription medications. Patents, including the underinsured, can often receive a voucher or a discount card. Find free prescription drugs.
Community clinics operate across the country. Every state has health care centers and sliding fees community clinics that offer free or low cost medical and dental care to patients, regardless of their ability to pay. Get more information on these government supported community clinics.
Dental care from clinics. Many individuals do not have access to quality, affordable dental care. Private insurance plans may not provide the coverage that people need. Find a listing of dental clinics in your town and county. Many accept both government and public health insurance, as well as private plans.
Free government health care programs are administered by the Health Resources and Services Administration (HRSA). The government agency provides free or low cost medical care, even to the under and uninsured. Checkups, treatment, prescriptions, and other services are available. More.
Food assistance from state and federal organizations
Free food from assistance programs are offered by the state and federal government. Resources are also offered by local charities, non-profit organizations, and churches, all of which provide free food and groceries to those in need. Learn more. In addition, click here for reduced cost food programs that have no income restrictions and that anyone can receive groceries from.
Food banks and pantries also help millions of people. Many struggling families receive free food and groceries from these non-profit run pantries every year. These centers help the low income, unemployed, and others make it through a difficult period. Many offer other forms of aid as well, such as clothing. More on food banks.
State affiliated or supported agencies
Charities, churches and other assistance organizations can sometimes help you with paying bills and debts. Non-profit agencies can provide rent help, run emergency shelters, offer free medical care, and provide other assistance to those who need help. More.
Community Action Agencies are local nonprofit and public organizations that provide many services to those in need, including utility bill assistance, applications for public aid, job training, help with paying rent, financial counseling, and other activities. Many even offer job training and employment services. More.
Free advice from attorneys is provided to over 5 million people per year. Individuals receive legal counsel, aid and representation from a federal government funded program, the Legal Service Corporation. Over 900 law offices across the nation offer legal aid as the result of the federal government grants. Continue.
Older adults and senior citizens including the elderly, seniors, and people over 50 have access to a number of assistance programs and agencies that focus on their needs. Many older Americans require financial help for paying a portion of their medical bills. There are also prescriptions, home delivered meals and care, and transportation. Resources are available. Read more senior programs.
Debt help is offered from non-profit agencies and other organizations. There are countless ways to get assistance with debt, including medical billing advocates and credit counselors. For example, the National Foundation for Credit Counseling says non-profit certified specialists that offer free credit counseling services can have a 60% success rate. Also, learn about credit card hardship programs.
Government sponsored job training and child care subsidies
Several federal government agencies are focused on helping people find a job or gain new skills. Today’s workforce is very competitive and employers are demanding certain skills and training. State and federal programs including One-Stop Career Centers, the Workforce Investment Act, and local employment centers can help the under and unemployed. Continue reading One-Stop Career Centers.
Day and child care assistance is available in all states. Many parents struggle with paying for child care expenses while they are working, in school or seeking a new job. Government vouchers and subsidies can be obtained which can help a qualified family with paying for a portion of their bills. Read more.