You can receive grants and assistance in all counties and cities, including Charlotte and Raleigh. Get help with paying bills, rent, food, medical care, and your mortgage from non-profits and government programs.
Child Care Financial Assistance
North Carolina's Division of Child Development provides aid using a combination of federal and state funds to provide subsidized child care services to qualified families through a locally administered state-supervised voucher system. If a family in North Carolina meets the program eligibility criteria, the state of North Carolina will pay a portion of the cost of child care expenses and bills. 800.859.0829, or read more.
Temporary Assistance for Needy Families (TANF) program, also known as Work First
Through the Work First assistance program, parents who need help can get short-term training and other services that will help them become self-sufficient and employed. However, the overall responsibility is theirs, and most families that receive this government aid have two years to move off Work First Family Assistance. 919-334-1224
Medicaid for Infants and Children (MIC)
Provides medical coverage, grants, and help with health care bills for children under age 19 who need assistance.
North Carolina Home Protection Program and Loan Fund
Receive a zero percent interest loan of up to $24,000 to help pay your mortgage. The loan doesn’t need to be repaid for up to 15 years. This program is available to homeowners who have lost their jobs. Continue.
North Carolina Health Choice for Children (NCHC)
The NCHC program is a free or reduced price comprehensive health insurance and care program for children from low income families. If your family currently makes too much money to qualify for Medicaid, but they make too little money to afford the typical rising health insurance premiums, then your children may qualify for NCHC. 1-800-662-7030
Housing Assistance and Home Improvement
An optional county service that can assist both families and adults who either currently reside in or who may return to independent housing to: 1) become better informed about available housing resources and to 2) have full access to a higher standard of living by utilizing one or more state, federal, and local government home improvement funding sources.
Free Prescription Drugs
Med-assist, which is located in Charlotte, will serve as the centralized North Carolina state pharmacy. Pharmacists located at Med-assist fill prescriptions and then they will mail them to clinics located throughout North Carolina. That's where qualified patients can pick up the free prescription drugs.
Mortgage Help and Foreclosure Assistance
Find North Carolina programs that will help you with paying your mortgage. Counselors, resources available in your town and county, and other statewide programs can also help reduce foreclosures. Read more North Carolina mortgage assistance.
In addition, numerous non-profit housing agencies, which are certified by the federal government HUD agency, provide mortgage advice and foreclosure counseling. Click here.
Home Repair Assistance
Several programs are offered. The Single-Family Rehabilitation Program will help lower income families with major repairs, the Urgent Repair Program helps elderly and special needs families with repairs and enhancements, and the Displacement Prevention Partnership will help with paying for home repairs or modifications if you need them as a result of an illness. 919-877-5700
Assistance for Telephone Bills
North Carolina families can enroll into FCC supported programs such as Lifeline. It will provide the household with a discount on their monthly bill, whether it is a cell unit or a home phone. The program can also pay a portion of installation or activation costs. More on North Carolina Lifeline program.
North Carolina Senior Assistance
A number of resources and assistance programs are offered for adults over 55 years of age. The Division of Aging and Adult Services works with local Area Agency on Aging offices to administer programs for seniors and the elderly, including food, health insurance, medications, and other aid. More.
North Carolina families who are experiencing a financial crisis or emergency may be eligible for financial help to pay for housing, rent, mortgages, and utility bills. Contact your local community action agency and ask about the state emergency assistance program. Learn more on emergency assistance in North Carolina.
Food and Nutrition Services (FNS)
Food and Nutrition Services is a North Carolina entitlement program. It allows all eligible households and individuals to receive assistance with food and grocery bills. The programs benefits may be used to purchase most foods at numerous participating stores. The benefits may not be used to purchase pet food, tobacco, paper products, soap products, or any type of alcoholic beverages. 919-733-3055
Assistance and Benefits for the Disabled
Individuals with a disability and sometimes their families can receive help. North Carolina offers services such as home care, meals and food, job training, medical assistance, help in applying for disability benefits, and other support. More on disability programs in North Carolina.
North Carolina Legal Aid
Receive free legal consultations and advice from this federal government funded program. Read more.
Resources from Energy and Utility Companies
In addition to the financial aid and energy bill assistance programs that you will locate in your county, click here for other utility assistance programs that are offered across North Carolina. Many companies offer emergency funds, payments plans, and other support to low income customers.
While resources can be limited, the Salvation Army has dozens of centers across North Carolina. Programs can help people pay for their bills and living expenses in an emergency. Read more on services offered.
Employment Programs, Crisis Grants, and Educational Services
Your local community action agency will assist residents with gaining new skills, finding a job, and paying bills while they look for work. Other services offered include Head Start for children, senior assistance programs, home repairs, and much more. More details.
North Carolina Short Term and Low Income Housing
Individuals facing imminent eviction or the currently homeless can explore transitional housing resources. The non-profits that run them will offer qualified candidates self-sufficiency, housing and help in finding and paying for a more permanent home to live in. More transitional housing North Carolina.
Job Search and Training Assistance
Services are available for the under and unemployed in North Carolina. JobLink Career Centers and other government programs provide training, referrals, and help with preparing for and conducting a search for a new job. Continue with job training in North Carolina.
Debt, Credit, and Financial Counseling
If you are faced with high credit card or medical debts, need credit repair services, or are faced with bankruptcy in North Carolina, various non-profits offer financial services. Get a listing of free or low cost North Carolina credit counseling organizations.
Programs to Prevention Evictions and Help the Homeless
Federal government grants are available from non-profit agencies. Funds can be used to pay the security deposit on low income housing or help North Carolina families pay overdue rent to prevent homelessness. Shelter and case management is available as well. Click North Carolina eviction help.
Free Health Care Centers
The low income and people with no health insurance may be eligible to receive either low cost or free health care from clinics. Get information on North Carolina community clinics.
Residents also have access to dental clinics in North Carolina. Numerous free or low cost care may be provided. Click here.
Individuals who are under or uninsured can also apply for government and non-profit medical bill assistance programs. Several resources are available for low income children, seniors, and families with pre-existing conditions. Read North Carolina uninsured health care programs.
Rent Payment Vouchers
North Carolina families that meet low income levels can receive help with paying their monthly rent expense. The section 8 housing choice program administered by HUD and local PHAs offers partial assistance for housing costs and is for seniors, disabled, and income qualified residents. More details.
Food Banks, Pantries, and Distribution Centers
Hundreds of food banks provide food, groceries and other forms of non-monetary support to needy families and individuals. Tens of thousands of families access the banks every year. Click here to find a location.
Several statewide programs can provide cash assistance, food, medical bill help, and other aid to the low income. A focus is on families with children, seniors, and disabled. Read more on public assistance in North Carolina.
Alamance County (Graham)
Alexander County (Taylorsville)
Alleghany County (Sparta)
Anson County (Wadesboro)
Ashe County (Jefferson)
Avery County (Newland)
Beaufort County (Washington)
Brunswick County (Bolivia)
Buncombe County (Asheville)
Burke County (Morganton)
Cabarrus County (Concord)
Caldwell County (Lenoir)
Carteret County (Beaufort)
Catawba County (Newton)
Cherokee County (Murphy)
Chowan County (Edenton)
Clay County (Hayesville)
Cleveland County (Shelby)
Columbus County (Whiteville)
Craven County (New Bern)
Cumberland County (Fayetteville)
Dare County (Manteo)
Davidson County (Lexington)
Davie County (Mocksville)
Edgecombe County (Tarboro)
Forsyth County (Winston Salem))
Franklin County (Louisburg)
Gates County (Gatesville)
Graham County (Robbinsville)
Granville County (Oxford)
Guilford County (Greensboro)
Harnett County (Lillington)
Henderson County (Hendersonville)
Hyde County (Swanquarter)
Iredell County (Statesville)
Johnston County (Smithfield)
Lincoln County (Lincolnton)
Macon County (Franklin)
Martin County (Williamston)
Mecklenburg County (Charlotte)
Mitchell County (Bakersville)
Montgomery County (Troy)
Moore County (Carthage)
Nash County (Nashville)
New Hanover County (Wilmington)
Onslow County (Jacksonville)
Orange County (Hillsborough)
Pasquotank County (Elizabeth City)
Pender County (Burgaw)
Perquimans County (Hertford)
Person County (Roxboro)
Pitt County (Greenville)
Randolph County (Asheboro)
Richmond County (Rockingham)
Robeson County (Lumberton)
Rowan County (Salisbury)
Rutherford County (Rutherfordton)
Scotland County (Laurinburg)
Stanly County (Albemarle)
Stokes County (Danbury)
Swain County (Bryson City)
Surry County (Dobson)
Tyrrell County (Columbia)
Union County (Monroe)
Vance County (Henderson)
Wake County (Raleigh)
Warren County (Warrenton)
Washington County (Plymouth)
Watauga County (Boone)
Wayne County (Goldsboro)
Wilkes County (Wilkesboro)
Yadkin County (Yadkinville)
Yancey County (Burnsville)
Low Income Energy Assistance Program (LIEAP)
A Federally funded program that will provide for a one-time cash payment to those families that need it to help eligible families pay their winter heating bills. This payment is usually sent out in February of each year.
North Carolina Weatherization Assistance Program (WAP)
The Weatherization Assistance Program was created to help citizens with saving on utility bills and reduce energy expenses through the installation of energy conservation improvements and materials, and also through the implementation of energy efficiency and saving measures in their homes. The program also teaches consumers of client-oriented energy education.
Heating and Air Repair and Replacement Program (HARRP)
The Heating and Air Repair and Replacement Program (HARRP) works closely with the Weatherization Assistance Program to help repair and/or replace old and inefficient heating and air systems in the homes of lower-income families. The program especially focuses on the elderly, families with children, and individuals with disabilities.
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