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North Carolina Assistance Programs.
You can receive grants and assistance in all counties and cities, including Charlotte and Raleigh. Get help with paying bills, rent, food, medical care, and mortgages.
Child Care Financial Assistance
North Carolina's Division of Child Development provides aid using a combination of federal and state funds to provide subsidized child care services to qualified families through a locally administered state-supervised voucher system. If a family in North Carolina meets the program eligibility criteria, the state of North Carolina will pay a portion of the cost of child care bills. 800.859.0829
Temporary Assistance for Needy Families (TANF) program, also known as Work First
Through the Work First assistance program, parents who need help can get short-term training and other services that will help them become self-sufficient and employed. However, the overall responsibility is theirs, and most families that receive this aid have two years to move off Work First Family Assistance. 919-334-1224
Medicaid for Infants and Children (MIC)
Provides medical coverage, grants, and help with health care bills for children under age 19 who need assistance.
North Carolina Home Protection Program and Loan Fund
Receive a zero percent interest loan of up to $24,000 to help pay your mortgage. The loan doesn’t need to be repaid for up to 15 years. This program is available to homeowners who have lost their jobs. Continue.
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North Carolina Health Choice for Children (NCHC)
The NCHC program is a free or reduced price comprehensive health insurance and care program for children. If your family currently makes too much money to qualify for Medicaid, but they make too little money to afford the typical rising health insurance premiums, then your children may qualify for NCHC. 1-800-662-7030
Housing Assistance and Home Improvement
An optional county service that can assist both families and adults who either currently reside in or who may return to independent housing to: 1) become better informed about available housing resources and to 2) have full access to a higher standard of living by utilizing one or more state, federal, and local government home improvement funding sources.
Free Prescription Drugs
Med-assist, which is located, in Charlotte will serve as the centralized North Carolina state pharmacy. Pharmacists located at Med-assist fill prescriptions and then they will mail them to clinics located throughout North Carolina. That's where qualified patients can pick up the free prescription drugs. Find additional prescription drug assistance programs.
Mortgage Help and Foreclosure Aid
Find North Carolina programs that will help you with your mortgage, and also will reduce foreclosures. Continue.
In addition, numerous agencies, which are certified by the federal government HUD agency, provide mortgage advice and foreclosure counseling. Click here.
Home Repair Assistance
Several programs are offered. The Single-Family Rehabilitation Program will help lower income families with major repairs, the Urgent Repair Program helps elderly and special needs families with repairs, and the Displacement Prevention Partnership will help with repairs or modifications if you need them as a result of an illness. 919-877-5700
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Emergency Assistance
North Carolina families who are experiencing a financial crisis or emergency may be eligible for financial help to pay for housing, rent, mortgages, and utility bills. Contact your local community action agency and ask about the state emergency assistance program.
Food and Nutrition Services (FNS)
Food and Nutrition Services is a North Carolina entitlement program. It allows all eligible households and individuals to receive assistance with food and grocery bills. The programs benefits may be used to purchase most foods at numerous participating stores. The benefits may not be used to purchase pet food, tobacco, paper products, soap products, or any type of alcoholic beverages. 919-733-3055
North Carolina Legal Aid
Receive free legal consultations and advice from this federal government funded program. Read more.
Debt, Credit, and Financial Counseling
If you are faced with high credit card or medical debts, need credit repair services, or are faced with bankruptcy in North Carolina, various non-profits offer financial services. Get a listing of free or low cost North Carolina credit counseling organizations.
Free Health Care Centers
The low income and people with no health insurance may be eligible to receive either low cost or free health care from clinics. Get information on North Carolina community clinics.
Residents also have access to dental clinics in North Carolina. Numerous free or low cost care may be provided. Click here.
Food Banks, Pantries, and Distribution Centers
Hundreds of food banks provide food, groceries and other forms of non-monetary support to needy families and individuals. Tens of thousands of families access the banks every year. Click here to find a location.
Assistance From North Carolina Cities and Counties
In addition to the energy bill assistance programs that you will locate in your county, click here for other utility assistance programs that are offered across North Carolina.
Alamance County (Graham)
Alleghany County (Sparta)
Ashe County (Jefferson)
Avery County (Newland)
Beaufort County (Washington)
Buncombe County (Asheville)
Burke County (Morganton)
Cabarrus County (Concord)
Caldwell County (Lenoir)
Carteret County (Beaufort)
Catawba County (Newton)
- City of Hickory specific programs
Cherokee County (Murphy)
Chowan County (Edenton)
Clay County (Hayesville)
Cleveland County (Shelby)
Columbus County (Whiteville)
Craven County (New Bern)
Cumberland County (Fayetteville)
Dare County (Manteo)
Davidson County (Lexington)
Davie County (Mocksville)
- Durham NC rent assistance focused programs.
Edgecombe County (Tarboro)
Forsyth County (Winston Salem)
Gates County (Gatesville)
Graham County (Robbinsville)
Guilford County (Greensboro)
- Agencies that specifically help with rent in Guilford and Greensboro.
Harnett County (Lillington)
Henderson County (Hendersonville)
Hyde County (Swanquarter)
Iredell County (Statesville)
Johnston County (Smithfield)
Lincoln County (Lincolnton)
Macon County (Franklin)
Martin County (Williamston)
Mecklenburg County (Charlotte)
- Charlotte city specific assistance programs.
- Foreclosure prevention in Charlotte.
- Health centers and clinics in Charlotte area.
Mitchell County (Bakersville)
Moore County (Carthage)
Nash County (Nashville)
New Hanover County (Wilmington)
Onslow County (Jacksonville)
Orange County (Hillsborough)
Pasquotank County (Elizabeth City)
- Elizabeth City specific programs
Pender County (Burgaw)
Perquimans County (Hertford)
Pitt County (Greenville)
Randolph County (Asheboro)
Robeson County (Lumberton)
Rowan County (Salisbury)
Rutherford County (Rutherfordton)
Scotland County (Laurinburg)
Stanly County (Albemarle)
Stokes County (Danbury)
Swain County (Bryson City)
Surry County (Dobson)
Tyrrell County (Columbia)
Union County (Monroe)
Wake County (Raleigh)
- Raleigh foreclosure prevention programs.
- Food banks in Raleigh. Click here.
Washington County (Plymouth)
Watauga County (Boone)
Wayne County (Goldsboro)
Wilkes County (Wilkesboro)
Yadkin County (Yadkinville)
Yancey County (Burnsville)
Help With Paying Utility Bills
In addition to the programs below, find a listing of other North Carolina energy bill assistance resources and options.
Low Income Energy Assistance Program (LIEAP)
A Federally funded program that will provide for a one-time cash payment to those families that need it to help eligible families pay their winter heating bills. This payment is usually sent out in February of each year.
North Carolina Weatherization Assistance Program (WAP)
The Weatherization Assistance Program was created to help citizens with saving on utility bills and reduce energy expenses through the installation of energy conservation improvements and materials, and also through the implementation of energy efficiency and saving measures in their homes. The program also teaches consumers of client-oriented energy education.
Heating and Air Repair and Replacement Program (HARRP)
The Heating and Air Repair and Replacement Program (HARRP) works closely with the Weatherization Assistance Program to help repair and/or replace old and inefficient heating and air systems in the homes of lower-income families. The program especially focuses on the elderly, families with children, and individuals with disabilities.
Read stories on those who need help, and how to find assistance, in North Carolina. More. It shows you are not alone, and that many North Carolina families are struggling and looking for assistance.
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