List of resources in Salem OR as I need everything

People looking for general financial assistance.
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Amheretohelp
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Re: List of resources in Salem OR as I need everything

Post by Amheretohelp »

Thanks for sharing your story, and look here for resources for Salem. https://www.needhelppayingbills.com/htm ... rogr5.html
Sejkora
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List of resources in Salem OR as I need everything

Post by Sejkora »

Hi, Thank you for being here in the community for people in need. I know many people are worse off than me, but I hope that you will have some resources available to help me. I am feeling desperate, and I am looking for some compassionate help. I feel so embarrassed I'm in this situation.
I am needing immediate help with:
repairing the skirting and siding on my single-wide 1978 mobile home;
buying and installing new window screens. My screens don't fit my windows. It was so frustrating to discover that. I tried to fix with windows clips, but it didn't work. Everything rattles when it's windy.
my PGE electric bill. I've been receiving disconnect notices this past month, but have made a payment arrangement, so am good for now, but am doubting I will be able to make the minimum payment next month, if it's over $150, so am sure to receiving a real disconnect notice next month. I am scared. Mid-Willamette Valley can't help me, because my income is about $50 over their maximum earnings requirement. I also I ended up not qualifying for the Weatherization Program for the same reason. A huge disappointment, as I was counting on this for 1-1/2 years, when I got the news about three weeks ago.
I am contacting other agencies, too, but I don't know how to coordinate it, or if I have to. Today I talked to a gentleman at Mano a Mano Family Center, and they just gave phone numbers of other agencies to call. I have left several messages with Habitat for Humanity, but haven't been able to talk to anyone yet in person. They have an application online, and I read one thing that might disqualify me, and that is that I owe about $800 on my property taxes. Their site says there can be no balance owing. My home is no longer being taxed, though, I guess because it's old. I'm not sure.
Why it's urgent for me: I received a notice at the end of last week from my LANDORD, in the form of a text message, that if these REPAIRS are not complete by April 1, they will NOT ACCEPT MY APRIL RENT PAYMENT. This means they will be CHARGING INTEREST on my late payment, which will add to my already sinking debt. I don't know if it is legal for them to refuse my payment. It is very distressing and doesn't seem right, certainly lacking compassion. Are you able to provide or refer me to someone to get advise on this matter?
I have been working hard for 3 years to get my health and strength back, and I am doing so much better, but still not totally well or strong enough to do the repairs myself, or even know how. I was very sick with inflammation, a swollen leg, severe pain, and became very, very weak for all of 2022. Couldn't walk or stand hardly at all for 8 months and many other problems along the way with my back and neck as I began to heal. I had been making progress, and then last year in May, I hurt myself seriously digging weeds in my lawn. I tore a large hematoma/lesion in my thigh, and reinjured a sprain in my buttocks. I couldn't walk or stand up straight without extreme pain. I was fragile for many months in those areas. I did go to the emergency room when it happened. I couldn't lift anything over 5 pounds for a long time. I am receiving medical care and osteopathic manipulation therapy at W. Salem Clinic. I am limited financially to get more expensive care (naturopathic is my preference, but not covered by health insurance), so I have been learning a lot about nutrition and herbal medicine on my own, and it's helped the most. I do take one prescription medication for nerve pain relief in one of my legs until I find something safer.
So, in March of 2022, I had to quit my part time job of four years, where I was earning about $7,000 yearly, but am not able to do that kind of work anymore, because it's too hard physically with heavy lifting and squatting up and down from the floor. I have been looking for some type of remote clerical type work that I can do from home, but no success yet. I do currently have a contract job with Manhattan Strategy Group as a Store Reviewer for the USDA SNAP Program. It only pays $55 per assignment plus mileage over 25 miles. It's something I like, except for the pay, but I am able to do it with my disabilities. It's been about two years, but most months have been slow. It has varied from one job a month to six, the average being two or three jobs. Larger US cities are way more busy than Salem. Until the past few weeks, I didn't have the strength to do a second job, but I think now I can with the right situation. I alternate between being hopeful and discouraged.
Since I haven't been able to replace the income I lost, I have had to resort to using credit cards in my effort to get well. And I had two expensive emergencies in 2023. This debt scares me so much, and I am going to look into debt consolidation. Do you have a recommendation, perhaps, of a good company to contact for debt consolidation?
I divorced from a bad marriage in 2013, and I began receiving Social Security Disability benefits in 2015. I had been in bad shape with my hip, shoulder, neck, back issues. I moved to Salem in 2015. I am still in Salem, OR, in a 1978 mobile home.
I also need help with maintenance of all the trees (overgrown rhododendrons and arborvitae) I have in my corner lot yard. Last summer, a neighbor said he would help, but he ended up not meaning it. He had ulterior motives it turned out. I live in an over-55 park, and many people have their own or similar struggles, so there hasn't been too many offers of help overall.
Also, I haven't been about to take my car in for maintenance for about a year, although I drive for my job. Or get a hair cut in two years, I cut my own hair, and not too well. This list is pretty long, and there's more things. I kept thinking things would get better and I would catch up. But here I am. I don't have cable TV or frivolous extras, except the internet which I need for my job and hopefully a future job.
Plus, I have two cats. I probably wouldn't have made it these past few years, except for them. They are very important to me, but care isn't cheap, either.
In my younger years, I worked at IBM for 10 years and Sulzer Pumps for 5 years, and other long term jobs in various administrative support roles, and with other companies, too, as I would do temporary/contract work in between jobs, or work a part-time job sometimes in addition to working full-time. This would be things like watering plants in high-rise office buildings and working at a print shop (like what's in Staples). So I have lots of varied experience, but finding a job has been difficult now. Things have changed a lot in the past few years, and I am older. I am so anxious to find a job, to help dig myself out of this mess.
Please, I hope you can help me. I know you probably have more requests that you can handle at this time. I pray I can be included.
Sorry for such a long note. I hope I didn't go too overboard. I just wanted you to understand some of my story.
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