Facing a foreclosure

Find mortgage help and stop foreclosure.
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Re: Facing a foreclosure

Postby Admin » Thu Jan 26, 2012 9:52 am

The state of Indiana runs a number of foreclosure mediation programs, government mortgage assistance, hotlines, and other support and services. Find information here.
http://needhelppayingbills.com/html/ind ... _fore.html There are options like the Indiana Hardest Hit Fund as well as the free foreclosure hotline for phone numbers and other free counseling.


ILoveMyHorse wrote:Hello. I am inquiring about obtaining assistance in Indiana. I am facing foreclosure due to back property taxes and must come up with $12,700.00 somehow by January 30, 2012 or my family will become homeless. I paid off my home but due to unemployment, caring for my mother who suffered a major stroke then soon after she passed away, taking care of my elderly father who had major medical issues as well, I just got really behind paying my property taxes. I can't seem to get a loan against my home (I have been working temporary staffing jobs - apparently banks don't like my current situation). I have a s/o who has a disability and may have to go under social security. I will most certainly appreciate any leads.

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Re: Facing a foreclosure

Postby ConwaySC » Fri Mar 01, 2013 3:32 pm

Hello-
I was just fired from my job and now have absolutely no money which is causing me to go into foreclosure, loss of utilities, no food etc. I've been told I should apply for disability, but I don't have time for the process. I will be homeless in less than a month, not to mention have no food. I'm very depressed and need assistance immediately. Please let me know what I am able to do!

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Re: Facing a foreclosure

Postby Libby » Mon Apr 07, 2014 9:31 pm

Hi
We live in St. Charles County Missouri. I'm disabled & receive SSDI, My husband has been out of work since November, the 2nd time in 1 year & receives unemployment. We have been trying to stay on top of the payments on our home mortgage, the utilities & COBRA medical insurance by using our savings & we cashed out our 401K but we have exhausted all of that now, we received a disconnection notice from the water company PWSD #2.
We have some things we are trying to sell and hope that it's enough for us to pay the rest of the April bills but we won't have enough for the May bills or mortgage and are hoping your organization can help us or give us some direction on who to contact for assistance. I'm in my 45's & my husband is 55, we've both worked all our lives & have not been in this position before. We can't afford to be foreclosed on.

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Re: Facing a foreclosure

Postby Schefler1 » Wed May 25, 2016 9:11 am

I have had numerous procedures and surgeries on my back. Over the last few years my condition has worsened and I have had to leave my job that I was at for about ten years, which allowed us to pay our mortgage. I tried to go back to school this last year but my condition has gotten so bad that I can barely leave the house.
I have been living at my moms but she is having to sell her house and I facing foreclosure. I am working on filing disability. I have applied for low income/disability housing but did not qualify due to my credit score as I have lost my house due to foreclosure earlier in 2014. I am just not sure what to do.

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Re: Facing a foreclosure

Postby Admin » Mon Mar 25, 2019 10:20 pm

Note disability does not pay enough to cover a mortgage cost. Several hundred dollars per month to low one thousand may get. SSI not enough to live on, so need to find other solutions. In the meantime, use this for mortgage help in Washington.

Schefler1 wrote:I have been living at my moms but she is having to sell her house and I facing foreclosure. I am working on filing disability. I have applied for low income/disability housing but did not qualify due to my credit score as I have lost my house due to foreclosure earlier in 2014. I am just not sure what to do.

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Re: Facing a foreclosure

Postby Putin » Sat Aug 03, 2019 12:22 pm

To Whom It May Concern;
I am a resident of Tewksbury, MA for the past 12 years and had been referred to St. Vincent de Paul from our local church, St. Williams.
I am a widow (lost my husband to cancer two years ago) and have two adult children. I am currently on SSDI for depression, anxiety, etc., but would like to try going back to work ASAP. I had a wonderful career in Human Resources Management for years but due to many losses of loved ones, became unable to work about 4 years ago.
Currently, I've found myself in a terrible financial situation - partly due to paying for various services, including the repair of my car, and being scammed out of money. I live in a rural area so it's very hard to get around without a vehicle.
I am also facing foreclosure on my home and also paid a substantial amount of money to a firm representing themselves as a firm that could help me and, again, was scammed out of more money.
Right now, I have been looking for a part-time job but without a vehicle, it's very difficult.
I do get some food stamps every month ($189) but have almost no food and no money to buy any until my food stamps come in on the 15th of the month.
I am extremely overwhelmed with my current situation especially being Christmas time. My children (2) are young adults but I have no money to get any presents. I do have some other family members but I also lost my mom to cancer last February so this holiday is very difficult as the first Christmas without her.
I would be ever so grateful for any assistance you could provide or refer me to.
I am facing foreclosure on my home with an auction date of December 21, 2019 and have tried getting a HAMP modification from my mortgage serviced. They have denied me for the wrong reasons but am running out of time and have nowhere else to go. I have looked at possibly filing Chapter 13 bankruptcy but cannot afford an attorney after the last attempt. I understand, also, that there are some resources out there that force these mortgage companies to work with people like me on modifications under HAMP but haven't.
I can be reached at.
Thank you for your consideration.


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