Property Taxes

[Admin - Jon McNamara]

We at needhelppayingbills always recommend to challenge your assessment and property taxes in order to save money. The process if free and is described in more detail here. http://needhelppayingbills.com/html/cha ... taxes.html People can save 10-30% on tax bills, especially with weak housing market. Get organized, call the assessor and go for it.

thank you for responding. I was trying to get assistance with high property taxes as the veterans widow exemption has been denied & my income of SSI $704. a month with rent & utlilities doesn't allow for another $100. a month to pay out. Plus I have student loans in excess of $40,000. that I can never pay 100% disabled with multiple sclerosis since 1991. Now either I'm out of fuel or have furnace issues & Tri-county CAP doesn't have enough funds to allow a second delivery of 150 gals as its over $400. I have $11. left in my checking account. Its cold. Of course it happened on late Fri pm with holiday Mon. And nobody to respond to my calls till Weds. at the soonest. PLEASE! Can you aide me in any of the above issues?

yours truly,

[SandiStanley]

I am having a hard time saving my money to pay my land property tax bill. I live in ipswich Massachusetts and make 2000$ a month and cant seem to save up to pay land tax which now i owe 6,000$. Once i get caight up i am sure i can save money to make the rest of my bills.my boyfriend doesnt work to back problems and cant seem to pay all the bills on my own.

[Loiut1]

thank you for responding. I was trying to get assistance with high property taxes as the veterans widow exemption has been denied & my income of SSI $704. a month with rent & utlilities doesn't allow for another $100. a month to pay out. Plus I have student loans in excess of $40,000. that I can never pay 100% disabled with multiple sclerosis since 1991. Now either I'm out of fuel or have furnace issues & Tri-county CAP doesn't have enough funds to allow a second delivery of 150 gals as its over $400. I have $11. left in my checking account. Its cold. Of course it happened on late Fri pm with holiday Mon. And nobody to respond to my calls till Weds. at the soonest. PLEASE! Can you aide me in any of the above issues?

yours truly,

[Admin - Jon McNamara]

Sounds like in addition to the help with property taxes you have other needs. This link will provide info for the property tax help. Also, on this site you can find many additional programs and options.
http://www.needhelppayingbills.com/html ... erty_.html
For example, if you go to the state and local assistance program menu bar on the left, find NY and then Onondaga County. You will find a listing of other agencies and charities in Syracuse area that may be able to offer you with assistance and help with paying bills. FYI I use to live in Camillus NY...other side of Onondaga County, just west of Syracuse.

hello, me and my husband work, we have not paid our property taxes for 2yrs need $6,000 to pay and put it in escrow. The bank said if we do not do anything it will be for forclosure in 2013. The bank also told us they would pay it, but then our mortage including taxes would be $ 682.00 a month we pay right now $348.00. I make $ 6,000.00, my husband makes $ 20,000.00 have 2 kids. We owe in the house $ 47,000.00 for 30yrs. We bought it in 2007. My interest is 6.1, If I take the banks offer to pay, could I right away refinance, and I would only refinance if it drops atleast 2 points. If I take their offer is that putting a lean on my property? We live in East Syracuse, NY. I am looking for another job, and my husband being a teacher is looking for a teacher job, he is a teachers assistant with a masters degree. Cannot find a job in his field for 3yrs. We also owe the IRS, because when I had them done, I did not notice they did not input one of the W2 and so we got money, but not really, because I declared injured spouse, my husband owes $ 45,000.00 in student loans so they took his money and gave us for me $ 1,200 on one and $ 1,000 in another. We got the money and used for bills and were not aware until I went to my school and because of low income I go to school for free, I had to submit my financial aid papers and they noticed. I got it fixed and we ended owing back $ 2,300 which we are on a plan paying $ 50.00 a month. The next tax time if we get any money back that will be paid first. We cannot do $ 682.00 in our current income. My husband owes credit cards that he is not paying either, we do not have any money. I do not want to have my house forclosure, should we declare bankcruptcy? Where can I get help to find $ 6,000 to pay back taxes and put it on escrow and then mortage would be $ 550.00 that is better than $ 682. Please help.

[alimay7]

hello, me and my husband work, we have not paid our property taxes for 2yrs need $6,000 to pay and put it in escrow. The bank said if we do not do anything it will be for forclosure in 2013. The bank also told us they would pay it, but then our mortage including taxes would be $ 682.00 a month we pay right now $348.00. I make $ 6,000.00, my husband makes $ 20,000.00 have 2 kids. We owe in the house $ 47,000.00 for 30yrs. We bought it in 2007. My interest is 6.1, If I take the banks offer to pay, could I right away refinance, and I would only refinance if it drops atleast 2 points. If I take their offer is that putting a lean on my property? We live in East Syracuse, NY. I am looking for another job, and my husband being a teacher is looking for a teacher job, he is a teachers assistant with a masters degree. Cannot find a job in his field for 3yrs. We also owe the IRS, because when I had them done, I did not notice they did not input one of the W2 and so we got money, but not really, because I declared injured spouse, my husband owes $ 45,000.00 in student loans so they took his money and gave us for me $ 1,200 on one and $ 1,000 in another. We got the money and used for bills and were not aware until I went to my school and because of low income I go to school for free, I had to submit my financial aid papers and they noticed. I got it fixed and we ended owing back $ 2,300 which we are on a plan paying $ 50.00 a month. The next tax time if we get any money back that will be paid first. We cannot do $ 682.00 in our current income. My husband owes credit cards that he is not paying either, we do not have any money. I do not want to have my house forclosure, should we declare bankcruptcy? Where can I get help to find $ 6,000 to pay back taxes and put it on escrow and then mortage would be $ 550.00 that is better than $ 682. Please help.

[Admin - Jon McNamara]

I think try a couple options. It sounds like you are on a limited income. If so, you may be able to qualify for free legal advice. Massachusetts programs and attorneys can help you if you qualify. Here is more info.
http://www.needhelppayingbills.com/html ... assis.html
Also, maybe try a property tax consultant. If you go to the main site of needhelppayingbills, go the the Other Bills link on the left menu bar and then select Help With Taxes. A Property Tax Consultant May be able to help, and they will work on a contingency basis.

I've been out of work for 3 yrs with a Disability but right when i got hurt i paid my house off in full. I couldn't stay up with the property taxes because i was only getting %40 of my pay, the town now wants payment in full. About 3 months a go i went to the town & tried to get a payment plan of some sort but they said no way we want payment in full. I recieved a letter from the Land Court March 5th,I responded to the Court and now I'm waiting to hear from them. My question is,is there anything i can do to get the town to accept some sort of payment plan?? I'm not looking to get out of paying my taxes, but my Retirement is just going through & I'll be receiving more money to pay them. I tried to do the right thing in paying my house off,I knew i would be late on the taxes but what else could i do? I went for a line of Equity also & was refused because I'm still collecting Comp. & retirement & they don't count the Comp. Any help would be very much appreciated,Thanks, Oh ya I'm in Plymouth Ma.

[brightred]

I am 61, live in Missouri and presently owe $2500.00, or more in real estate taxes. I could not pay for 2009 or 2010. Missouri has no real help with this matter, and their installment
program to pay it back is way too high for me to keep up. I make $1007.00 each month in retirement, and have $156.00 for my health insurance which is through my
former employer the Federal Government. And I have a $176.00 debt consolidation deduction for my charge cards which I used to pay for my Diabetes 2 meds and
other meds I have to take every day. By the time I pay my utilities, and other bills such as phone and internet and TV I only have about $300 left for groceries
and food stamps which help some. I am 100% disabled and live in a home I inherited from my late parents and their old but low mileage car which runs great.
I was in the hospital for 2 months in 2009, and let my friend have POA while I was an inpatient. He used the $1100.00 I was going to use to pay my taxes with to
pay bills that could have waited until I was discharged. I did not know of this until I got home and saw my bank statements. I had virtually no money left so this is
why I am in this predicament. Is there any way I could find some organization where I live to help me pay this off so I can get the $1100 again and add to it so
I can pay this bill every year, hopefully? From what I could find Missouri has nothing to help me. I tried calling the Dept of Revenue and they don't know anything
either. I don't want to sell my house and move into an area that I do not feel is safe. Any help or advice would be greatly appreciated.

I do surveys, but they pay very little and it accumulates very slowly. I cannot afford to accept the offers just to get paid because I don't have the money to
even join.

[Admin - Jon McNamara]

Many people are struggling with property taxes, as their home values have gone down but not there taxes. So many homeowners are also therefore overpaying on property taxes. For example, they may be paying for a home worth $400,000, but due to recent housing crisis house is now only worth $300,000. So you need to review your assessment and challenge it if necessary. Consultants can usually help, and will only charge you money if they save you money, so nothing to lose by trying.
http://www.needhelppayingbills.com/html ... elps_.html

I need help. I cannot find a community action agency in my area and I owe $1044 in property taxes which I cannot pay as I only live on $900 a month. I live in Sandoval (Marion County), Illinois. I've been trying my best to find someone who will allow me to abate my taxes altogether, but after a couple weeks of researching, I can find no help. There is no way I can pay these taxes and the lst installment of $526.03 is due by August 21st. I do not want to defer my taxes, as I do not want a lien on my property. Can you please help? What are my options? I would really like to have the Property Tax Abatement or some program that will erase my back taxes altogether. Installments do me no good as after I pay my bills, I have absolutely nothing left over. Please write me soon. I shall be waiting anxiously to hear from you. I am getting NO cooperation from the Assessor's Office or Treasurer's Office.

[L14]

Hi, I need help. I cannot find a community action agency in my area and I owe $1044 in property taxes which I cannot pay as I only live on $900 a month. I live in Sandoval (Marion County), Illinois. There is no way I can pay these taxes and the lst installment of $526.03 is due by August 21st. I do not want to defer my taxes, as I do not want a lien on my property. Can you please help? What are my options? Installments do me no good as after I pay my bills, I have absolutely nothing left over. Please write me soon. I shall be waiting anxiously to hear from you. I am getting NO cooperation from the Assessor's Office or Treasurer's Office.

[weinbergm95]

I need help. I cannot find a community action agency in my area and I owe $1044 in property taxes which I cannot pay as I only live on $900 a month. I live in Sandoval (Marion County), Illinois. I've been trying my best to find someone who will allow me to abate my taxes altogether, but after a couple weeks of researching, I can find no help. There is no way I can pay these taxes and the lst installment of $526.03 is due by August 21st. I do not want to defer my taxes, as I do not want a lien on my property. Can you please help? What are my options? I would really like to have the Property Tax Abatement or some program that will erase my back taxes altogether. Installments do me no good as after I pay my bills, I have absolutely nothing left over. Please write me soon. I shall be waiting anxiously to hear from you. I am getting NO cooperation from the Assessor's Office or Treasurer's Office.

[karenjim]

I am not certain of the different cities but check with your local city hall. My city hall offers hardship programs twice per year. You need to reapply every year, but if you qualify they'll either lower your taxes or give you an exemption from paying them that year. It's worth a try... not like they'll go any higher. And you may just be pleasantly surprised... Check with your city hall soon... Good luck

[karenjim]

I am not certain of the different cities but check with your local city hall. My city hall offers hardship programs twice per year. You need to reapply every year, but if you qualify they'll either lower your taxes or give you an exemption from paying them that year. It's worth a try... not like they'll go any higher. And you may just be pleasantly surprised... Check with your city hall soon... Good luck

[Admin - Jon McNamara]

Usually you can contact the local government office and enter into an installment plan. Maybe some of that $900 / month you can put towards the installment plan. Also, try to lower your assessment, or take to a property tax consultant. Here is info on various resources and programs.
http://www.needhelppayingbills.com/html ... erty_.html

I live in Missouri and cannot pay my current Real Estate Tax, it is over $2200.00! I was in the hospital for over two months and the person
I allowed to have POA privileges used the Circuit Breaker money I had from paying the previous year's Real Estate Tax to pay for bills
that could have waited until I was discharged! Unbeknownst to me I had no clue he was an extremely horrible money manager, as I
never got into his personal business. He used $1100 to pay these bills and when I got back home I had NO money at all. He is fully
aware of his mistake but he has no money to pay me back. I need some advice on what I can do to get an exemption or a hardship
status so I can keep my home. I make $900.00 monthly with my Govt pension and it is nowhere near enough to do anything with.
I am very angry at him and he is on SS disability of around $1600.00 monthly and I have no idea what he does with his check after
he gets it. I would like to try all possible avenues for help before resorting to confronting him with this if possible.

If anyone has any ideas on what I can to get some kind of help this would be much greatly appreciated. I can use all the help I
can get.

[brightred]

I live in Missouri and cannot pay my current Real Estate Tax, it is over $2200.00! I was in the hospital for over two months and the person
I allowed to have POA privileges used the Circuit Breaker money I had from paying the previous year's Real Estate Tax to pay for bills
that could have waited until I was discharged! Unbeknownst to me I had no clue he was an extremely horrible money manager, as I
never got into his personal business. He used $1100 to pay these bills and when I got back home I had NO money at all. He is fully
aware of his mistake but he has no money to pay me back. I need some advice on what I can do to get an exemption or a hardship
status so I can keep my home. I make $900.00 monthly with my Govt pension and it is nowhere near enough to do anything with.
I am very angry at him and he is on SS disability of around $1600.00 monthly and I have no idea what he does with his check after
he gets it. I would like to try all possible avenues for help before resorting to confronting him with this if possible.

If anyone has any ideas on what I can to get some kind of help this would be much greatly appreciated. I can use all the help I
can get.

[trenaehill]

I am unemployed and I have no-way of paying my property taxes. Are there any agencies which offer help oe assistance with paying such taxes in Georgia? Where can I get help or who can I call State: Villa Rica,Georgia.

[mikedietrich29]

I need help paying property taxes or ill lose my home

[Duketheguy]

Thanks all for your help.

[gerry.heffer]

I've been out of work for 3 yrs with a Disability but right when i got hurt i paid my house off in full. I couldn't stay up with the property taxes because i was only getting %40 of my pay, the town now wants payment in full. About 3 months a go i went to the town & tried to get a payment plan of some sort but they said no way we want payment in full. I recieved a letter from the Land Court March 5th,I responded to the Court and now I'm waiting to hear from them. My question is,is there anything i can do to get the town to accept some sort of payment plan?? I'm not looking to get out of paying my taxes, but my Retirement is just going through & I'll be receiving more money to pay them. I tried to do the right thing in paying my house off,I knew i would be late on the taxes but what else could i do? I went for a line of Equity also & was refused because I'm still collecting Comp. & retirement & they don't count the Comp. Any help would be very much appreciated,Thanks, Oh ya I'm in Plymouth Ma.

Also, if you need cash, try some of the online sites, such as trying products, surverys, and more. Here is a good one
http://needhelppayingbills.com/helpwith ... .php?t=115

[Admin - Jon McNamara]

I've been out of work for 3 yrs with a Disability but right when i got hurt i paid my house off in full. I couldn't stay up with the property taxes because i was only getting %40 of my pay, the town now wants payment in full. About 3 months a go i went to the town & tried to get a payment plan of some sort but they said no way we want payment in full. I recieved a letter from the Land Court March 5th,I responded to the Court and now I'm waiting to hear from them. My question is,is there anything i can do to get the town to accept some sort of payment plan?? I'm not looking to get out of paying my taxes, but my Retirement is just going through & I'll be receiving more money to pay them. I tried to do the right thing in paying my house off,I knew i would be late on the taxes but what else could i do? I went for a line of Equity also & was refused because I'm still collecting Comp. & retirement & they don't count the Comp. Any help would be very much appreciated,Thanks, Oh ya I'm in Plymouth Ma.

A few things/ideas.

-If you defintely have cash coming in later, try a low interest loan. Even try a credit card, then transfer balance to a zero% card. As long as you pay it off before rate increases! (this is critical)

-Contact a professional, but only pay them if they help save you $$ or home. Hire them on contigent basis.

-Also, challenge your property tax assessment. It is free to do. The National Taxpayers Union has estimated that over 60% of properties in the United States are overassessed. Probably even more so now with real estate prices flat or lower.
http://www.needhelppayingbills.com/html ... erty_.html

[Duketheguy]

I've been out of work for 3 yrs with a Disability but right when i got hurt i paid my house off in full. I couldn't stay up with the property taxes because i was only getting %40 of my pay, the town now wants payment in full. About 3 months a go i went to the town & tried to get a payment plan of some sort but they said no way we want payment in full. I recieved a letter from the Land Court March 5th,I responded to the Court and now I'm waiting to hear from them. My question is,is there anything i can do to get the town to accept some sort of payment plan?? I'm not looking to get out of paying my taxes, but my Retirement is just going through & I'll be receiving more money to pay them. I tried to do the right thing in paying my house off,I knew i would be late on the taxes but what else could i do? I went for a line of Equity also & was refused because I'm still collecting Comp. & retirement & they don't count the Comp. Any help would be very much appreciated,Thanks, Oh ya I'm in Plymouth Ma.