Professional Moderation & Accuracy Policy

Every discussion on the needhelppayingbills.com forum is personally reviewed and moderated for accuracy by our founder, Jon McNamara.

• Expertise: Over 18 years of experience in the financial assistance and social services sector.
• Verification: We filter out scams, predatory lending, and outdated "ghost" programs that no longer have funding.
• Accountability: Unlike anonymous social media platforms, our guidance is backed by almost two decades of research and direct verification with organizations.

Learn More: How we verify assistance programs | Connect on LinkedIn