Prescription drug assistance programs.

Over 40 states now offer their residents prescription drug assistance programs. These programs can provide low cost or free prescription drugs and medicine to the low income, uninsured, or even individuals who have limited health insurance coverage. Some states may offer aid in the form of direct financial assistance or vouchers.

If you are one of the millions of people who either completely lack insurance, or have limited coverage or reimbursements as part of your existing health insurance plan, then some states will even provide families with public health coverage that can pay for certain medications. In addition to that, many states and county governments also offer prescription drug discount programs, often in the form of a “buying club” or free discount cards. These discount card programs are typically available for all residents, free to sign up for, have no monthly costs, are able to be used by families of all income levels and not just lower income families. The cards can even usually be used even if you have existing health insurance coverage. Many of the discount cards and/or rebate programs can save people between 10-50% on their prescription bills and they are accepted by tens of thousands of pharmacies across the nation.

Select your state below to find what prescription assistance programs are offered in your region. A number of resources are also offered for senior citizens. In addition, you can find what other options you may have to save money and get financial help in your state, including other assistance programs that may be offered. For example, find assistance with rent, utility bills, and more.

Prescription assistance programs by state

Arizona

California

Florida

Indiana

Massachusetts

New Jersey

New York

North Carolina

Ohio

Pennsylvania

Tennessee

Texas

Virginia

 

 

 

 

Resources for seniors

The federal government as well as non-profit Area Agency on Aging centers offer additional savings and financial assistance for senior citizens and people over 55 years of age. Three of the main programs available are below.

  • Medicare Part D is the Prescription Drug Coverage component. This is available to all people who are enrolled in the federal government Medicare programs, regardless of their health or income. The beneficiary will need to select a private health insurance company to enroll with as those companies sell the prescription drug plans directly to consumers. Many people enroll in Part D if they currently have a Medicare Advantage Plan that does not offer drug coverage.
  • State Health Insurance Assistance Programs are offered in all states. Volunteers and trained staff provide counseling and guidance to seniors. They can help individuals find plans, provide information on them, and process the paperwork to help them enroll. They have information on the various private and government prescription assistance programs.
  • Extra Help from Medicare - This is a discount plan/financial assistance offered directly by the federal government to low income Medicare beneficiaries. Many people do not even know it exists as it is not commonly used. While funding will vary, it can provide up to $4000 to participants to help them pay for their medications.

Those are the primary resources offered to elderly and senior citizens. However your local area agency on aging office may have other programs available. Click here for a listing of all the medical and prescription assistance programs available to senior citizens.

 

 

 

 

 

 

 

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