If you need help with paying debt, including credit cards, car loans and medical debt.
Also look here for the main NHPB site and programs that help reduce debt.
Well, good news is that credit card companies like Chase are more than willing to work with people. They want to offer options and payment plans and don't want people to go bankrupt. As if someone goes bankrupt they are hurt as well. Here is a listing of programs. http://www.needhelppayingbills.com/html ... _help.html
Chase also has what are known as hardship programs. This is when they waive fees, reduce debts, interest rates, or provide other forms of aid. Chase is known to negotiate and work with debtors. The Chase link on hardship programs, and examples of savings, can be found here. Call the customer service number and start the process. http://www.needhelppayingbills.com/html ... p_pro.html
Mikey1 wrote:I desprately need help on this credit card bill I didn't even open. The bill is from Chase. I believe it has damaged my credit and wanted to know where do I go from here?? The bill is 4,400 dollars! A little advice please. Basically Chase sent me a credit card bill for thousands of dollars and I have no idea who did this. Is it an error? Thanks
I desprately need help on this credit card bill I didn't even open. The bill is from Chase. I believe it has damaged my credit and wanted to know where do I go from here?? The bill is 4,400 dollars! A little advice please. Basically Chase sent me a credit card bill for thousands of dollars and I have no idea who did this. Is it an error? Thanks
Why can the government bail out banks and people who live beyond their means, but someone like me who had always paid their credit card bills, expenses, and mortgage on time in the past does not get a bailout. Yes, my income has gone down from the bad economy, but I have always paid my bills and debts on time in the past. Now, because I did not live beyond my means and did not qualify for a bailout, now I am struggling with paying my credit card debts and may even need to file for bankruptcy. It is just not fair. I owe about 10K on my Visa, and several thousand in medical bills. I also have some store credit cards as they just keep giving me discounts when I shop. What can I do? What type of credit card bailout can I qualify fore?
Agree. So what is your question/issue? If you know that then you must be knowledgaable.
markwaugh3 wrote:But, there are some credit card users who do not follow the discipline as you say. If every one is disciplined in using credit cards, then there won’t be the need for approaching debt settlement companies.
Not really. Actually less people are using credit cards these days and instead are using debit cards. The biggest advantage to a credit card is to build credit history, and reward card. But if you use a card you need to be disciplined about paying it off every month.
If you are behind on paying your credit card bills or debt, try to settle your debt, or talk to a counselor. Many credit card companies even offer hardship programs. Here is a resource that you can use to find a host of programs that can help you get out of debt. http://www.needhelppayingbills.com/html ... _debt.html
I am a single mother and working as a nurse.I used to have investment property. It made me bankrupt because building default. I am also support my younger brother to study as an oversea student am struggling to make last TAFE enroll fee. I have 4 different credit card and all behind payment. I have personal loan even. I am still working but it is almost not possible to make payment all. I am desperated to get help...please email:
Another option that continues to be shown as more successful is credit card debt settlement and elimination. Here is more info on these options to get out of debt.
My college student son has run up about $10,000 in credit card debt, and the paying it back and the monthly credit card statements and bills are too much for me. Can I claim to the credit card company that I do not have to pay it back, or what else can I do?
What is the best way to eliminate my debts and credit card debts? I think the credit card companies, like bank of america, will get rid of more than 50% of my debt. Just need to know how.
joncmac wrote:I have a visa credit card that I rang up a lot of debt on. Any easy ways to get rid of it, such as consolidate or eliminate debt?
first of all, I would tear up the credit card so you never use it again. hen pay it off. Consolidate it to a zero % interest rate card with a low balance transfer fee, then make sure you pay that card off before the rate increases. That is a trick I used to get rid of credit card debt.
Here are several tips.
-You need to pay off credit card debt and bills with the highest interest rate first.
-Pay off more than the minimum on the bills to help remove the credit card debt as quickly as possible.
-Consolidate the credit cards onto a car with a lower interest rate
any tips to help pay off credit card debt. With interest rates so high, seems like can barely pay off the credit card balance asof the payments go to cover the interest expense. One step forward, ttw stpes back type of thing.
smithrobbie79 wrote:What can I do if my credit card company has reset my interest rate? As a result of that, my credit card debt has gone way up. Is it illegal for a credit card company to change your rate?
Sadly, this is becoming very common. Try this link back to the main site. http://www.needhelppayingbills.com/html ... _debt.html
You should try to consolidate your debt, eliminate debt, or talk to credit counselors. Many of them are free and will only charge you if they save you money on your debt or bills.
What can I do if my credit card company has reset my interest rate? As a result of that, my credit card debt has gone way up. Is it illegal for a credit card company to change your rate?
rhondatap wrote:MY CREDIT CARD BILLS ARE TOO HIGH. I CAN BARELY MAKE MONTHLY PAYMENTS. I NEED HELP. IDEAS?
Rhonda,
I think credit cards may be the easiest to get help. You can elimiante debt, consolidate, or one simple trick I know is to get a zero % card, and transfer your credit card balance to it. And before the rate goes up, open a new zero % card, and transfer the credit card balance again. Keep repeating the cycle until you get it paid off. This site has many programs, links to best 0% credit cards, ways to consolidate, and more. http://www.needhelppayingbills.com/html ... _debt.html
