Monroe County assistance programs.

Mortgage help, energy bill assistance, and rent help

There are local, non-profit organizations and charities that people can go to for help. They include the Monroe County Opportunity Program and GreenPath Debt Solutions. These two organizations offer numerous resources, services, and programs to people in need. Find more information on them below.

Monroe County Opportunity Program (MCOP), which is located at 1140 S. Telegraph Road, in Monroe, Michigan, is the local community action agency that assists low to moderate income families and individuals. Their phone number is (734) 241-2775. They offer the services below.

• Gas and Electric Bill Assistance - This energy bill assistance program has limited funding, but allows the organization to assist people with large unpaid balances on utility bills. They also have a special program for seniors.
   
• Foreclosure Counseling - This housing program will provide assistance to homeowners with pre-foreclosure counseling, mortgage help, and foreclosure prevention services. Find additional ways to get mortgage help. Continue.
   
• Help with Rent - Another housing program that be used by qualified clients to pay for either first months rent , security deposits, or past due rent.
   
• Weatherization Assistance Program - This energy saving program is a federal government funded, residential energy conservation program. The weatherization program will provide homeowners with free home energy conservation services. These free services and improvements will reduce energy use and lower utility bills by hundreds of dollars per year, thus creating more long term self-sufficient households.
   
• Home Repairs - The MCOP community action agency also receives funds to assist Monroe County residents who are age 55 and older with paying for minor repairs such as floor and roof repairs, minor furnace and heating system repairs, doors, windows, and more.
   
• Food Aid - They have various pantries that provide free food, and they also have a separate emergency food box assistance program.

Mortgage and Foreclosure help from GreenPath Debt Solutions

This is a consumer credit counseling service that has an office in Monroe Michigan. They provide various forms of advice, including debt and mortgage counseling. GreenPath (phone number 457-0370) also wants to remind Michigan residents that they can receive free mortgage counseling from the agency on a variety of housing topics.

Also, it is very important to remember that to initiate a 90-day stay on a foreclosure filing, homeowners could contact a housing counselor for help on working with the lender to save their home.

Some of the assistance they offer includes:

Mortgage default, foreclosure prevention, mediation, and delinquency housing counseling. Certified mortgage counselors can help homeowners stop a foreclosure filing and get back on track, if they are behind on their mortgage payments. These mortgage counselors will work with clients to help them establish a budget, provide ways for them to get out of debt, set priorities and determine strategies and tactics for saving their home. Also, learn more about Michigan foreclosure mediation programs.

Home equity loan housing counseling. Home equity loans can help people eliminate credit card and medical debt, and these loans look quite enticing when homeowners are searching for a way to pay down their debt. they can even free up funds for other everyday expenses. GreenPath Debt can help determine if a home equity loan is the best solution for one’s personal financial situation.