There are several different programs and agencies in San Diego that provide free or low cost foreclosure prevention services, information on mortgage assistance programs, and counseling. California has been hit hard by the housing crisis, and these non-profit organizations are committed to helping as many homeowners as possible.
Community HousingWorks’ Foreclosure Intervention Center - This non-profit, which is part of the federal government funded NeighborWorks America, offers borrowers a full range of housing and mortgage counseling services. The number one goal is to assist families and individuals and to help them avoid foreclosure and also sustain their homeownership. The non-profit has on staff numerous highly skilled counselors that are both ready and willing to work with homeowners across San Diego. The staff will assist them in finding options to resolve their housing situation.
You need to call the organization to make an appointment for a counseling session. You will be scheduled for up to a 2 hour meeting with one of this non-profits highly skilled Foreclosure Intervention Counselors. They will need to review your entire financial situation, current mortgage loan documents, and the counselor will begin the process of evaluating your particular financial situation. If after this review they determine your home may be able to be saved, the counselor will negotiate, for free, with your bank, mortgage servicer or lender. They will discuss loan modifications, principal reductions, short sales, and a host of other mortgage and foreclosure prevention programs.
San Diego California based Community HousingWorks’ Foreclosure Intervention Center is part of the Congressionally and federal government funded National Foreclosure Mitigation Counseling (NFMC) Program. Statistics show that homeowners that are counseled by NFMC specialists have almost a 70 percent improved chance of stopping their foreclosure than if they had not received free mortgage counseling from NFMC. In addition, stats show that homeowners who receive free NFMC counseling before obtaining a loan modification were more likely to cure their loan defaults and get back on track with paying their mortgage. There was a 53% chance that these borrowers would bring their loan current.
Homeowners in San Diego County can receive free or low cost foreclosure counseling, mortgage delinquency advice, and general debt reduction assistance from federal government certified HUD foreclosure counseling agencies in San Diego.
BAYSIDE COMMUNITY CENTER
2202 Comstock Street
San Diego, California 92111
They offer mortgage delinquency counseling, foreclosure prevention advice, and a wide variety of other assistance programs and counseling.
Phone number: 866-472-4557
Address: 2655 Camino del Rio North, Ste. 120
San Diego, California 92108
NEIGHBORHOOD HOUSE ASSOCIATION
Dial - 619-263-7761-175
841 South 41st Street
San Diego, California 92113
This San Diego HUD approved agency may be able to offer free or low cost foreclosure prevention and other solutions to homeowners across the county and region.
SAN DIEGO URBAN LEAGUE
Address: 720 Gateway Center Drive, San Diego, California 92102
SAN DIEGO HOME LOAN COUNSELING AND EDUCATION CENTER
Phone number to call: 619-624-2330-207
3180 University Avenue
San Diego, California 92104-2074
MONEY MANAGEMENT INTERNATIONAL SAN DIEGO
2650 Camino del Rio North, # 209, San Diego, California 92108-2907
Contact the non-profit agency to learn about and get information on a wide variety of housing and foreclosure prevention programs and solutions. While the organization does operate nationally they have several different offices and dozens of counselors in southern California. They can help negotiate loan modifications, assistance families with apply for government mortgage programs and more.
Agency Name: HOUSING OPPORTUNITIES COLLABORATIVE
Address: 1100 Broadway
San Diego, California 92101
Chase JP Morgan is providing homeowners in San Diego California with a wide variety of foreclosure counseling, loan modifications and mortgage assistance programs. They operate a couple counseling centers in the region. Learn more on the San Diego Chase mortgage centers.
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