Resources are available in Oakland County Michigan that can help renters, people facing eviction, and the homeless deal with a number of housing and rent issues. Find information on the Oakland County housing authorities, emergency rental and housing programs, and other resources.
With many lower income residents of Oakland County Michigan seeking financial assistance in the payment of their rent, the local public housing commissions may be a good resource. They usually have information on federal government and local housing assistance programs, such as section 8 vouchers, homeless prevention services, and cash grants.
Housing counselors are available to help families across the region deal with rent issues and other landlord problems. Oakland County Housing Commission offices have counselors on staff that can help people who are faced with an eviction from their landlord. Also get help if your landlord will not make needed repairs to your home or apartment. Other issues that a counselor may be able to assist you with include if your landlord refuses to return all of your security deposit or unsafe living conditions. There are laws to protect you from these various housing issues.
Among other services, the Housing Counselor may be able to provide information and education on tenant and landlord issues including security deposit law, lease agreements, and evictions. Non-government subsidies for low cost housing and financial assistance with security deposits, utility payments, and/or back rent may be offered. Call the housing counselor at 248-858-5402 to apply for emergency rental or housing assistance.
Oakland County Michigan also has in place Fair Housing laws to protect residents. For example, renters need to know that it is illegal for apartment complexes, real estate agencies, and property owners in general to turn a person or family away from housing solely on the basis of their race, color, religion, national origin, sex, handicap, or family status. If you feel you have been discriminated and can’t seek housing as a result, then call one of the following non-profits. Oakland County Housing Counseling can be reached at 248-858-5402 or feel free to dial The Fair Housing Center of Metropolitan Detroit at 313-963-1274.
Various resources and services are offered for first time homebuyers. A Home-Buyer Counseling program can assist those individuals who want to buy a home but don't know where or how to begin the search from. Various Housing and Mortgage Counselors will work with potential homebuyers to determine if someone is ready for homeownership.
You can get advice on how much down payment you will need, what you can afford, and ways to improve your credit and reduce various debts. In addition, Oakland County Michigan specialists will also explain with borrowers the differences between various types of home loans and mortgages, advise on how to apply for a mortgage and how your application is reviewed. Factors to consider in picking a type of home and neighborhood are covered as well as how to make an offer on a home, how to work with a realtor or buyers agent, and what the closing process is all about. This counseling is required for many mortgages, in particular first time buyers. The counseling is a free service of Oakland County. Dial 248-858-5402 to schedule an appointment.
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