State residents can receive free legal services from Legal Aid of North Carolina (LANC). The organization is a nonprofit 501(c)3 law firm that operates in all cities and counties across the state, with some consultations done over the phone as well. They provide free legal advice and counseling to low to moderate income families as well as elderly individuals.
Their primary goal is to provide equal access to attorneys and justice for all people and to also remove legal barriers that individuals may face to economic opportunity. Attorneys operate in 24 different offices across the state. They provide low to moderate income families in North Carolina with several different services and programs, including those mentioned here.
The goal is to keep low income, the working poor and moderate income yet employed families in possession of their homes. So it will in effect reduce homelessness in the state. Clients will be able to gain access to free legal advice to help them deal with a foreclosure.
The Legal Aid of North Carolina organization provides high quality legal advice and representation in foreclosure actions, and the MFP will help homeowners save their home from a filing. Another benefit of the program is that it will preserve borrowers credit ratings as they work to save their home.
In addition, attorneys will do their best to make prohibitive the cost of conducting business for the unscrupulous banks, lenders, and mortgage brokers. In addition, the Mortgage Foreclosure Project (MFP) also promotes community education, and they have programs that will help increase awareness of home finance and lending best practices. All of this can help consumers become more educated about the dangers of predatory lending and high priced mortgages.
A team of attorneys and staff contribute to the MFP program. They operate from Legal Aid of North Carolina (LANC) offices across the state and they are experts in foreclosure defense, prevention tactics as well as predatory lending law. As needed, the attorney will partner with other non-profits, including HUD approved counseling agencies. The MFP team will acts on referral from the various LANC offices and community action agencies. There are also partnerships with non-profit organizations that are located throughout North Carolina. Read more.
This is another resource for struggling homeowners. LANC's MFP team also partners with various other legal services organizations across the state to help save homes and reduce foreclosures throughout North Carolina. This collaboration is known as the Home Defense Project (HDP).
LANC, volunteer attorneys and its legal services partners on the HDF use their legal resources and skills to seek reasonable loan modifications or other solutions to a foreclosure. There may be payment plans or interest rate reductions negotiated by an attorney. They always provide high-quality foreclosure defense work in every city and county of North Carolina.
This program provides free legal assistance to battered women and/or domestic violence victims. Pro-bono services are focused on ensuring the immediate safety of women and children, and then addressing a mid to long term solution to the abuse or violence.
This service focuses on providing comprehensive and culturally appropriate legal services as well as other forms of assistance to immigrant survivors of violence who need help with immigration. This resource may also help refugees in North Carolina get the support they need.
This legal service offered by Legal Aid of North Carolina attorneys targets clients who are 60 years or older. While everyone over 60 is eligible for this form of free assistance, special priority is given to the residents of North Carolina who have the greatest economic or social need. However, it is important to note that there are no income limits, and all people who are age 60 or older are exempt from income limitations. Any elderly person in the state will be eligible for legal services that are free of charge to them.
Low income residents, seniors, and the working poor may qualify for free income tax preparation services as well as the TAP program. This is offered for low- to moderate-income families in certain counties across North Carolina. Lawyers can also help individuals deal with predatory lending (such as payday loans), illegal debt collection practices, and other consumer issues. Another focus is on assisting with both payday lenders and credit card companies.
Civil matters can be advised or represented on. This can include free legal representation for children who are in critical need of psychiatric, medical, foster care/adoption, or special education services. This is offered if they are entitled to this under federal government or state of North Carolina law. Other family matters, such as divorces, child custody an support payments, and more may be taken up by certain offices. Another high demand service is for landlord/tenant mediation for those families that are facing eviction.
Contact the Legal Aid of North Carolina at 866-219-5262 to learn more or apply for legal help.
Many of the counties in North Carolina have local centers they can contact as well. The paralegals, staff, and attorneys at these offices will often have more knowledge on the legal challenges that are faced by residents in those areas. Find where to get support and representation in your community.
Charlotte firms support Mecklenburg County and nearby areas such as Gaston, Cabarrus, Iredell County and others. Read more.
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