Free government money.
The government has assistance programs that provide free money to low-income families who are facing a financial hardship. There is also cash for senior citizens, people with a disability, veterans and others. Free government money is available from one or more of the following financial assistance programs. The payments are made directly to the recipient or some programs provide vouchers or cash to a third party on behalf of the family.
- Temporary Assistance for Needy Families (TANF)
- Supplemental Security Income (SSI)
- Lifeline, Supplemental Nutrition Assistance Program (SNAP)
- Emergency Solutions Grants (ESG)
- Earned Income Tax Credit (EITC)
- Housing Choice Voucher (HCV) Program
- Low Income Home Energy Assistance Program (LIHEAP)
- Unemployment benefits
- Social Security Retirement.
- Veteran benefits
Find details on each of these resources below. Each has its own application process, with some focused on seniors citizens, veterans, families with kids (or single moms) and others. Each one has income and/or asset requirements as well.
In addition, some of the government programs provide free money to the individual or family when their application is accepted. There may be cash transferred to their checking or savings account or the funds are on a debit type card. Other government programs provide the cash to a third party, often to pay any bills due. Learn more on how to get free government money from one or more benefit programs. Note some federal programs are called different names in different states.
Government programs that provide free money to a family or person
Temporary Assistance for Needy Families, or TANF, is a government financial assistance program for low-income families or single moms or dads with dependent children. This initiative offers free cash to support the basic needs of families such as housing, food, utility bills, transportation, child care and other bills. The government money will be sent directly to a bank account or paid out on an electronic debit card.
- Unlike other assistance programs, TANF also has an employment component. Anyone who gets free government money from TANF needs to work towards financial stability. The program is encouraging recipients to gain employment by offering vocational training, job placement services, and educational opportunities. To qualify for TANF, applicants must meet both income and asset criteria. Learn more about how to get TANF.
Other local government social service offices offer free emergency money as well. A city may have emergency funds to help the poor who are facing a crisis or there are regional government programs that give out free money as well. They are part of TANF (or the equivalent), Work-First Type programs, and other benefits. Find free cash near you in an emergency.
Supplemental Security Income (SSI) is a federal income program that give free money to aged, blind, and disabled people who have little or no income. This program provides cash to meet basic needs such as food, clothing, housing, medical and shelter. The money is sent electronically to a check or savings account or a debit card is used.
- The application process for SSI can be complicated and long, so it's advised to seek help from a knowledgeable source. Many applications for government money from SSI are denied one or more time. It’s also worth noting that eligibility for disability payments often automatically qualifies you for other assistance programs. Apply for disability.
Supplemental Nutrition Assistance Program (SNAP), formerly known as the Food Stamp Program, is one of the most direct ways the government helps low-income families, seniors and the working poor put food on the table. Eligible households receive free government money in the form of an Electronic Benefits Transfer (EBT) card, which can be used to purchase qualifying groceries at authorized food stores. Find how to get low income SNAP benefits.
Social Security Retirement is free money for older adults. There is funds for low-income families as well as all older adults or seniors who meet the age requirements, with funds over for people over the age of 60 or 65. Social Security Retirement can be a significant source of income for older adults who have limited resources. It provides a financial safety net for people who are retired or unable to work due to disability. Read more on how to get free government money for seniors.
Unemployment benefits offer temporary financial assistance for unemployed workers who have lost their jobs due to reasons beyond their control and meet other eligibility requirements of state law. It is a combination of state and federal government benefit program. The amount and duration of the benefits vary from state to state, with the free government money sent directly to a check or banking account. Find details on filing unemployed in your state.
EITC is a federal government tax benefit for low to moderate-income working individuals and families, particularly those with children. This is also for qualified single mothers. The credit could reduce the amount of tax you owe and might result in a refund, or free money from the government.
- The EITC is a refundable tax credit, which means that even if the family owes no tax or are not required to file, they can still get a refund if they qualify. The amount of EITC benefit depends on a recipient's income and number of children. It's designed to encourage and reward work and the benefit can provide a substantial amount of free cash to boost a family's income. Learn about filing Earned Income Tax Benefit.
 Veterans will get free money and support from the government as well. There are many federal programs available, including for their families, spouses, kids, and survivors. They include Veterans Pension, SSVF for rent or housing, from money from the government as part of Disability Compensation as well as others. Read more on free money for a veteran.
Government programs making free cash payments to third parties
There are other programs that provide free government cash to low-income families, but the ones below make the payment to a third party. Such as the money or grants may be paid to a landlord, utility company or other provider.
Housing Choice Voucher (HCV) Program also known as Section 8, is a government rental assistance program for low-income families, the elderly, and the disabled. It's administered by local Public Housing Agencies (PHAs). The housing vouchers, which is free government money for rent, is paid directly to landlords by the local Public Housing Agencies (PHAs) on behalf of the individuals or families.
- The HCV program allows families the ability to choose a rental unit in the private market, including apartments, townhome, private rented homes, and other properties. As long as the housing unit meets the program's requirements for health and safety, families can use their voucher to help pay for it. Locate section 8 online applications.
Lifeline provides free credits for a landline or cell phone. Some people may also be able to get a free smart phone or tablet too. Lifeline is a federal program aimed at making home internet and phone services more affordable for eligible low-income households. This government program provides a monthly discount or credit (which is a form of free money) on phone or internet bills to the service provider on behalf of eligible participants. Get phone bill help.
Emergency Solutions Grants (ESG) are given to assist individuals and families quickly regain stability in permanent housing after experiencing a housing crisis or homelessness. The money goes from the government to a local non-profit, and that agency will then provide funds to the landlord or property owner. There are other parts of this as well, and look here for free hardship grants for bills..
- This ESG program provides funding for a variety of housing and service needs. There will be free cash from the government for expenses including rapid re-housing, homelessness prevention, emergency shelter, back rent, electric bills, and related services. Locate federal rent assistance programs.
Low Income Home Energy Assistance Program (LIHEAP) assists low-income households, with a focus on senior citizens, the disabled and sick. Government funds will focus on those families with the lowest income that pay a high proportion of their income for home energy, in meeting their immediate energy needs. The program offers financial help for utility bills, energy crises, weatherization, and energy-related minor home repairs. Government cash payments are often made directly to utility companies on behalf of the eligible individuals. Get LIHEAP phone numbers near you.
Conclusion – Free government money is available
The federal government offers a host of programs to provide free money or benefits to low-income families. Each program has its own eligibility requirements, so it's important to research each one and consider seeking help from a social worker, non-profit case workers or other knowledgeable source to navigate the application process.
With these programs in mind, it becomes clear that assistance from the government can come in many forms – from free money as a form of direct financial support to tax credits and housing assistance. Ultimately, these initiatives work in conjunction to help low-income families move towards financial independence.
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