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El Dorado County assistance programs
Assistance from Community Action Agency
The following programs are offered by the El Dorado County Department of Community Services, which can be reached at (530) 642-7300.
Energy and utility bill assistance - A federal government funded program that provides for the direct payment of energy, heating, and utility bills. This utility bill assistance program was created to help low to moderate income eligible families and households in offsetting the cost of paying for their cooling and/or heating bills. If you apply and are found to be qualified, the people in the program may have have specific dollar amounts credited to their utility or energy accounts. Or they may receive free heating fuel.
General assistance program - The El Dorado County General Assistance Program helps the low income, unemployed and indigent. The program is a so called repayable assistance program that was created to provide help to assist indigent families, individuals and adults with meeting their basic needs by providing vouchers that can be used to pay for housing expenses, utilities, rent, personal needs and transportation.
Help for health care needs and services
Agency for Hearing focuses on people who need help for hearing needs. The non-profit agency provides hearing services to meet the needs of low income seniors, children, and families. They run a hearing aid loan program that provides used hearing aids to eligible low income individuals.
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Free legal programs
Legal Services of Northern California provides low income individuals with free legal assistance. Attorneys focus their services in the areas of health, housing, foreclosures, education, family law, consumer debt issues, income maintenance, employment, and civil rights. (916) 551-2150
HUD mortgage counseling
If you are behind or you soon be struggling with paying your mortgage, ClearPoint Credit Counseling Solutions, may be able to help. Contact the non-profit agency to meet with a Certified Housing Counselor who will sit down with you and thoroughly evaluate and review your personal financial situation. After the session they will provide you with free advice on how to avoid default of your mortgage, a home foreclosure, or bankruptcy. In addition, the counselor may decide your best solution is for them to work together with you and your lender or mortgage holder. If they take this approach the housing counselor will assist you in resolving your mortgage situation. The credit counseling and HUD approved agency will do whatever they can to help you prevent a foreclosure, and get back on track with your mortgage. 877-422-9041
Debt assistance and credit counseling
Meet with a credit counselor from ClearPoint Credit Counseling Solutions (phone 877-422-9041) who will go over your situation for free. They will help you develop a budget, determine your current debt obligations, and put together a plan of action. Some of the options may include a debt management plan, or assistance in negotiating with your creditors.
Free food and groceries
Turn to the Food Bank of El Dorado County. This food assistance agency provides emergency food and groceries assistance to low income, unemployed and other qualified El Dorado County residents who are in need of free food. The agency provides its services through a network of 40 local "Partner Charities” and non-profits. 530.621.9950.
Job finding assistance programs
The Urban League provides basic job training and job placement, education, life skills, career development, and other relevant services to the unemployment, youth, displaced adult workers and others throughout the Sacramento MSA. (916) 286-8674
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