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Credit counseling in Maine.

If you need debt help, or mortgage assistance in Maine, turn to a non-profit credit counseling agency. The state is served by several different organizations that are federal government approved, and also certified by the state of Maine.

While most of the non-profits are national organizations, they do have local offices throughout Maine. Credit counselors can offer individuals a number of services, including professional financial guidance, free credit counseling, community-wide educational programs. A sampling of other programs and assistance provided includes, bankruptcy counseling and education services, foreclosure prevention, and housing counseling assistance.

One of most beneficial services they offer is debt management assistance and plans. This is when an individuals who needs help paying off debts or their bills signs up for a program that will help them reduce interest rates, waive fees, and pay down any type of debt, whether credit card, medical, or other over a shorter period of time.

Another service in high demand is mortgage assistance and foreclosure prevention. Many of the non-profits credit counselors in Maine are also HUD certified, and they can help homeowners navigate the plethora of government and private mortgage assistance programs and resources.

 

 

 

 

Money Management International - This organization offers numerous credit, housing, debt, and foreclosure assistance programs. They are HUD certified as well. Get access to debt reduction programs, free foreclosure prevention and counseling, bankruptcy advice, and financial education classes. Several offices are across Maine, and they are noted below. Dial 866-336-0624 to reach any location.

  • Auburn office
    250 Center Street,
    Auburn, Maine, 04210
  • Location of the Augusta office is
    1 Bangor Street,
    Augusta, Maine, 04330
  • Main office for Bangor
    175 Exchange Street,
    Bangor, ME, 04401
  • South Portland MMI
    111 Wescott Road,
    South Portland, ME, 04106
  • Portsmouth - Reight across the border from southern Maine.
    100 Borthwick Avenue,
    Portsmouth, NH, 03802

hoMEworks Homebuyer Education - Focuses on housing solutions, foreclosure counseling, budgeting, and other homeownership type programs. A comprehensive offering of homebuyer education and counseling covers all aspects of home buying including credit reports and scores, budgeting, mortgage shopping, home inspection, the roles of professionals, as well as the loan process.
111 Wescott Road
South Portland, ME 04106
Call the office at 321-2037

InCharge Debt Solutions - Serves Maine families too. They provide debt relief through credit counseling, budget counseling, education programs, and free information and materials.
800-497-5396

Institute for Financial Literacy, Inc.
dba - IFL
449 Forest Avenue  
Portland, Maine  04101
Dial 866-662-4932

Alternative Mortgage Solutions Incorporated
Address - 3 Pierce Ave
Portland, Maine
Main phone number - (207) 775-5850

 

 

 

By Jon McNamara

 

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