If you need debt, mortgage, or financial advice in Georgia, call a credit counseling agency. Several different non-profit organizations operate around the state, and they provide a wide variety of credit counseling services. The information is available to all Georgia homeowners and individuals that are struggling with their debts or loans. Some low income clients may even receive free advice. Meet with a counselor, and learn about and sign up for one or more of the following services.
If you are behind on bills or debts, whether credit card, medical, or even payday loans, learn about solutions that are available. The credit counselor can negotiate payment plans, sign up the client for debt consolidation, reduce fees, and provide other support.
Georgia homeowners who have problems paying their mortgage or who may be facing a foreclosure can get free or low cost budgeting assistance. Other assistance that can be arranged includes they may be able to agree to formal repayment plans with their bank or lender.
If your financial situation is just too far behind, then the credit counselor will help you decide if filing for bankruptcy is your best option. However this should always be a last resort.
The phone numbers, addresses, and further information on non-profit credit counseling agencies in Georgia are below.
Consumer Credit Counseling Service of Southwest Georgia
409 N. Jackson Street
Albany, Georgia 31701
Several counties are supported by this organization. Families that are struggling can receive free advice on reducing their debts, if they meet income requirements. Counselors also offer information on other assistance programs in Georgia, ranging from credit repair to how the bankruptcy courts work.
Consumer Credit Counseling Service of Middle Georgia, Inc.
Address - 901 Washington Avenue
Macon, Georgia 1201
Phone - 478-745-6197
Center address - 748 N. Houston Road Suite G
Warner Robins, GA 31093
Dial - 478-922-1141
Another local office for Consumer Credit Counseling Service of Middle Georgia, Inc. is
Address - 1341 Druid Park Avenue
Augusta, Georgia 30904
Call 706-736-2090 to speak to a representative.
Assistance programs include help with dealing with unsecured loans, credit card debts, and if you are delinquent with your mortgage, this is also a great place to apply to for help.
Consumer Credit Counseling Service of the Savannah Area, Inc.
Several offices are in Chatham County and around Savannah, and they are listed below. Call them for counseling and other support.
CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc. (phone - 800-251-2227)
This may be the leading non-profit credit counseling organization in the Atlanta Georgia area. A number of services and resources are provided, some of which are free or have a minimal fee required. Access HUD foreclosure counseling, debt consolidation and management plans, short term loans, and general budgeting and advice. Read more debt consolidation loans.
Address - 270 Peachtree Street NW, Suite 1800
Atlanta, Georgia 30303
Address - 3100 North Interstate Circle
Atlanta, Georgia 30339
Office is located at 100 Edgewood Avenue
Atlanta, Georgia 30303
A wide range of services are provided, all dealing with offer help with debts, consumer counseling, and much more. Staff can help with consolidation and other approaches, including negotiation of late fees.
160 Clairemont Avenue Suite 120
Decatur, Georgia 30030
Location is 3400 Chapel Hill Road Suite 104
Douglasville, Georgia 30135
2160 Satellite Boulevard Suite 400
3473 Satellite Boulevard Suite 202N
Duluth, Georgia 30096
Address of local office - 500 Jessie Jewel Parkway Suite 200
Gainesville, Georgia 0501
519 Broad Street
Rome, GA 30161
245 Village Center Parkway
Stockbridge, Georgia 30281
Consumer Credit Counseling Service of West Georgia/East Alabama
This organization has two offices in the region, as indicated below. Call or stop by to learn about their services, including mediation and debt management plans. In addition, click here fore more details on DMPs.
JCVision and Associates, Inc.
Main office - 135-G East Martin Luther King, Jr. Drive
Hinesville, Georgia 31313
No Limits Community Development Corporation
Address - 3203 Benjamin E. Mays Drive
Atlanta, GA 30311
Telephone number - 404-952-8422
Most of the support is in the form of referrals. However, staff can also assist with foreclosure counseling and help consumers mediate a solution or enter into some form of hardship program with a credit card company.
Partnership for Families, Children and Adults, Inc.
208 N. Wall Street
Calhoun, Georgia 30701
Location - 2918 E. Walnut Avenue
Dalton, Georgia 30722
This center can be called at 423-490-5620
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