The local community action agency is Corporation to Develop Communities of Tampa, also known as CDC. The organization and its staff provide assistance across Hillsborough County Florida. While a number of services are administered, the focus is on addressing housing and employment issues in the region.
Foreclosure Counseling and Prevention is for those that are having difficulty in making their monthly mortgage payment. Specialists from Corporation to Develop Communities of Tampa will go over the different options with homeowners. A key for someone from the region is to ask for help early as the longer that homeowner waits, the fewer options they will have.
The non-profit CDC of Tampa Bay offers free weekly foreclosure prevention workshops followed by one-on-one counseling. All sessions held and assistance offered will come from highly certified foreclosure prevention specialists. They work with servicers, banks, and lenders, and all services are provided free-of-charge to those that qualify.
Homebuyer Preparation will work with clients in an effort to make ownership opportunities available to low- and moderate-income families and individuals. CDC of Tampa operates as a federal government HUD-certified housing agency.
The counselors provide clients looking to buy a new home with assistance in obtaining financing, quality training and education, and they even offer post-purchase services including credit and budget counseling. Also get information on low interest loans for housing needs. The community action agency is a leader in providing this service to people from the city of Tampa and the greater Hillsborough County region.
Credit Counseling and Budget Management deals with a number of financial concerns that residents may have. Studies show that people that receive financial literacy education and credit counseling are much less likely to lose their homes to foreclosure. The agency has on staff a number of certified credit counselors and debt reduction specialists. They can help people take control of financial future concerns by working with them on different activities.
Services include help with creating a realistic monthly budget, improved credit scores, creation of a savings plan for both short and long-term financial goals, reduce and control credit card debts and usage, and information on consolidating predatory and payday loans.
One of the programs available in Tampa Bay is the Florida Hardest-Hit Fund (HHF). It was funded by the federal government. They have allocated funding and grants to help pay the mortgages of qualified homeowners. The aid is for people from the state and county who are underemployed or unemployed through no fault of their own.
The program aims to help qualified Hillsborough County homeowners by providing low / zero interest loans that are used as a form of mortgage assistance. The assistance is for up to 12 months or until the homeowner finds adequate employment to resume paying the mortgage on their own. While the funding is limited and may run out, while this program is operating homeowners can potentially get tens of thousands of dollars to pay their home loan, reduce principal, and they can use the funds for other costs too. Florida Hardest-Hit Fund assistance is paid directly to the applicants loan servicer/bank for those homeowners deemed eligible to participate.
Career Resource Center provides assistance to the jobless and to low and moderate income residents. Case managers from Corporation to Develop Communities of Tampa work with individuals that are facing the greatest challenges to finding fulfilling employment in Florida. Clients come from a wide range of backgrounds, but tend to fall among the hardest to employ. This can include people who have limited skills, job training, and access to resources in finding employment. Those that are hardest to employ also include TANF eligible clients, the ex-offender population, non-custodial parent, and domestic violence victims.
The regional Youth Leadership Movement program offers activities that are attractive to teenagers and young people. The agency will work to foster their healthy development. Youth will be able to participate in workshops and actives around recreation, education, and job services.
The Corporation to Develop Communities (CDC) of Tampa and its staff offer other support as well. Contact to learn about government assistance (such as SNAP food stamps and housing vouchers) and more. Staff work to help the less fortunate, seniors, and disabled get the help they need. The address is 1907 E. Hillsborough Avenue, Tampa Bay, Florida 33610. Call (813) 231-4362.
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