Brooklyn mortgage assistance.
Homeowners in Brooklyn New York can get free mortgage default counseling and prevention services from HUD approved agencies and government programs. The primary goal is to provide families and individuals with foreclosure counseling, which includes the information and tools necessary to maintain their home. They do this by identifying the cause of the home loan default or delinquency, work with the borrower to identify intervention strategies, and review budgeting skills.
Counselors from the organizations across Brooklyn will work with the homeowners bank and other creditors to try to some up with a solution to the mortgage delinquency that works for both the homeowner and the lender. They will explore government foreclosure and mortgage assistance programs, loan modifications, various prevention tactics, and more. Housing specialists will do what they can to help the homeowner save their home from a foreclosure filing.
Bridge Street Development Corporation
Address: 460 Nostrand Ave.
Brooklyn, New York 11216
Phone number - 718-399-0146 ext: 10
Brooklyn Cooperative FCU
1474 Myrtle Avenue
Brooklyn, NY 11237
Housing specialists and counselors from this non-profit help homeowners get back on track with paying their mortgage, can offer foreclosure counseling and free advice, and provide referrals and help with applying to both New York and federal government mortgage assistance programs.
Brooklyn Housing & Family Services
Main office - 415 Albemarle Road
Brooklyn, New York 11218
Phone number - 718-435-7585
In addition to pre-purchase and post-purchase counseling, also learn about other financial assistance programs available in Brooklyn that can benefit your family. Can help first time home buyers by providing information on low interest loans and/or grant programs.
Brooklyn Neighborhood Improvement Association
Location - 1482 Saint Johns Pl, Suite 1F
Brooklyn, NY 11213-3929
Phone number - 718-773-4116
884 Flatbush Avenue
Brooklyn, NY 11226
Main phone number - 718-282-2500
Center for New York City Neighborhoods CNYCN
New York, New York 10006
They are headquartered in the city, but this center can direct struggling Brooklyn borrowers with referrals and information on local housing programs. Get information on local HUD approved housing agencies. Learn about home loan modification programs and much more. They partner with around 50 housing organizations across Brooklyn and the greater New York City area.
402 Chestnut Street
Brooklyn, NY 11208
Asian Americans for Equality
Housing programs for Asian Americans who live in Brooklyn.
37-43 77th Street, 2nd Floor
Jackson Heights, New York 11372
Another agency for southeast Asian families, and counselors speak the language.
Cypress Hills Local Development Corporation
Main office: 3214 Fulton St
Brooklyn NY 11208
This HUD organization helps Brooklyn area homeowners.
Greater Sheepshead Bay Development Corporation
Address - 2107 East 22nd Street
Brooklyn, NY 11229
Main number - 718-332-0582
175 Remsen Street, Suite 1102
Brooklyn, NY 11201
Dial 888-776-6738, which is a toll free number
Free confidential programs and advice is provided. Services range from credit and debt counseling, to help in applying for mortgage programs. Staff can also work directly with your bank or mortgage servicer to negotiate payment plans, fee waivers, offer home loan modifications, and explore other foreclosure prevention services. If you are too far behind, also learn about filing bankruptcy, which can be an alternative to losing your home to foreclosure.
Midwood Development Corp.
1416 Avenue M
Brooklyn, New York 11230
This location also has a Russian speaking counselor available.
Neighborhood Housing Services of Bedford-Stuyvesant
1012 Gates Avenue
Brooklyn, New York 11221
Neighborhood Housing Services of Brooklyn (NHS Brooklyn)
2806 Church Avenue
Brooklyn, NY 11226
Both of the centers above offer a number of free services to low to moderate income homeowners, unemployed, and struggling individuals. Receive mortgage delinquency counseling, tips to avoid a foreclosure, and more.
Neighborhood Housing Services of New York City - Homeownership Center 1
Neighbors Helping Neighbors (NHN)
443 39th Street, Room 202
Brooklyn, New York 11232
Phone number - 718-686-7946 ext: 17
New York City Commission on Human Rights
Main address: 275 Livingston Street
Brooklyn, New York 11217
Office of the New York City Comptroller
1 Centre Street, Room 835
New York, NY 10007
The city office can help people deal with a number of housing issues, with a focus around predatory home loans and sub prime loans. Many companies are also offering solutions to foreclosures, but they are scams, and this NYC office can help consumers deal with scams.
The Parodneck Foundation
Telephone number - 212-431-9700 ext: 316
Pratt Area Community Council
1224 Bedford Avenue
Brooklyn, New York 11216
Phone number - 718-783-3549
Spanish speaking counselors on staff.
Ridgewood Bushwick Senior Citizens Council, Inc.
217 Wyckoff Avenue
Brooklyn, New York 11237
Serves Brooklyn homeowners, with a focus on senior programs. One service offered by the council provides information on reverse mortgages. Also note that Spanish speaking counselors are available on site.
South Brooklyn Legal Services
105 Court Street
Brooklyn, NY 11201
Attorneys can offer free legal advice and representation to homeowners to help them deal with housing issues. Get help with predatory and illegal home loans, foreclosure scams, and get general information on the foreclosure process in Brooklyn New York.
Money Management International
Address: 26 Court Street, Suite 1801
Brooklyn, New York 11242
Toll free number is 866-346-2227
A national federal government HUD approved foreclosure counseling agency. This non-profit offers consumers and homeowners a number of assistance and prevention programs. They include, but are not limited to, budgeting, foreclosure mediation, principal reduction, and loan modifications. Of course they need to work with your lender or mortgage servicer and hopefully get all parties to agree on the approach.