The Best Personal Finance YouTubers

Finding quality financial advice on the internet is no easy task. Find some of the best, legitimate, and highly rated YouTubers for personal finance advice listed below. You and your kids will most likely find them very informative. Learn from the YouTubers listed below about investing, saving money, budgeting and financial literacy.

Chances are, if you or your teenage kids have spent any substantial time on YouTube, you’ve been shown a video promising to make you tons of money. However many of them are scams or give bad advice. There are also many fraudsters on YouTube.

Some of the scam videos are usually sworn to reveal secrets after you pay hundreds or maybe thousands of dollars for a course. Even worse, some popular YouTubers have pumped up risky investments such as Crypto or stocks as “the next Microsoft” that they are later revealed to have been paid to promote. Financial TV channels such as CNBC and FOX Business just recite the news; they don’t take the time to teach you anything.

Don’t lose all hope! Some good actors, financial literacy experts and knowledgeable/experienced people are operating in the YouTube space looking to educate on various topics within the financial industry. Luckily, some content creators have a passion for teaching others and want what’s best for their audiences. The following YouTubers are the best in the business. Or learn how to make money being a YouTuber.

1. The Plain Bagel (youtube.com/c/ThePlainBagel)

Canadian native, Richard Coffin runs The Plain Bagel finance YouTube channel. Coffin’s expertise comes from being an official Chartered Financial Analyst and working as an investment analyst for WDS Investment Management.

The Plain Bagel does not make investment recommendations, market predictions, or any “hot stock tips.” It focuses purely on education and financial literacy so that users have a deeper understanding of different financial instruments. The Plain Bagel does an outstanding job of breaking down complex financial topics through the use of storytelling and informative graphics. After watching the Plain Bagel you’ll understand the history of the stock market as well as various stock market terms such as dividends, options, and cash flow.

2. Investing with Rose (youtube.com/c/InvestingWithRose)

Rose Han became a Wall-Street trader after graduating with a degree in finance. Han left her 9-to-5 to teach the internet everything she could about personal finance through courses and the use of her Youtube Channel, Investing with Rose, aka “It’s Your Girl, Rose.”

Han is open about all of the embarrassing blunders she made with her own finances back in her twenties and the steps she took to correct them. She does not recommend specific investments but focuses on turning earnings into various assets. Investing with Rose has dozens of videos on how to boost wages, increase savings, and turn that extra money into income-producing assets.

3. The Rachel Cruze Show (youtube.com/c/RachelCruze)

If Rachel Cruze’s voice sounds familiar, you might have heard her on the radio. Cruze is one of the personalities on the Ramsey network and is also the daughter of Dave Ramsey. Cruze is not simply riding the coattails of her successful father; she has earned a name for herself in the finance world. Cruze is the #1 New York Times best-selling author of “The Contentment Journal,” which focuses on gratitude, humility, overall financial literacy, and, of course, contentment.

The Rachel Cruze Show mainly focuses on advice on how to get out of and stay out of debt. Cruze shares budgeting tips, home, and car buying guidance, and debunks common myths about debt. While Cruze understands the numbers as well as anyone, her bread and butter come from understanding the human side of personal finance. She recognizes that people are not just robots who can simply save more money; she helps her audience focus on what matters to them and how to attack that. Cruze frequently uses examples from her own life to explain tough decisions she has made and how they influenced her future.

4. Learn to Invest (youtube.com/c/learntoinvest)

The aptly named Learn to Invest YouTube channel is all about teaching the “everyman” how to make intelligent investments. Beginning each video with his fan-favorite introduction, “Hi, I’m Jimmy,” Jimmy Copell has made a name for himself in the YouTube community. Copell left his job as a senior equity research analyst in New York to begin this YouTube channel. He felt that financial YouTubers were doing a disservice to their viewers and wanted to bring common sense to the space. Learn to Invest delves into specific stocks and attempts to calculate the fair value of those potential investments.

The Learn to Invest team also started investorsgrow.com as a resource that offers educational resources that break the financial markets down to the most basic terminologies. Videos such as “What is a Stock?” and “What is GDP?” help viewers understand the different terms they see in the daily news.

5. Nate O’Brien (youtube.com/c/NateOBrien)

Nate O’Brien is passionate about helping others with personal development, productivity, and understanding personal finance. O’Brien is committed to keeping all his content 100% free. Aside from giving his audience solid financial advice, he offers content on how to declutter, relax, and maintain peak efficiency.

O’Brien enjoys discussing his daily routine and habits that he has learned to help improve his life. He creates videos of different lifestyles, such as, living in his truck, selling all his belongings, reading a book a week, and meditating every day. O’Brien is a refreshing change of pace in the financial YouTuber space with his unique take on money and outlook on life.

6. Minority Mindset (youtube.com/c/MinorityMindset)

Jaspreet Singh the CEO of marketbriefs.com and marketinsiders.com created The Minority Mindset as part of his mission to spread financial education. Singh comes from a family of Indian immigrants and received no formal financial education. Singh says Minority Mindset has nothing to do with how someone looks, their ethnicity, or skin color. It’s the mindset of thinking differently about money from anyone else. YouTuber Singh focuses on getting his viewers out of debt by eliminating their poor financial habits.

7. Everything Money (youtube.com/c/EverythingMoney)

Hailing from Northeast Ohio, Seth, Moe, and Paul are the three YouTuber faces that constitute the Everything Money team. The bulk of Everything Money’s videos are on studying a single company’s financials and deciding whether they are worth a second look and investing in.

Everything Money uses an “eight-pillar approach” to stock investing. These eight pillars contain things such as price to free cash flow, shares outstanding history, and whether revenue has grown over the last five years.

Moe offers courses and advice on day trading and general trading based on “technicals,” also known as chart reading. Paul made the bulk of his money through real estate investing and offers advice on that as well. Everything Money is adamant that anyone can “Fire Their Financial Advisor” if they join their subscription website, everythingmoney.com, because of all the great tools and robust community they offer.

By Jon McNamara