As summer is pretty much upon us, the importance of sunscreen and sun protection needs to be reviewed. Multiple studies show that as many as one in five Americans will develop skin cancer over the course of a lifetime. When a family is struggling to keep up with the cost of living and daily bills, it can be difficult to protect themselves. But sunscreen programs and discounted items is available for lower income families as well.
The VITA program has now opened for calendar year 2017. The federal government funded program, formally known as Volunteer Income Tax Assistance, allows Americans with an income of less than $55,000 or so to file their taxes for free. Note the income ranges can vary slightly by local community. Since the census bureau states that the median household income in this country is about $50,000, this means that roughly 50%+ of Americans could qualify for VITA. So say goodbye to costly TurboTax, H&R Block services, and all those fee based providers!
Millions of people, including families that claim the (EITC) Earned Income Tax Credit or the Additional Child Tax Credit, may face a delay in receiving their 2017 income tax refunds. This is being caused by the latest IRS guidelines that are intended to combat fraud and theft in the system. In an effort to help low income families get access to the money they need, many companies are offering interest free loans to help fill the gap.
Maintaining a clean and inviting exterior to your home not only makes your experience living there enjoyable but it also prepares your home in advance for selling. Many of the things to do also add to energy conservation of the home, which is important for families of all income levels. Here are some ideas for maintaining the outside of your home:
Vacations can be expensive. Many people simply cannot afford to take time off of work or pay for travel/hotel/transportation expenses. This is even more true for low to moderate income families that need to closely follow a budget. If you do find yourself in a financial position where you can take a vacation, here are some money saving tips. No matter what, it is always a great idea to try and do it.