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Senior citizen and elderly assistance programs.

Seniors and the elderly will receive help from the government or charity organizations. There is free money from the government, grants to pay bills, help with homecare and more. Programs that help an older person by the bills are offered by state or federal government, Area Agency on Aging offices, non-profits or social service organizations. Find assistance near you for senior citizens.

The exact type of free senior citizens services available near you will vary by state, county, and agency. Whether it is money to pay a bill or free stuff such as food, medical care or transportation services, assistance is available. As the goal is to help senior citizens over the age of 60 paying for their everyday needs.

Financial help for low income seniors

Rent assistance vouchers can be provided to senior citizens and the elderly from programs such as Section 202 or 8. Both are funded by the U.S. Department of Housing and Urban Development (HUD), but are administered by public housing agencies. A local area of aging office or PHA can often provide details on this voucher service. Or they offer referrals to other housing resources as well as government grant money that will help senior citizens with rent or a mortgage. Get details on Section 202 housing vouchers.

  • Subsidized housing or assisted living homes are available for the elderly as well as lower income senior citizens. There are apartments, condos, townhomes, and nursing facilities available among other options. The federal government will also help pay for caregivers to help seniors live independently in their current, own homes. There are also charitable and non-profit homecare programs. More on senior citizen and elderly subsidized housing.

Get help with food from programs focused on the elderly. There is everything from a free box or groceries to pet food or home delivered meals. Government and charity organizations help seniors get healthy, nutritional support for their specific dietary needs. Find food programs for seniors.

Low-income senior citizens will get utility bill help. Government programs, such as LIHEAP (or a state’s equivalent), local charity organizations as well as utility companies themselves all offer financial resources, with priority often for seniors on a fixed or low-income. As the goal is to help older people, who are often most at risk if their heat or electric goes off, to keep their power on. Learn more on senior utility assistance.

 

 

 

  • An energy crisis can be addressed too. This may result from an unpaid utility or heating bill, the receipt of a shut off notice, or lack of fuel or wood. Payments from the emergency LIHEAP program are used for paying home cooling and heating costs. There will be free emergency money to pay utility provided to the elderly over the age of 60, or those age 50 or older if they have a disability. Locate same day crisis LIHEAP applications.

Non-profits giveaway AC units to senior citizens during the summer months. These programs rely on donations from a local community and resources are limited. It is generally a small window air conditioner or maybe a box fan that will help keep the elderly person cool during a heatwave. Find free air conditioners for seniors.

Low income senior citizens over the age of 50 often get free government help with their property taxes. Most states offer rebates, payment plans, or Homestead Exemptions to the elderly who often live on a low fixed income or social security. Government resources can provide them significant savings. Find senior citizen property tax exemptions.

Free, refurbished vehicles will help senior citizens who need transportation. The government will offer this benefit to a small number of qualified seniors that get public assistance, such as TANF cash assistance. Of course the older person will need to still be licensed and mobile in order to get a vehicle. Look here for free cars for seniors.

Free home care can be provided to the elderly. This can be an option of going to a nursing home or assisted living facility. The PACE program is for lower income seniors on Medicare and/or Medicaid, and it pays for some or all of the care they need in their own home or apartment. It allows the senior citizen or retiree to continue to be independent. More on free home care from PACE.

Home repair programs are offered for senior citizens including those with mobility issues. The goal is to help the elderly person stay in their current house. There may be repairs done around safety, such as wheelchair ramps, grab bars and similar updates. Or repairs can help make the home livable, including free grant money for seniors to pay for roof repairs, insulation, plumbing and other critical needs. Learn more home repair for senior citizens for free.

  • Home furnace repairs, or a replacement, will help low-income seniors or those with no funds keep their home warn and/or cool. Government grant money as well as volunteers will help either fix or furnace or give a new HVAC system to very-low income elderly homeowners. Find how to get free furnace replacement for seniors.

 

 

 

 

Free cellular or home phones, as well as discounts on monthly bills, are available to lower income senior citizens. Each state uses federal government grants to offer this program in partnership with national and regional telecommunication companies. Both Lifeline and a related benefit known as Link-Up helps with paying monthly costs and hook up fees, or they give people over the age of 60 a free smartphone. More information on senior citizen free telephone programs.

Caregivers can get financial help (or an income) for caring for someone over the age of 60. The government helps pay for respite, housing costs, transportation and basic medical too. The goal is to ensure the senior citizen is healthy and safe and the caregiver has the assistance they need to do this. Information is also available for families and caregivers. Or locate government assistance programs for caregivers.

Assistance for seniorsGet financial advice, free government money for seniors and assistance with paying bills. Applications to these programs are normally sponsored by local charities, social services, the AARP Foundation as well as Aging on Aging centers Services offered to people over the age of 50 will often include money management or budgeting advice to help low-income senior citizens that have difficulty paying routine bills.

  • Oftentimes individuals can learn about emergency financial assistance programs, such as rent or energy bill help or additional social security retirement benefits. There is financial help for older adults, including those over the age of 60. Some free grants, government funds or stuff can be given to seniors over the age of 50 as well, whether they have medical issues or not. Learn more on free government money for seniors age 55 to 65.

Free services that help seniors

Oftentimes Medical or General Transportation can be arranged. Some senior centers will provide transportation to health care and doctor appointments for persons 60 years old and older. Other charity organizations, such as a church, may provide this rides to a local store, pharmacy other other location in an emergency as well. It is usually offered at a minimal cost, but some locations may offer the rides for free. A number of needs can be fulfilled by these ride.

  • Older people with mobility issues or a disability can also access these programs and drivers will usually be able to help them get into and out of the vehicle that is being used. Learn more on transportation services for seniors.

 

 

 

Senior citizen legal aid programs can offer free or low cost legal advice, counseling and representation to older Americans. Certified elder law attorneys can be a great option as well for people over the age of 60 or 65. There are no income restrictions, but only civil cases are handled. Priority for legal advice and support is given to issues involving the following issues, including government disability benefits, income maintenance, and health care. Read more on assistance from Elder Law Attorneys.

YMCA gives out free membership in local communities. The national non-profit will allow a senior citizen to use the gym, pool, or health facilities. There will also be workshops held, meal programs and other services for the elderly. Find a YMCA free membership for seniors.

Low cost or free healthcare services help senior citizens get the medical care they need. There is assistance for low-income senior citizens, those over the age of 62, and people with little or no money. Everything from Medicare to clinics near you, SHIP and other services are available. More on senior health care programs.

Information from Eldercare Locator is targeted at senior citizens and is available in most states. The service is usually administered by area agency on aging offices. All of the advice is distributed for free to the client. Some of what can be provided includes referrals on how to obtain a fixed income and apply for financial help. Or learn about transportation, senior citizens centers, pharmacy assistance, daily meals, housing/rent assistance, and food pantries. Read more on Eldercare Locator.

Non-profit Representative Payees can help senior citizens who receive social security manage their money. This is a federal government approved program in which anyone who receive social security payments, whether SSI, retirement, or something else can get assistance. Representatives payees are meant to help the elderly who lack the ability (either physical or mental) to manage their funds on their own  Everything is approved and verified by the SSA (Social Security Administration). Find a non-profit representatives payee near you.

There is of course social security. Senior citizens can start receiving their first check from this government benefit as early as the age of 62. But the later they wait to file for benefits, the more free money they will get each month from the government. Learn more about age to start collecting social security payments.

  • If there is a delay in when the social security payments start for the senior, or if the retired person needs more money, there are also supplemental loans that can be applied to. The money can be used to help pay bills, cover medical needs, and other costs during this transition period. Continue with loans for seniors on social security.

Senior Centers operate in many towns, cities, and counties. Various resources are administered from the locations. For example, they can provide free and low-cost health screenings. local Senior Centers also offer other services. This can include a place for people to stop by to get a meal or pick up an emergency food box or lunch. It is a place to go for social activities. Also, many centers will hold workshops and provide seminars on issues such as low cost housing, medical bill programs like Medicare, and budgeting classes. Find senior citizen centers near you.

Senior Community Service Employment Program (SCSEP) is a federal government funded program that is administered by many agency on aging offices as well as corporations. This service can help seniors make more money.

  • Enrollees in the SCSEP program will be offered free physical examination and placement into job training opportunities. They will be placed into part time jobs, in which they will gain an income, learn new skills, and have the opportunity to transition into full time employment. There are many job opportunities from the senior employment program.

 

 

 

 

 

 

Work from home and flex jobs can allow seniors to increase their income, and the funds from there “positions” can supplement a pension, 401K or other retirement money. The extra cash from one of these jobs can be effective for paying some bills, taking a trip, or postponing the use of retirement funds (among other benefits). Even the elderly with mobility or health care issues can get a freelance, part time, or work from home job. Find a list of senior income producing opportunities.

Abuse, scams, and fraud are often targeted at senior citizens. Whether it is an income tax or investment scheme or pressure from predatory lenders, there are many companies as well as individuals that target the elderly as well as disabled. Since this is the case, there are non-profits as well as state laws that protect older individuals. Find how to get help from senior scams.

Places near you that help seniors

In addition to the programs above, many states, towns and cities have their own assistance programs for the elderly, homebound, and senior citizens. There are free government social services, help for seniors from non-profit organizations, volunteer programs, Area Agency on Aging and others. Select your state below.

Alabama

Arizona

Arkansas

California

Colorado

Connecticut

Delaware

Florida

 

 

 

Georgia

Idaho

Illinois

Indiana

Iowa

Kansas

Kentucky

Louisiana

Maryland

Michigan

Minnesota

Mississippi

Missouri

Nebraska

New Mexico

Nevada

New Hampshire

New Jersey

New York

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

Rhode Island

 

 

 

South Carolina

Tennessee

Texas

Utah

Virginia

Washington

West Virginia

Wisconsin

Need Additional Help for Senior Citizens?

Send an email to info@needhelppayingbills.com. As there are many other community resources as well as financial programs for the elderly. Include your state in the email. The information is needed to send a reply. Or visit or register in the community forum for information on medical bill assistance for seniors, financial aid, housing, and more. The link is on the lower right margin. Or find information on other Agency on Aging resources.

 

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By Jon McNamara

 

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