Needhelppayingbills

Hi there,
My name is Josh and I was writing to gather a bit more information (help) about possible options I have for medical expenses that I am unable to manage if it is not too late.
I recently incurred around $6000 in medical bills in Bellevue Hospital, here in NYC, back in fall of 2022. Shortly after, I lost my job due to the pandemic and fell behind on my bills as a result. I am now in collections for the bill, and only recently learned that charity care would’ve been an option, as I appeared to be within the income range to receive assistance. Conveniently, I don’t seem to recall ever being made aware of this, and I’m wondering, is it too late? Do I have any other options now that the bill is in collections?
Thank you so much for your time
Josh

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Hi- I need help with my mortgage before it is too late. I am working (for a non-profit, Human Services) but my pay is low. I have a car that needs repair... I'm scared to take it in and find out why it's running poorly because I have nothing in savings. I've sunk about $2500 in repairs since I got the used car in 2018. I still owe $4,000 on it.
I need a new car but can't afford one. Or I need help with the cost of repairing this one.
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