Needhelppayingbills

Hi,
It really depends on where you are for a non-profit credit counselor. But try this for a huge, overwhelming list. https://www.justice.gov/ust/list-credit ... 11-usc-111

As far as the debt you have on your credit cards, look into how to enter into a credit card hardship program.

Phil Kritzman wrote: ↑Tue Nov 12, 2024 10:33 am Hi, I am currently behind my 10K on my credit cards and 62 years old.
Do you possibly have a counselor or advisor to help in getting the best assistance for me to get back on my feet?
Please call email or preferably text. Thank you

Hi, I am currently behind my 10K on my credit cards and 62 years old.
Do you possibly have a counselor or advisor to help in getting the best assistance for me to get back on my feet?
Please call email or preferably text. Thank you

Dear Organization, I live in Southern CA and I am a senior. I would like to speak to a debt counselor to help me with 6 high interest rate personal loans. I do not want to file a bankruptcy, but lower payments. The largest loan I have is for $2600.00, but the interest is so high I owe about $18000.00. I’m aware your agency is out of state, but can you send me email addresses, or phone numbers of any such agencies in Southern CA for debts? It would be greatly appreciated. Brenda La Court.

We do have tips listed on how to make your retirement savings last. https://www.needhelppayingbills.com/htm ... onger.html
That will help you balance the budget and live within means going forward, then pay down the debt over time. Also look into free counseling from a non-profit.

Hi, I am looking for a program to help me get my debts straighten out and fixed. I want to have a good future in retirement and debt free, good credit and maybe some advice how to do our budget, etc....I am a senior looking at my twilight years, and need a counselors to get the debt under control.

One suggestion is a debt management plan. They can help with credit cards, though $700 a month is a lot. There are also credit counselors in Oregon for free advice as well.

Geraldine wrote:We have good paying jobs but nearly 700$ a month go to just credit cards.
We live in St Helens Oregon, near Portland, Oregon.
Do you have any suggestions / perhaps a counselor we could speak with? Thank you,

Hi. My girlfriend and I are merging our families together. We are in our 50s' so considered to be seniors. We really need to talk to a debt counselor about options we may have as she is swimming in debt. We have good paying jobs but nearly 700$ a month go to just credit cards.
We live in St Helens Oregon, near Portland, Oregon.
Do you have any suggestions / perhaps a counselor we could speak with? Thank you,