Car - payments, repairs, and gas for work
Posted: Sun Jan 17, 2016 8:05 pm
Hi, I am 45 years old and live in San Antonio, Texas. I work nights as a security officer 40 hours a week and sleep during the day. My boyfriend is 42 years old. He was diagnosed with a terminal heart condition 3 years ago. He sees 5 different doctors. He is in a wheelchair most of the time and uses a c-pap machine to help him breathe.
My car broke down 2 weeks ago making it very hard to do simple things like buying groceries and paying bills. We took the car to Aamco. It motor needs to be replaced. Aamco will finance a new motor but not a used one. Their terms are $1800 down, $300 for a GPS device and $150 every 2 weeks. A used motor will cost about the same as the down payment. We cannot afford that.
I am still making payments on the car. I have never been late on a payment since we bought the car a year and a half ago. If we can't get the car fixed I will have to let it go and ruin my credit. My credit went from poor to good because of the car payments. Nathan is still able to drive himself to the doctors as long as he has help with the wheelchair. He tries to make the appointments as early as possible in case he needs me to go with him so I can get back home and sleep. Without the car he cannot go on his own. He wouldn't have the strength to get to the bus stop. And since I work night I would not be able to get to him if he has a heart attack or stroke.
I am asking you for help in getting the car fixed. We can pay up to $200/month with my mother's help. I do not want my credit to be messed up again because we can't get the car fixed. The car payment is due in 2 weeks.
If we can't get some help with the repairs by then, I will have to let the car go. I then risk the chance of falling asleep at work because I have to stay wake to get him to his doctors. If caught sleeping at work is instant termination. I have been working here almost 5 years. Please help us keep the car. We will pay what we can for the repairs. Please respond ASAP!
My car broke down 2 weeks ago making it very hard to do simple things like buying groceries and paying bills. We took the car to Aamco. It motor needs to be replaced. Aamco will finance a new motor but not a used one. Their terms are $1800 down, $300 for a GPS device and $150 every 2 weeks. A used motor will cost about the same as the down payment. We cannot afford that.
I am still making payments on the car. I have never been late on a payment since we bought the car a year and a half ago. If we can't get the car fixed I will have to let it go and ruin my credit. My credit went from poor to good because of the car payments. Nathan is still able to drive himself to the doctors as long as he has help with the wheelchair. He tries to make the appointments as early as possible in case he needs me to go with him so I can get back home and sleep. Without the car he cannot go on his own. He wouldn't have the strength to get to the bus stop. And since I work night I would not be able to get to him if he has a heart attack or stroke.
I am asking you for help in getting the car fixed. We can pay up to $200/month with my mother's help. I do not want my credit to be messed up again because we can't get the car fixed. The car payment is due in 2 weeks.
If we can't get some help with the repairs by then, I will have to let the car go. I then risk the chance of falling asleep at work because I have to stay wake to get him to his doctors. If caught sleeping at work is instant termination. I have been working here almost 5 years. Please help us keep the car. We will pay what we can for the repairs. Please respond ASAP!