Re: Disability leading to medical bill and rent issues
Posted: Mon Apr 26, 2021 6:02 am
Are you based in the US? As from that list ox expenses you listed, they do not seem to be common for Americans. There are disability loans and programs for Americans, including SSI and many state resources. There are also mortgage programs for the disabled, and you can find them here at low cost loans for the disabled.
Reiner wrote: ↑Thu Mar 18, 2021 6:30 am Sir/Madam, I became disabled in 2000 from an accident while training for the Canadian & Hawaiian Ironman. I was struck by a car while running & sustained fractures, soft tissue damage, but the disability was from Closed Head Trauma (TBI). I have a Biology Degree, CPA & MBA and was a Controller, VP Finance, and GM for 2nd largest construction firm in the world.Because of a divorce, medical & legal bills, I had to use my savings and later my retirement.
I gave up my C/C's in 2002 and am current on my mortgage. I was able to work P/T as a Personal Trainer, Fitness Instructor, Cycling Instructor/Coach & Sports Specific Strength Coach (mid-long-distance running, football, golf) until 2014. In 2013, I was diagnosed with Leukemia, 2014 detached retina required 3 eye surgeries, and in the past 6 weeks, 2 reconstructive surgeries for a tear in the bicep tendon and then a rupture in same tendon. in Jan 2017, my former employer wrote they were changing LTD Plan and it would continue past my retirement but reneged. I may pursue bad faith breach of contract suit. So as of July 2017 when I became disabled and have medical bills and needs, I liquidated bonds and using savings along with SSI/SSA to make ends meet but will be out of excess funds soon. My home is worth >800K, which is low because I had started RE-NO before 2014 and must finish myself. Outstanding encumbrances ~210-220K. PIT ~1600.00, Medical ~1400.00, Utilities & food ~1000.00 s