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Need help with Late payment charges

Posted: Sun Mar 29, 2009 12:52 pm
by waltertammy79
These late fees and charges from my credit on late payments are swamping me and I can't keep up. Don't credit card companies have some type of laws limiting late payment charges. I am getting them both from my Visa card and discover credit card. do i need to pay these fees.

Re: Need help with Late payment charges

Posted: Sun Apr 05, 2009 2:30 pm
by Admin
The US Federal Trade Commission (FTC) is the best place to get assistance from debt colelctors and these credit card fees. There are certain laws in place to stop fees, but not of all of them. I think that group will be your best resource for credit card fees and payments.

Re: Need help with Late payment charges

Posted: Tue May 16, 2017 10:59 am
by Zuckenberg
We need $950 rent probably plus payment for late fees at this point. I am a disabled veteran with a 70% rating from the VA plus 100% employability. I am also medically retired from the Army. My father in law are caring for three of our children our 3.5 year old is residing with my wife and me. My wife is currently unable to work due to medical reasons. Please assist.

Re: Need help with Late payment charges

Posted: Wed Jul 03, 2019 11:14 am
by Gump
Hello, I live in Concord NC. I been unemployed for 2 months. I am a need of help with paying the rent and late charges on my credit card. My rent is 740. I also have car payment and car insurance and gas and phone bills, and unities bills. I have no income so I took on debt with a credit card. I been looking for jobs every day. I have a daughter and am single mother not receiving child support. I really need some assistance with the rent and all the credit card late payment fees. I tried to as the local churches and Salvation Army but they make it difficult for me get an appointment set they kind of make it impossible. Is there any other resources out there that can help? I also applied to unemployment and didn’t receive that any help would be appreciated.
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Re: Need help with Late payment charges

Posted: Wed Jul 03, 2019 7:08 pm
by Admin
Write a hardship letter. As for more time on the late payments or other forms of relief. We have a few examples of how to write them, what to ask for, etc. on the site. https://www.needhelppayingbills.com/htm ... ardsh.html