Needhelppayingbills

I've looked on your site, but I'm not sure where to start. My situation is this:

I've lost pay at work as well as hors ($500.00)
I've been overdrawn every time I get paid (direct deposit bi-weekly-most recent 5/6/11)
My daughter is living with me (Age 19-just found employment-won't be paid for 1 month)
I'm paying my ex $300.00 child support
I'm behind on ALL of my bills

I'm trying to locate a lender who won't charge me an arm and a leg to get a personal loan so I can get out of this hole and caught up and then make changes to my bills (elimination of most). I've already gone through my bills, and they total as follows:

Total monthly bills=$1818.31 (mortgage/ car payment/ auto insurance/TV/ water/
trash/ gas/ electric/ phone/ internet)---will eliminate Internet and TV
*************************I haven't even included groceries*******************
Total income=$1828.70-------now as of Feb 2011

Total income=$2249.34 (prior to Feb 2011)-------------------------------------->total loss of income=$420.64

Right now, I have $6.00 in my checking account and I just got paid today. I was
overdrawn before ($166.00) and had to draw an "advance" and they charge $2.00/every
$20 (I requested $460.00=$506.00)

I found some great tools to keep me on budget, but I need to get out of this hole first and I need guidance and assistance. Where can I turn?

Why do you think you can't get a payday loan, or some other type of poor credit loan? Especially if you are starting a new job you should be able to qualify for this type of loan or assistance. A payday loan you would be able to use to pay your rent, car repairs, or other types of bills and expenses you may have.
http://needhelppayingbills.com/html/pay ... tml#payday
This link has information on the pros and cons, and payday lenders.

Bw19 wrote:Hi there,

I just happened to come across your site here and I am really in a financial bind where I live in an apartment complex in Milwaukee, Wisconsin & my vehicle was towed off the parking lot as my loan payment was due. The end result was I had to pay over $340.00 to get it back when I had every right to park there. I addressed my apartment manager & he basically said "tough". Well now I'm in a situation where I can ot pay the rent for this month (November 2010). I don't believe that I qualify for any payday loans because I'm not working right now. I will be starting a new job by this weekend however. I really don't know where to turn. If you could give me a lead or two on places that I can go where rent help is available or some type of short term personal loan, I would more than appreciate it. I mean it dosent even have to be for the full amount. Maybe a half, or even 1/3 of it, just so I can avoid an eviction process. Thank you so much for taking the time out to read.

Hi there,

I just happened to come across your site here and I am really in a financial bind where I live in an apartment complex in Milwaukee, Wisconsin & my vehicle was towed off the parking lot as my loan payment was due. The end result was I had to pay over $340.00 to get it back when I had every right to park there. I addressed my apartment manager & he basically said "tough". Well now I'm in a situation where I can ot pay the rent for this month (November 2010). I don't believe that I qualify for any payday loans because I'm not working right now. I will be starting a new job by this weekend however. I really don't know where to turn. If you could give me a lead or two on places that I can go where rent help is available or some type of short term personal loan, I would more than appreciate it. I mean it dosent even have to be for the full amount. Maybe a half, or even 1/3 of it, just so I can avoid an eviction process. Thank you so much for taking the time out to read.