We are currently borrowing my husband's brothers mini van because our small truck's engine, both exhaust systems, and so much more broke all at once. My SUV has been in the shop since April 11th with a lot of mechanical issues including the engine and even if it gets going again, my physical needs have progressed and I had a second cervical spinal cord repair, decompression, and then a spinal fusion at the end of May, and my small SUV will not accommodate my power chair. We checked into help to try to get one but I would also need help with the evaluation process and conversions. Right now with the holidays, we are looking for every and all assistance help we can get from grant funding, free gas cards to help us even get to my appointments and the grocery store or to spend time with family/travel needs, food, furniture, and we applied for habitat for humanity and got to the credit report check and was told we were denied because of our student loans, debt to income ratio but the student loans are the biggest issue.
I applied for and was approved for the TPD program as a Filipino and the 2 other credit reporting agencies said that my student loan accounts are closed and we have tried to contact his student loans, my veteran husband, to do an income driven repayment program or discharge his too since he provides my home care and has to help me with my 2 support dogs and our son so he does not work outside of all we are dealing with, hence the very limited income and no ability to buy anything we desperately need.
We need a new home, a power chair adaptable vehicle, struggling to even pay our current registration and the high SUV payment, rent, I can't even watch TV with my family in the family room because this old TV is too small and has a bunch of black lines . The furniture is old and broken so it hurts me to even sit or lay down and really difficult for me to transfer out of my power chair.
Our old vacuum cleaner is too heavy and bulky for me to even try to use which is part of the little bit of help I can do, and I am constantly having doctors appointments, injections, labs, procedures, and surgeries.
Even our bed hurts me. We have a king sized bed/mattress that's just about a year old but we were told a firm mattress was recommended with my physical health. I hurts me now because my health has degenerated and now we need an adjustable split frame with thick but cooling technology mattresses that will not budge or sink as I am supposed to be resting to avoid constant pressure and strain which speeds up damage. We are renting from another Filipino and the house has a semi open floor plan but the bathroom is tiny and I can't get any of my equipment in there. It desperately needs a lot of work because our one energy bill (we have 3) is a budget plan for veterans of $190/month and it's a 2 bedroom 1story small house. Please